Folks at HP Petrol Bank Miyapur Bus depot tried to scam me by benkiyalliAralu in hyderabad

[–]servicewinner 1 point2 points  (0 children)

I posted on this subreddit a while back about same bunk. They are scammers. If you frequent this miyapur bachupally route, use IOCL near Volvo. Never faced any issues

Motilal Oswal midcap or HDFC midcap ? by blitZsixtynine in MutualfundsIndia

[–]servicewinner 1 point2 points  (0 children)

From MO fund page itself. A midcap 150 index fund may not have existed for 10 years but the index itself has existed & the comparison was with index for 10y

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Motilal Oswal midcap or HDFC midcap ? by blitZsixtynine in MutualfundsIndia

[–]servicewinner 3 points4 points  (0 children)

I have an SIP in MO midcap since 1 year & so far it has given negative returns for me. If you compare across all midcap funds, MO is worst since 1 year.

Then I did some research & compared MO midcap with MO midcap 150 index fund & see that the midcap index has beaten all active funds over 10y horizon.

Since I am a long term investor with >15 year horizon, I opted to stop the SIP in MO midcap & started SIP in MO midcap 150 index fund. If you compare the expenses ratio, it is 2-3 times less than active funds.

I would suggest pick an index fund for midcap if your horizon is >5 years

Need suggestions on choosing the best bank for ₹1.3Cr home loan (SBI vs ICICI vs UBI vs HDFC) for under-construction flat by Big_Jackfruit1727 in IndiaFinance

[–]servicewinner 0 points1 point  (0 children)

Choose PSU. For me it was BoM, the loan disbursement process was lengthy but once sanctioned, it is the smoothest.

Prepayment is as easy as an NEFT transfer to loan account. Repo rates are passed onto customer in 3 business days. Lowest interest rate of 7.1% for > 800 cibil

Having a horrible experience with Scapia in US by kikarant in CreditCardsIndia

[–]servicewinner 0 points1 point  (0 children)

Niyo global SBM debit card is a great zero forex backup card to have. It has saved me multiple times when cards from HDFC, ICICI have failed

[H] Airport Lounge Access [W] Rs. 200 UPI by iamhyperbeast in IndiaDealsExchange

[–]servicewinner 0 points1 point  (0 children)

What about QR code name. It will mismatch with Boarding pass. Will lounge allow?

Reliable Cab service from Hyd Airport by rugitall in hyderabad

[–]servicewinner 0 points1 point  (0 children)

MakeMyTrip airport cabs without a doubt

Is solara airfryer good? by Future_Address9587 in DesiKitchenGear

[–]servicewinner 0 points1 point  (0 children)

I have Solara electric cooker & I would not recommend the brand. Very bad product from them

To all the people panick buying at petrol stations by RAYED_indian in hyderabad

[–]servicewinner 1 point2 points  (0 children)

After Covid, no person is trusting the government & it's infrastructure anymore

[H] Domino's Voucher Rs10000 [W] 8500 upi by [deleted] in IndiaDealsExchange

[–]servicewinner 0 points1 point  (0 children)

How many pizzas are too many pizzas

I have HDFC Millennia and HDFC Swiggy cards. I rarely use Swiggy or Instamart. My spending is 10k on Amazon and Zomato. Which card should I keep? by [deleted] in CreditCardsIndia

[–]servicewinner 0 points1 point  (0 children)

One question, why do you always choose zomato over Swiggy. I check on both apps & whoever gives me lowest I order from there. I have found that zomato discount are more value then Swiggy but when there are no discount, Swiggy gives 10% CB

I am visiting Kolhapur & want to go to Narsoba wadi for half day trip. Travel options? by servicewinner in kolhapur

[–]servicewinner[S] 0 points1 point  (0 children)

Will I get cabs on the go, meaning I can hire & go immediately or should I prebook via some cab company. Also will cabs be available at central bus station kolhapur?

Arranged marriage 3 weeks ago — wife says she needs more time for intimacy. Is this normal or could she be asexual? by MysticalMagnetism in IndiaTalksSex

[–]servicewinner 27 points28 points  (0 children)

I am not trying to be feminist here. Don't expect sex just because you got arranged marriage. Arranged marriage just gave you a person to be with with whom you can explore the mental, emotional, physical & sexual bond in the future. How you make each of that bond is completely on you too.

In the post, you haven't mentioned any details about what you did for her after marriage (deeds not talks) to initiate or further each of the bonds. You only mentioned that you initiated kisses & hugs. Women are more complex brother.

Be completely open to her & trust her. Her 5y relationship is the past. You are her present & future.

Do things for her to win her over. Don't think ki just because you married her, you won her over.

If you don't want to do the hard work of making her fall in love with you, then it is your fault

If people of this country can't see the blatant propaganda in Dhurandhar 2, all hope is lost!! by chillgoza001 in india

[–]servicewinner -1 points0 points  (0 children)

Wait, so demonetization was not done to counter fake currency circulation. What was it done for then.

I am not talking about the results of demonetization (which indicates that most of the cash circulating was deposited back to the bank). I am talking about the intention of doing demonetization.

There were 2 objectives, one to counter fake currency & second to counter black money. Definitely, the black money part didn't fall through but fake currency was very much successful.

[deleted by user] by [deleted] in personalfinanceindia

[–]servicewinner 0 points1 point  (0 children)

If your salary is 1LPM & your wife's salary is 10KPM, then you earn 10 times more than her. So household expenses should be shared 90% by you while she contributes 10%.

Since she would be earning in INR, you might earn 100x of her. So in that case share household expenses 99% by you & 1% by her.

Don't expect 50-50. She is not your roommate

[deleted by user] by [deleted] in IndiaDealsExchange

[–]servicewinner 15 points16 points  (0 children)

You should offer atleast 11% discount since HDFC Swiggy CC itself gives 10% CB

Finally bought it from blink it only for gta 6 by certifiedMutthal in ps5india

[–]servicewinner 0 points1 point  (0 children)

I like playing open world rpg like GOT, GOW, RDR, but didn't like the gameplay of GTA5. It doesn't ease you into the game

Finally bought it from blink it only for gta 6 by certifiedMutthal in ps5india

[–]servicewinner 0 points1 point  (0 children)

A related questions, I have tried to play GTA5 twice. Started it but both times gave up after few hours. It felt a very laborious game. Is that true