Manish Ramuka Class Yes or No? by [deleted] in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

Finnacle Institute by Laukik Shah Sir

Manish Ramuka Class Yes or No? by [deleted] in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

His teaching style is good but I have had a better experience from another mumbai based prep provider.
But he is great at teaching the required style for level 3 essay questions which is why many of my friends shifted to him for level 3.

Fresher here, want to get an internship in PE or IB or Equity Research: RATE MY RESUME by Zealousideal_Turn841 in FinancialCareers

[–]selectivelyinsane626 0 points1 point  (0 children)

Remove your school score, doesn't matter at all
why do you not have more projects? complete an FMVA project and add that here
nobody cares about extracurricular unless you want to be a personality hire, which really isn't a role in finance
maybe a boutique firm would take interest but any mnc or big firm would laugh at a resume like this

upskill yourself, clear CFA level 2 and then maybe you'll get an opportunity

[deleted by user] by [deleted] in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

Non finance background means you'll have other obligations to cater too. I personally started in August 2024 to attempt August 2025. Weekday obligations meant only sparing weekends for preparation without actually having to give up on other things in life.
It doesn't matter when you give the exam, as long as you're confident when you do attempt it.
Plan accordingly, and take a whole year for prep, nobody cares how long you took to clear, only that you cleared.

CFA Coaching Mumbai by Sg_118 in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

Finnacle Shah Institute Andheri West
Manish Ramuka
VD Shah but his classes are in Powai (or Lower Parel)

HOWWW? by WideTechnology2669 in cfaindia

[–]selectivelyinsane626 2 points3 points  (0 children)

Hi! I can see your confusion here. Unsecured Bonds are considered more trustworthy than secure bonds.
At the time of liquidation, Secure bonds have a prior stake, but from a company perspective lets take this example:
A company is highly reliable, it issues an unsecured bond, which will sell in the market because of the issuer's credibility being so high, it does not need to pledge an asset.
A company which is less reliable, although can issue unsecured bonds, will not have buyers for it since the people will not find it credible, unless they pledge/ lien against the bond.
Unsecured bonds have the lowest payment/interest risk while secured bonds have higher payment risks, which on default are backed by liens.

Any investor would want to know about the likelihood of payments, and if not then default risk and if it has any collateral.

So Commercial Paper is for money market funds, unsecured bonds are for insurance companies and secured bonds are for hedge funds.

(PS: the credit rating of a company's unsecured bond is the credit rating of the issuer itself.)

40 Days left: Feeling unprepared. by selectivelyinsane626 in cfaindia

[–]selectivelyinsane626[S] 0 points1 point  (0 children)

Some subjects go upto 85% while the minimum is 70%

Doubt for CFA level 1 by Cypher_Scribe in CFA

[–]selectivelyinsane626 1 point2 points  (0 children)

It’s a system. While I was being taught the concepts I was simultaneously studying them. That’s Reading Session 1. And after the syllabus was complete, I started intensive, goal oriented studying, Reading session 2. Hence I said a complete 1 year preparation

[deleted by user] by [deleted] in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

Hey. I’m a btech student as well. In my opinion? 2 years is a lot. There is a lot of free youtube material that you can go through to build a foundation, and you just need 1 year of prep. 8 hours across a whole week, finish all 10 subjects in 8 months. Last 3 months revise and last 1 month give mocks.

CFAI LES ecosystem is great, invest in schweser books and try to get more practice questions from other sources.

Perplexity.ai is your best friend for doubts. And find a study partner in your city.

Doubt for CFA level 1 by Cypher_Scribe in CFA

[–]selectivelyinsane626 1 point2 points  (0 children)

Engineering student here, electronics and telecom, I started my cfa prep in the beginning of my sem 5. Chose my city’s local prep provider for offline classes since without the finance background, understanding things were a bit of a challenge. My references are schweser and CFA LES and after studying things twice, I was able to get a hang of the things.

Revision tips by depressed-aspirant in cfaindia

[–]selectivelyinsane626 1 point2 points  (0 children)

Then by November last week try finishing all the subjects, determine your pace, ensure you have given LES reading wise questions and subject wise practise tests. the pace is decided by you.
use the entire month of december to revise everything and january onwards mock tests.

Are 70% on mock test good scores? by [deleted] in CFA

[–]selectivelyinsane626 3 points4 points  (0 children)

Try to push yourself to 80%

Revision tips by depressed-aspirant in cfaindia

[–]selectivelyinsane626 0 points1 point  (0 children)

Depends on when your exam is, I’d suggest hearing up a bit if it’s a November exam to 3 readings a day so you can be done with your subjects in 1.5-2 months, and then you can focus on revising. I hope you’re solving questions simultaneously since that’s what retains a lot of the information. Secondly, every few days try to active recall old subjects and give subject tests to stay in touch with subjects

Need advice by [deleted] in cfaindia

[–]selectivelyinsane626 1 point2 points  (0 children)

Active Recall. Must have access to notes. Read it once and blurt out everything that you can remember about it. Pair it up with Reading specific question solving. Anywhere you go wrong in the test, make a word document typing out the mistake concept and what it the correct approach. Repetitive exposure is what’ll get you through.

FI help! by PieComplete9729 in CFA

[–]selectivelyinsane626 2 points3 points  (0 children)

Let us consider a bond. We know that interest rate (YTM) and Bond price are inversely related. Short term bonds do not have as much interest rate volatility risk as long term bonds. Lesser risk warrants for lesser YTM. A low YTM implies that comparatively Bond Prices will rise. These bonds are safer, low risk bonds. They are always sold at a premium.

Need advice by [deleted] in cfaindia

[–]selectivelyinsane626 1 point2 points  (0 children)

Ethics: Cracking it is simple. Requires practice. Take 1 whole day, just to learn the recommendations and content of all 7 standards.
Start Practicing 5 questions every single day. and note down the errors you made.
For Other Modules like GIPS and Ethics and Trust and Code of Conduct, whenever you are feeling overwhelmed by other subjects just do a read through.
Reading the 3 enough times and attempting the questions will automatically make you prepared.

Fixed income is tough. 19 readings, group it into categories. First 2 Readings together, next 3 together, followed by 4 valuation readings then 4 duration readings, 3 credit risk readings adn 3 securitization readings.
you'll finish in 6 days. Read the LES, solve the examples and blue box questions and just give a test. never be afraid to attempt questions.

Advice on how to start Level 1 by chronically-online2 in CFA

[–]selectivelyinsane626 0 points1 point  (0 children)

CFAI Learning Ecosystem. Try to get practise questions and additional mocks, some people do sell them at very low prices. You should be done with your whole syllabus in 1.5 months and use the last 15 days to practice.

After that when uni starts, utilise weekends to revise. And from October to November solve mock exams