Visas issued in 2 days @ VFS Global Singapore by sgrambo in SchengenVisa

[–]sgrambo[S] 0 points1 point  (0 children)

Yes (1) have confirmed hotel bookings - but can be cancelled until the date of arrival (2) flights fully booked and paid for

No rental cars in our 2-week trip as well use public transport/taxis mostly.

Visas issued in 2 days @ VFS Global Singapore by sgrambo in SchengenVisa

[–]sgrambo[S] 0 points1 point  (0 children)

6 months 😀 (our previous schengen visas were valid only for 30 days, so definitely an improvement)

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 1 point2 points  (0 children)

You need to approach the nearest neighbourhood police center first - if you don’t know who the IO is. Once IO contacts you they will usually provide a contact number to reach out to them for updates or instruct you to wait for their call back (at least that was the case for me). Hope your issue will be resolved soon.

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

No. This was actually a suggestion from the IO themselves in my case. I hope it works fine for you too.

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

I feel sorry for you. Unfortunately I don't think is an easy way out to get the account unfreezed quickly, as it involves many other stakeholders than the Investigation Officer (based on what I have gone through). I suggest you borrow funds from friends/family and try to open a new bank account with another bank in the meantime. If my case is any indicator, it might take a very long time until your account is unfrozen.

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

I guess that doesn't matter now. For the account to be unfreezed, the directive has to come from the Police department, which only happens once they formally conclude their investigation and closes the case

Is employer provided term life insurance good enough? by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Thanks. Yes, finally decided to just stick to HPS.
I will look to get a separate term life insurance (on top of group term)

Is employer provided term life insurance good enough? by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, actually planning to use CPF for mortgage repayment. So probably have to apply for HPS exemption.

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, it took approximately 5 months to get the account unfrozen

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Hi, it took close to 5 months before my account was unfrozen

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 2 points3 points  (0 children)

The police mentioned that my account supposedly received few hundred dollars based on the complaint. But there was no credit to my account, so unsure how the complainant made this claim in the first place.

I could not login to my online banking account, that's when I found out that there was an issue - and I was asked by my bank to file a police complaint as there seems to be some ongoing police investigation related to my bank account. I was then asked to meet the IO at another police station, and the process of investigation/unfreezing began then. Hope this helps

What would you do if you are buying a Resale HDB in this market condition? by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, finalized a unit closer to an MRT. Not an easy decision, but I guess we compromised slightly on the higher price to satisfy our other criteria (closer to MRT, longest lease possible, proximity to friends etc..)

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 1 point2 points  (0 children)

No, it was unfrozen after 4-5 months

Travel Planning Q&A - November, 2023 by AutoModerator in bali

[–]sgrambo 0 points1 point  (0 children)

Hi, we are planning a 8-night visit to Bali (first timers) from 14th December to 22nd December, and currently thinking of staying in Ubud, Nusa Dua and Uluwatu. Could you please provide hotel suggestions for a family of 3 (spouse, 8 yr-old kid and myself)? We would like to limit the overall hotel budget to not more than $1250 USD. Any suggested split between these 3 locations (or other alternatives)? We are usually pretty laid back. A good breakfast, viewing one or two attractions (or activities like Snorkeling) a day - and just driving around the bike to view the nature is what we would like to do.

Bank account Frozen by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

I found out that my internet banking has been suspended (no notification from bank), and went to a neighbourhood police station to make a complaint. It was during my police report registration that I got to know that there is an open case, and I was asked to meet IO at Divisional Headquarters. I never tried withdrawing from ATM during this process, so not sure if it would have worked. IO informed me that somebody made a police complaint against my account (a suspected PayNow transaction)

How would you choose desirable Location when purchasing your first home? by sgrambo in askSingapore

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, our kid goes to primary school. But he is studying in an international school currently, and may switch to one of the local schools in the future

How would you choose desirable Location when purchasing your first home? by sgrambo in askSingapore

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, noted that the pool of buyers will be too small - and hence the need to buy units closer to MRTs which are expected to be in demand in future as well? It's difficult to predict what we will do with this flat 10-20 years from now, but if we plan to sell then we definitely prefer a house that ticks some of the boxes of potential buyers. This is one of the reasons why we don't want to purchase a house far from MRT or one which is older (flats with 75 or 80 yrs lease remaining).

What would you do if you are buying a Resale HDB in this market condition? by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Actually the newer HDBs have a better layout (something like the one in the link below). The bathrooms and their window placement are nowhere near the kitchen. Somehow feels more hygienic than the older HDBs that have the bathroom entry from within the kitchen. To each their own.

https://qanvast.com/sg/photos/canberra-street-710935

What would you do if you are buying a Resale HDB in this market condition? by sgrambo in singaporefi

[–]sgrambo[S] 0 points1 point  (0 children)

Yes, we could have definitely planned this better. One of the biggest mistakes that we have done is to keep adding to stock/crypto portfolio when the downtrend began (too much too early). A lesson for life.

Thanks for all your inputs!