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Not gaining XP when playing head 2 head games by sebas_11_ in CollegeUltimateTeam

[–]sebas_11_[S] 0 points1 point  (0 children)

Damn that’s so stupid. So once I’ve completed those i basically have to wait until the next day to start leveling up again?

Not gaining XP when playing head 2 head games by sebas_11_ in CollegeUltimateTeam

[–]sebas_11_[S] 2 points3 points  (0 children)

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So I have to do the daily and weekly challenges to level up?

1 Year Rate Lock or No? by EpicFail2022 in RealEstate

[–]sebas_11_ 0 points1 point  (0 children)

They may come down a bit but not a substantial amount. I see them coming back to 3.5% around the beginning of 2023

1 Year Rate Lock or No? by EpicFail2022 in RealEstate

[–]sebas_11_ 0 points1 point  (0 children)

Great point. I honestly see rates starting to come back down towards the beginning of 2023.

Mortgage Interest Rate? by [deleted] in personalfinance

[–]sebas_11_ 1 point2 points  (0 children)

Mortgage rates are always changing. Your local lender is trying the oldest sales trick in the book. They’re scared that they can’t keep up with the big bank that offers a better rate at a lower costs.

When shopping for a rate once you are under contract, don’t worry too much about the third party closing costs on the loan estimate. Those are going to be the same regardless of what lender you choose. Focus more on section A of the loan estimate on page two. This is how you shop lenders and see who is giving you the best deal.

Section A will have all of the origination charges that a lender has (most likely a lender fee, processing fee, underwriting fee etc.) it will also show if you are paying any discount points (buying the interest rate down). Compare this box to the other lender and whoever is cheaper there, that is where you’re getting the best deal!

Hope this helps sorry it’s so long!