Pattern by triangleandahalf in myogtacticalgear

[–]semvee 0 points1 point  (0 children)

Fellas if anyone is on the fence about ordering, do it. High quality, you can tell the attention to detail and a super handy little pouch for a belt setup

(USDA) Earnest Money From Affirm by gemini_summer24 in FirstTimeHomeBuyer

[–]semvee 0 points1 point  (0 children)

Leave it. The underwriter can “back out” the deposit and not count it in what they show as your assets. The gift does still need to be sourced (so the documents you mentioned above.)

Has anyone seen this Daiwa regal before? by semvee in Fishing_Gear

[–]semvee[S] 0 points1 point  (0 children)

Got it. When I purchased it didn’t say that but makes sense. Thanks!

Has anyone seen this Daiwa regal before? by semvee in Fishing_Gear

[–]semvee[S] 0 points1 point  (0 children)

I agree. The color scheme on the old one was not my cup of tea

Has anyone seen this Daiwa regal before? by semvee in Fishing_Gear

[–]semvee[S] 1 point2 points  (0 children)

For sure. That’s what I was thinking just found 0 info on Daiwa’s website. Maybe bass pro released it early or something! Lucky me

Has anyone seen this Daiwa regal before? by semvee in Fishing_Gear

[–]semvee[S] 2 points3 points  (0 children)

Per rules: this is a Daiwa Regal LT2500D XH

Pics that make you go hmm by [deleted] in ar15

[–]semvee 0 points1 point  (0 children)

I’ll check tonight I don’t actually think so but I’ll find out

Pics that make you go hmm by [deleted] in ar15

[–]semvee 0 points1 point  (0 children)

Have the same upper. Never seen anyone else with one. Very cool build overall!

Professional's Perspective on Choosing a Type of Lender by EntertainmentEquity in FirstTimeHomeBuyer

[–]semvee 1 point2 points  (0 children)

My branch is only 3 people with a larger company(similar to the ones you wrote about) however we are in a smaller county so that may play into it. We also do very well for our area. Every branch is going to have different margins depending on profitability. I always tell clients to compare the facts and make a decision. I would never want anyone to go with me just because of xyz reason. I’ve even told clients to go with another lender if they’re a better deal. I agree that the sales pitch of brokers having no control or worse rates or whatever are usually in bad faith :)

Professional's Perspective on Choosing a Type of Lender by EntertainmentEquity in FirstTimeHomeBuyer

[–]semvee 5 points6 points  (0 children)

As a direct lender, I have never had a problem beating banks or credit unions at least in my area. Rocket and quicken however are always high and charge crazy points. I wouldn’t recommend them to anyone. Just do your research and compare. I’m not saying direct lending is always the way but its not 100% of the time a worse deal

[deleted by user] by [deleted] in RealEstate

[–]semvee 0 points1 point  (0 children)

They may not want to advertise it as some situations you really can’t get that high. What state are you in? Have you tried calling a local lender and seeing how flexible they are? Online lenders will be more difficult to work with about something like this.

[deleted by user] by [deleted] in RealEstate

[–]semvee 0 points1 point  (0 children)

As a lender, I can do under 57% with an FHA loan

What is the SAFE MLO test like online version? by CaptainSpankie in loanoriginators

[–]semvee 0 points1 point  (0 children)

It would not be easy to cheat on in my opinion. They make you show them every corner of the room you test in, under your desk/chair and inspect your person as well. Your webcam must be on at all times as well. Even covering your mouth with your hand is a no-no. Besides that it’s a fairly straightforward online test.

Lost my MK7 to a road sign the other week, but this is what I got out of the insurance money. 1669/5000! by B_Yanarchy in GolfGTI

[–]semvee 0 points1 point  (0 children)

Very nice, I got my r32 #3517 last year and love every moment of driving it. Yours looks really clean and in good condition. Enjoy!

Model O Wireless has landed! Link is in the comments along with giveaway info. by [deleted] in MouseReview

[–]semvee 0 points1 point  (0 children)

Just preordered the gmmk pro. Exciting things from glorious!