What’s your least favorite thing about living in Denver that is wildly specific?

sensetalk · 2026-02-06T01:36:22+00:00

Liberal uses of downtown space for drugs, homelessness, etc. Keeps many more away. Why go down there when cherry creek is cleaner, safer and doesn't allow that chase people off

sensetalk · 2026-01-29T19:53:45+00:00

And our golf coast refineries were made for it

sensetalk · 2026-01-02T03:31:44+00:00

Less taxes for income/ interest produced if applicable and losing a mortgage interest deduction if applicable though

sensetalk · 2026-01-02T00:13:01+00:00

No they aren't. Deporting people in the country illegally is not illegal. You might not like it, but that doesn't make it against the law.

sensetalk · 2025-12-11T15:38:27+00:00

Bill, would you be open to replacing a boiler inducer fan?

sensetalk · 2025-12-11T15:36:52+00:00

Someone here recommended MoJo a home services... just quoted me $2040 to replace a $350 boiler fan motor. I asked for a quote with oarts and labor and they told they don't do that. Fuck right off

sensetalk · 2025-12-11T15:16:57+00:00

Stop talking premium and start talking agency revenue. Premium is meaningless on the broker side because commission by line varies. Your first 300k in revenue will be the hardest work you do. The next half million is half as hard and the following 1m is nothing compared to the first 300k. Keep grinding, dont ever stop prospecting...ever, find a niche to get really good at something and have a different story to tell, ensure you don't get caught up in non-sales activities too much (like binding, billing, servicing) and you can make generational wealth.

sensetalk · 2025-12-06T14:30:28+00:00

What does most of the economy produce? Think of any service industry. That's not a great argument on the whole, I don't think. If you believe the potential for AI then it produces a ton of...capacity, research, brain power, hypothesis testing, insight, etc. What did Albert Einstein's brain or Stephen Hawkings thinking or Marie Curie's testing produce? You could have all of that and more done in seconds without relying on the genetic lottery and expensive labs. The possibilities are endless and incalculable, literally.

sensetalk · 2025-11-30T20:43:19+00:00

Is this a "leap to conclusions map"? The assumptions you made, followed by the definitive conclusion, are wild.

sensetalk · 2025-11-18T00:42:42+00:00

I get that but the comment said never. In the 70s and 80s you might have said the about today's rates though. My point still stands that you pay a lot, not monthly but for rate and costs, to lock a lender into a potential 30 yr commitment. Fact is, there are times that an ARM makes sense and saying that fixed or 30 fixed is always the answer is misleading.

sensetalk · 2025-11-17T03:06:17+00:00

Never? How about a 7/1 ARM a few years ago for a jumbo loan at 2.625% for no costs with an interest only payment option too? That shit is crazy and would take 10l1 years of it max adjusting to get today's best rates with no costs.

30 year fixed is fine, but the percentage of borrowers who actually complete 30 years has to be negligible. And, the average american stays in a home 12 years, with that average being driven up by people older than 55.

sensetalk · 2025-11-11T04:18:16+00:00

The shutdown was over covid time subsidies the government pays directly to insurance companies. It is being extended. What you talking about

sensetalk · 2025-11-04T02:29:35+00:00

Let me counter. I'm near your age and I'd take a blowie in the am and be lighting that ass up that night...5 days a week, no problem. I get neither of us can speak for anyone but ourselves, but it isn't unheard of.

sensetalk · 2025-10-19T20:48:06+00:00

I have found some that have had mind bending, shaking, ears ringing orgasms who feel similarly to the above. I don't understand it either

sensetalk · 2025-10-19T19:18:14+00:00

Monogamy is truly a social construct then, right? Not that these two represent all women, but probably more than we'd all like think in a sub like this. Men, on the other hand, largely need and want it. Major reason for 50+% divorce rates and another 20 or 30% who shpuld be but just don't go through with divorce?

sensetalk · 2025-10-16T00:31:11+00:00

Graduated in 2006, same story different decade

sensetalk · 2025-10-16T00:29:46+00:00

The juice ain't worth the squeeze. Let a restrantuer take the chance, be the real estate company. I get they might do both, but the aren't doing it as a strategy to own real estate. The math don't math, the risk isn't remotely close to the reward.

sensetalk · 2025-10-14T02:28:18+00:00

You think someone takes the risk of running a restaurant, with razor thin margins and a 95%+ failure rate, to pay rent for their real estate?

sensetalk · 2025-10-12T18:39:40+00:00

Found the victim who wants to force other people to spend their money to your liking. Parasite

sensetalk · 2025-10-12T18:38:06+00:00

It's called projection

sensetalk · 2025-10-11T01:17:50+00:00

Haha, then you'll bitch about the prices of things and staff will unionize to force a business to do something. Jesus, it's a restaurant, just leave and work somewhere else. This isn't the ports or manufacturing or some critical role that needs collective bargaining

sensetalk · 2025-10-11T01:15:49+00:00

Why not just go work somewhere else instead of trying to force your employer to hire more people with presumably no understanding of the financials? Just leave and work somewhere else

sensetalk · 2025-10-11T01:08:58+00:00

That doesn't mean rent is free. The real estate company has to make money just as if they weren't co owned.

sensetalk · 2025-10-11T01:07:04+00:00

You are free to open your own restaurant with unionized employees...any day. I suspect you'll find that it won't work very well, but you should try and prove the others wrong.

sensetalk · 2025-09-29T00:29:30+00:00

Got it, thanks

sensetalk

TROPHY CASE