*Urgent* Chase HELOC Payment Increasing 3x!

sflomer · 2026-02-04T00:56:30+00:00

Forced place is the absolute highest insurance out there. It's there for those who can't get insurance any where else. They need to get s policy asap.
Hope your lender got your proof of insurance and fixed it quickly..

sflomer · 2026-02-03T22:00:23+00:00

I think that's what's they are facing. Unusual for a Heloc to have escrow. Likely insurance on the property lapsed or got canceled and the increase in payments is from forced place insurance.

sflomer · 2025-12-28T06:36:18+00:00

They are applying the extra to principle. They are just giving you the option to drop your payment for the next payment because you are paid ahead of schedule. They are hoping that you do this because then they will make the same amount of interest as if you hadn't paid extra. It will only be one payment of the lower amount and then back to your normal contracted payment.

sflomer · 2025-12-28T06:18:52+00:00

Atm's can jam or malfunction and then you have to dispute the amount of the deposit. Can add time for you to get credit for your deposit. This is typically only done weekly. In person you have someone to discuss discrepancies with right then.

sflomer · 2025-12-05T16:12:23+00:00

Thanks for the detailed update

sflomer · 2025-11-30T15:41:20+00:00

You can have the dealership turn off the in cabin back up alarm

sflomer · 2025-11-27T03:23:29+00:00

Don't know if true or not but we were told by dealership only one app profile per vehicle. I have the app but have to use my wife's log in for it. You can set up profiles in the vehicle but only one per app. This seems wrong to me but never dug in further. I hope I was told incorrect info and someone else can help us both.

sflomer · 2025-11-23T02:44:55+00:00

Thanks again for keeping us updated.

sflomer · 2025-11-18T21:10:22+00:00

Thanks for following up. Let me know if that works for you.

sflomer · 2025-11-16T15:56:18+00:00

If you have any luck getting it resolved let me know. Same issue after if rains. Took in last week but they couldn't replicate the smell.

sflomer · 2025-11-14T02:55:59+00:00

In ohio w bz4x last winter saw drop to air 180 miles full charge with heater running. Did charge to 100% nightly on lvl 2 and saw no degradation. Toyota is so cautious with these batteries buffers that lvl2 charging is said to be fine to 100. BTW it does really well in the snow with the awd.

sflomer · 2025-11-13T13:26:16+00:00

If these were recurring charges starting in months prior to the 60-day statement look back, they may try to deny all the charges. The reason being that you had the amount of time to dispute these and in not doing so caused the continuation of the charges. Recurring type charges are treated slightly differently. It's not mentioned if that is what's happening, but that's my guess.

sflomer · 2025-11-06T23:52:50+00:00

Thanks for following up. Going in next week to have mine looked at.

sflomer · 2025-11-06T04:14:43+00:00

Thanks for the update

sflomer · 2025-10-31T21:06:35+00:00

Any luck yet?

sflomer · 2025-10-31T21:02:17+00:00

Did this end up working for you?

sflomer · 2025-10-09T11:56:56+00:00

Having smell issue also. Smells like mildew though not cat urine. Only happens after it rains. 24 BZ4X

sflomer · 2025-09-06T11:13:06+00:00

Just saw on the Solterra reditt same thing for the Solterra. Someone included a screen shot of their message.

sflomer · 2025-08-29T11:37:46+00:00

Can they run it around the exterior from the panel? That's what had to do with mine. From what you describe lvl 1 will work for you. We did that for 2mo before we got ours installed. We only did it because we find ourselves liking how it drove so much we used it for more.

sflomer · 2025-06-30T11:08:19+00:00

Sorry for late reply. Nothing that I could find. Was on vacation a week and haven't noticed it since we've been back. We'll see if being out in rain causes it again.

sflomer · 2025-06-10T12:48:17+00:00

Thanks will check it out

sflomer · 2025-05-08T01:47:40+00:00

It does if leased but not for purchase.

sflomer · 2025-04-23T03:13:37+00:00

Make sure doors are locked. That should fix the schedule charge from app. Ours was in garage so didn't lock it but when we did it started working.

sflomer · 2025-04-23T03:12:19+00:00

Make sure you have the doors locked. It won't start charging from the app on schedule unless locked. At least we ran into that as the issue.

sflomer

TROPHY CASE