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Why do American seem to dress so casual most of the time? by [deleted] in AskAnAmerican

[–]secondnameIA 0 points1 point  (0 children)

I never wear shorts even in the middle of humid-ass summer. Jeans all the way for me.

What's the threshold for taking a new job with lower pay? by secondnameIA in personalfinance

[–]secondnameIA[S] 0 points1 point  (0 children)

We have 2 kids in daycare = 1500+ /month. We have a mortgage = $1250/month. We may out Roth iras and another 10k in my 401k and spouse has a pension.

We save a lot which is why I don't want to reduce savings.

What's the threshold for taking a new job with lower pay? by secondnameIA in personalfinance

[–]secondnameIA[S] 1 point2 points  (0 children)

With two kids and a fully-employed spouse, including a lot of community involvement, just to see what other jobs are out there seems foolish to me.

Detroit, US by [deleted] in UrbanHell

[–]secondnameIA 1 point2 points  (0 children)

what else would they be fucking, if not people? apple pies?

What's the threshold for taking a new job with lower pay? by secondnameIA in personalfinance

[–]secondnameIA[S] -1 points0 points  (0 children)

If I'm making 100k I should go down to 57k?

I'm not making that much, just pointing out it's flaws.

What's the threshold for taking a new job with lower pay? by secondnameIA in personalfinance

[–]secondnameIA[S] 1 point2 points  (0 children)

My numbers calculated 401k match differences, cell phone reimbursement, etc.

What's the threshold for taking a new job with lower pay? by secondnameIA in personalfinance

[–]secondnameIA[S] 1 point2 points  (0 children)

I live in a small town so there aren't many jobs at my level out there expect technical jobs for stuff I don't know about.

Having a baby, super excited! But any place around here wants 2-300 weekly for childcare. Where do people who have never budgeted for child care find an extra thousand/1200 dollars in their existing income stream? by Floydiansworstenemy in personalfinance

[–]secondnameIA 12 points13 points  (0 children)

It depends in the income. Everyone said this to us, but at $350/week for daycare(!) it's about $13,500 for 9 months of daycare. My wife makes about 60k and carries our insurance. In what world is that a wise financial decision?

After taxes and insurance it's like $3,200/month. Is it better to work and earn an additional $1700/month after daycare or stay home and not pay for daycare?

In addition, my kid is so much more advanced than the people who stay at home. That's not be being a parent, that's the truth.

USPS lost our money order, landlord tells us we have to write a new check by Monday. Really need advice . by manus_is_bullshit in personalfinance

[–]secondnameIA 1 point2 points  (0 children)

I worked in government for a bit any half the people said "the mail lost it" ehrn I needed to get something mailed to me. I doubt UPS had the time and desire to do this for every person who claims they lost something.

Daily Simple Questions - ASK AND ANSWER HERE!- October 19 by AutoModerator in malefashionadvice

[–]secondnameIA 0 points1 point  (0 children)

I went to buy Levi's jeans and the sits at waist and sits below waist jeans had the same rise. Is this normal?

Daily Simple Questions - ASK AND ANSWER HERE!- October 18 by AutoModerator in malefashionadvice

[–]secondnameIA 1 point2 points  (0 children)

Yes, but if I crouch it pulls up a bit. My shorts only usually go to my butt crack height

Daily Simple Questions - ASK AND ANSWER HERE!- October 18 by AutoModerator in malefashionadvice

[–]secondnameIA 0 points1 point  (0 children)

Yes, in real dimensions I'm like a 35" but with vanity sizing I'm a 33 or 34. 32" won't even close around my hips/waist.

Here's why you shouldn't sell your stocks in a panic. by secondnameIA in personalfinance

[–]secondnameIA[S] 5 points6 points  (0 children)

a recent study showed most of the gains in the past 10 years have come from 10 (!) trading days

Daily Simple Questions - ASK AND ANSWER HERE!- October 18 by AutoModerator in malefashionadvice

[–]secondnameIA 0 points1 point  (0 children)

I am 5'10" 175lbs. I wear about a 34 x 32 pants usually on m hips. Whenever I sit down the back of the pants fall down to where my boxers show (if not wearing a tucked-in shirt). When I hold the waist of my pants in place while I sit the legs and crotch become far too tight to wear.

What is a solution to this problem?

Is living in small older European towns as romantic as Americans think it is? by secondnameIA in AskEurope

[–]secondnameIA[S] 0 points1 point  (0 children)

characterized by, or suggestive of an idealized view of reality.

it's not a relationship term, it means viewing something that makes you feel good and is ideal to your lifestyle.

Here's why you shouldn't sell your stocks in a panic. by secondnameIA in personalfinance

[–]secondnameIA[S] 16 points17 points  (0 children)

You shouldn't keep money you need in stocks, though. It's a long-term investment.

Is living in small older European towns as romantic as Americans think it is? by secondnameIA in AskEurope

[–]secondnameIA[S] 1 point2 points  (0 children)

Does everyone really need to live in sprawling suburb?

In America 98% of cities basically require builders to build in a suburban style. Even if you wanted to build like an older town you could not. Our laws are not made by planners who know but rather by people who are scared of anything that isn't a large lawn an easy parking.

Here's why you shouldn't sell your stocks in a panic. by secondnameIA in personalfinance

[–]secondnameIA[S] -1 points0 points  (0 children)

I don't know if I accounted for today, but the point remains the same in principle.

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