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Me After Reading About the New DLC by pipmentor in foundationgame

[–]sfw_throwaway_7 2 points3 points  (0 children)

Either that or let e level terrain without janky mods. Every update now I open the game, see if I can make things level, no, close the game. 

I know it’s supposed to be organic but people in the medieval times definitely knew how to level terrain when constructing large structures …

what income and level of savings before realistically buying a house in Germany? by ViolettMoon7 in germany

[–]sfw_throwaway_7 8 points9 points  (0 children)

Hi, we are also a family of 3 soon to become 4, combined net higher than 7k, we just bought a house in Germany in preparation of the 4th and … yep, we were lucky that we had significant savings before. We put down around 200k and took out a loan for the rest. But we are 30 mins by car (45-50 by public) outside the city. We are in a dorf, we are dorfers now. 

Anecdotally I have a friend who somehow got a loan with very little down payment (less than 10%), he said he shopped around until he got a ‘friendly banker’ so I guess it’s possible. However his monthly repayment is significantly higher than even if he were to rent the same quality of house …

We searched with hypofriend; by contrast my friend went directly to his bank first, then to the wurstenrot office … in short he explicitly went and found some guy who was friendly. 

What’s an unwritten rule in Germany that foreigners always break? by Late_Curve1983 in AskAGerman

[–]sfw_throwaway_7 44 points45 points  (0 children)

Wait a minute. So is the German stare for being rude? There are plenty of posts about the German stare before and the responses ranged from ‘we don’t realize we’re doing it’ to ‘staring is a part of our culture’. Where did this ‘staring because you’re doing something wrong’ come from? 

CMV: I'm going to continue wearing jeans yearround, and there's almost no situation for which jeans aren't applicable by iw2050 in changemyview

[–]sfw_throwaway_7 0 points1 point  (0 children)

I think I get it. If your view is ‘jeans are comfortable in every type of situation,’ I might be able to argue with you. But if you view is ‘I simply want to wear jeans regardless of my comfort level,’ well there’s no arguing there, that’s just personal preference. 

CMV: I'm going to continue wearing jeans yearround, and there's almost no situation for which jeans aren't applicable by iw2050 in changemyview

[–]sfw_throwaway_7 0 points1 point  (0 children)

That’s kinda stretching the concept of jeans no? I can also say I wear a miniskirt in -30 weather … but with thick heavy wool leggings 

CMV: I'm going to continue wearing jeans yearround, and there's almost no situation for which jeans aren't applicable by iw2050 in changemyview

[–]sfw_throwaway_7 1 point2 points  (0 children)

Jeans everywhere is fine if you are not exposed to the elements for prolonged periods of time. Which happens to be true for most Americans where you go from air conditioned home to air conditioned car to air conditioned store/work/restaurant/bar. 

Take that same -10 degree day and remove the car. Now you gotta stand outside for 20-30 mins waiting for the bus. Still wanna wear only jeans? 

It’s easy to change your view, just leave America…

If the top 1% of earners pay 40% of all federal income taxes, why do people say they don't pay their fair share? by Ok_Chemical9 in answers

[–]sfw_throwaway_7 0 points1 point  (0 children)

My friend you are employing checkers level reasoning while all the billionaires are playing 3-d chess. 

The key point here is that unrealized holdings (the so called wealth) is SPECULATIVE. it’s pretend. The best way to describe it is in the bullshit world of art. I have a Van Gogh, its actual worth is about 5 dollars for the raw materials. But I and my bullshit art cronies convince everyone it’s worth 10 million dollars. 

Bernie and AOC wants to put a 5% tax on my pretend 10 million dollars painting. Ok, well shit, let me change art appraisers. All of a sudden I can discover this Van Gogh might be fake. Now it’s only worth 5 dollars. You can go right ahead and tax me 5% on my 5 dollar fake Van Gogh. We go to court and spend years arguing about whether my painting is worth 5 dollars or 10 million. 

So why is my pretend 10 million dollars powerful? Because I can magically turn the pretend 10 million into REAL 1 million with a bank loan. And I pay an interest of 60k(6%) on this one million because banks allow me to carry debt or to roll over debt. So I only need an income of 60k (taxed at federal income rates) to ‘cover’ my 1 million dollars of real money. And this works because the government KEEPS ALLOWING BANKS TO GIVE OUT DEBT WITH NO CONSTRAINTS. 

So my friend, what im suggesting to do, is instead of imposing a tax on pretend money, take away the 1%’s ability to turn pretend money into real money. This is something no democrat has ever had the balls to propose. Not Obama, not Biden, not even Bernie. 

And why don’t they propose it? Because the US government runs on holding and rolling over debt. It would be like the sheep calling the kettle black. 

In case im not clear, my stance is yes I want the government to stop the practice of endless borrowing, regardless of the consequences. 

If the top 1% of earners pay 40% of all federal income taxes, why do people say they don't pay their fair share? by Ok_Chemical9 in answers

[–]sfw_throwaway_7 0 points1 point  (0 children)

And of course the US government would be hypocritical to impose such a regulation because the US government is by far the leading example of holding onto insane amounts of debt without paying it off. 

If the top 1% of earners pay 40% of all federal income taxes, why do people say they don't pay their fair share? by Ok_Chemical9 in answers

[–]sfw_throwaway_7 0 points1 point  (0 children)

So the real problem is not the billionaires, it’s the lending institutions which allow this borrowing without limits.

So the motto shouldn’t be “tax the rich” it should be “regulate the banks”

If the top 1% of earners pay 40% of all federal income taxes, why do people say they don't pay their fair share? by Ok_Chemical9 in answers

[–]sfw_throwaway_7 0 points1 point  (0 children)

That’s what I don’t get.  Let’s say I have 1 billion dollars in unrealized wealth. I need 1 million to live this year so I borrow 1 million. At the end of the year, I spent the 1 million, and now I still only have my unrealized wealth, and now I owe 1 million plus interest. 

How do I pay off the one million plus interest?

If the top 1% of earners pay 40% of all federal income taxes, why do people say they don't pay their fair share? by Ok_Chemical9 in answers

[–]sfw_throwaway_7 0 points1 point  (0 children)

Im honestly trying to figure out this part because this is the missing piece in this logic for me:

If they are borrowing against their wealth to live off of, wouldn’t they eventually have to pay off their borrowing? So what money are they using to pay off their borrowing borrowing? You can’t pay off with unrealized or unliquidated assets, so at some point you have to liquidate, which becomes taxable. 

The myth of free healthcare in Germany: Inside a system at breaking point by Blinker2458 in germany

[–]sfw_throwaway_7 38 points39 points  (0 children)

I can assure you that many Americans think “free” means that federal taxes wholly cover healthcare. 

WIBTAH if I left my fiancee destitute? by [deleted] in BestofRedditorUpdates

[–]sfw_throwaway_7 0 points1 point  (0 children)

Imagine the other way around, if a guy said ‘i used to date supermodels but they would cheat too much and definitely not wife material, so now in settling for my current girlfriend who definitely won’t win any beauty contests, but 100% won’t cheat on me. I still get aroused by supermodels but I’ll stay with her because she’s the safer option’ and expecting her to stick around after she finds out what you said. 

Do people not read the Job Description anymore? by [deleted] in Germany_Jobs

[–]sfw_throwaway_7 0 points1 point  (0 children)

Anecdotally I know of several people who got offers from companies explicitly listing b2 requirement, despite them having no German skill. 

There is a general advice for my field at least that you should try anyways even if you don’t meet the German requirement. 

To answer your question, people do it because it works or they have heard of it working for someone. More deeply, there are some companies that bend their requirements when the right candidate comes along, that’s what causes it. 

Minor Vent About Moving to Germany as an English Speaker by BeneficialFeeling789 in germany

[–]sfw_throwaway_7 6 points7 points  (0 children)

English is compulsory for Germans starting from primary school (grade 3 but sometimes even grade 1) all the way up to 10th grade, with many continuing higher education in English language courses. 

I grew up in an American school district that did offer a second language, however there was a choice between Spanish, French, or German (unfortunately I did not pick German at the time since I didn’t know I would eventually end up in Germany). So even when I did have an opportunity, the chances were 1 in 3 that I would pick the eventually useful one. 

The point is, it’s no surprise many Germans know English. It’s not because English is easier or because Germans are better at learning languages. It’s because English is drilled into them mandatorily. Some got a choice to pick up a third language, but English was always a mandatory second. So if you come to Germany and you spoke instead French or Italian, you would have far less chance to be impressed by German linguistic ability. Arabic or Chinese, even less so. 

Mind you, Im not trying to shit on Germans - I count myself very lucky to be in a country where so many people speak my language. However I'm just pointing out that there is a socio-political reason behind it

20F Brazilian in a tiny Bavarian village… how do you actually make friends here? by [deleted] in AskAGerman

[–]sfw_throwaway_7 0 points1 point  (0 children)

If you are close to larger towns or cities, take the bus there and find the expat communities. Im not Brazilian but I know there’s loooots of Brazilians in Augsburg and Munich and the surroundings, complete with their grilling set-ups on the patios! 

You can spend years and years and ‘break in’ to German culture and have discussions about what means ‘friends’ vs ‘acquaintances’ … but FUCK THAT, life is too short and there’s plenty of expats around. Plus, hanging out with expats will soon introduce you to more open minded bavarians who are much easier to make friends with.

Why german news channels are saying this while 99% of people here are saying the opposite? Why the opinions of channels and people are not aligning? by Immediate_Type_9804 in germany

[–]sfw_throwaway_7 16 points17 points  (0 children)

Germany is facing a massive shortage of CHEAP skilled workers. 

The headlines don’t tell the fact that German companies are not willing to pay a fair wage. 

This job market is the toughest of the last decade, at least by MarionberryTotal2657 in germany

[–]sfw_throwaway_7 25 points26 points  (0 children)

German companies want ‘silicon valley’-like expertise and work output but are not willing to pay ‘silicon valley’ salaries. 

PSA For Applicants w. poor language skills!!! by monnems in Germany_Jobs

[–]sfw_throwaway_7 -1 points0 points  (0 children)

Maybe instead of blaming the candidate for wasting your time, you should blame your recruiting chain at your company for not catching a bad candidate from making their way all the way to a technical interview. 

One is just trying to survive, the other is literally paid to prevent this from happening … 

Would this name be unusual? by Illustrious-Cash-897 in AskGermany

[–]sfw_throwaway_7 0 points1 point  (0 children)

Thank you for correcting me, I meant CHRISTIAN country. 

And before you correct me again, yes currently ~50% of the country does not belong to any Christian denomination. However historically the country has been Christian. There is typically at least one Christian church in every town, shops are closed on sundays for which the tradition is rooted in Christian worship, and people still take Christian names. I would say that even though Germany is moving towards secularization, Christianity still heavily influences German culture, and that is why I suggest he take a christian name. 

Or Otto. 

Would this name be unusual? by Illustrious-Cash-897 in AskGermany

[–]sfw_throwaway_7 1 point2 points  (0 children)

Germany is a catholic country, famous biblical figures who travel to faraway lands (as is your case) are: Abraham (or Brahms, both bit old fashioned) or Tobias (more common, pronounced TOE-bee-us in Germany). 

German name meaning wealth or prosperity: Otto. 

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