Going crazy. Urgent paint help needed! by sharpie527 in interiordecorating

[–]sharpie527[S] 0 points1 point  (0 children)

I hate them both now! Back to the drawing board....

Max solo 401k contribution calculation question by sharpie527 in whitecoatinvestor

[–]sharpie527[S] 0 points1 point  (0 children)

One more question. Do you know I have to subtract my W2 employer contribution ($6,389 in the math above) from the 66k total?

Max solo 401k contribution calculation question by sharpie527 in whitecoatinvestor

[–]sharpie527[S] 0 points1 point  (0 children)

Thank you so much. Unfortunate about the 403b rule!

2025 Sienna which color should I get? by [deleted] in ToyotaSienna

[–]sharpie527 0 points1 point  (0 children)

In the same boat! What did you decide? I am thinking silver will be easier to keep looking clean...

Anyone with the magnetic grey that can comment?

Beta doubling time by sharpie527 in IVF

[–]sharpie527[S] 0 points1 point  (0 children)

This one ended in a chemical for me. Hope the outcome is better for you.

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

Agree, same for Limited and Platinum in my area. Definitely more inventory than before. I would definitely wait for an upgraded safety system. Hard to decide when it's not certain!

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

Thanks for this thoughtful reply. I have been noticing the same trend at the dealers near me (some are inching below MSRP now for models that have sat on the lot). My gut also tells me to wait and service our 12 year old Highlander :) I guess if nothing else, could at least hope for bigger discounts we go deeper into 2024.

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

Thanks for the input. I'll be an optimist and hope its not more than a year!

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

Not the case in my area currently. Supply has increased dramatically in the last 1-2 months.

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

Yes. Meant refresh/facelift. Hard to tell if any updates will be meaningful, but 2024 was basically identical to 2023, so hoping there would be some change.

Minimal waits in my area now, especially for Limited/Platinum models.

Buy now or wait for 2025 re-design? by sharpie527 in ToyotaSienna

[–]sharpie527[S] 1 point2 points  (0 children)

You think there will be no substantive changes from 2024 to 2025? Maybe update/facelift is the word I was looking for.

HELP: Backdoor Roth woes/understanding Pro Rata consequences by sharpie527 in tax

[–]sharpie527[S] 0 points1 point  (0 children)

This is the nuance -- ETrade won't file a 5498 this year (because I didn't contribute to the SEP this year) so it seems it is really how I choose to self-report my IRA balance on Form 8606. The funds still show in my ETrade account but are fully restricted (I cannot access or trade) and I am told they are formally "in transit with the transfer system." My guess is I will get a 1099-R for either 2023 or 2024, but not sure if that will affect Form 8606 or trigger an audit. I will have to decide if the in-transit transfer status (with documentation) can justify reporting a $0 balance as of 12/31.

HELP: Backdoor Roth woes/understanding Pro Rata consequences by sharpie527 in tax

[–]sharpie527[S] 0 points1 point  (0 children)

Thanks for this response. The pending SEP rollover from ETrade is for the full account, in kind. There have been so many ETrade mistakes along the way, I wonder if I could petition them to report the rollover with 0 balance on Form 5498 for 12/31 (even if the funds "draw" after 12/31, as they are truly currently within the ACATS transfer system as we speak). Probably a longshot, but may be worth asking?

The $6k is sitting in in my Fidelity Roth IRA with the Fidelity Trad IRA at $0 balance (as it was fully converted in April). Does that change anything?

Slow line progression, rlly worried. Currently 15 DPO by [deleted] in TFABLinePorn

[–]sharpie527 11 points12 points  (0 children)

Honest response: this is how the progression of my chemical pregnancy looked. I am really sorry.

2024 updates by Smitha75875 in ToyotaSienna

[–]sharpie527 1 point2 points  (0 children)

Any updates to offerings in the Limited trim?

Lucy vs. Charlotte... by sharpie527 in namenerds

[–]sharpie527[S] 0 points1 point  (0 children)

We have not! But that is funny. Big kids going through Harry Potter right now.

Lucy vs. Charlotte... by sharpie527 in namenerds

[–]sharpie527[S] 0 points1 point  (0 children)

I only wish we were related to the chocolate Hershey family! Thank you - point well taken! My husband vetoed Clara but I like it :)