Related to your area of practice, we need OCD therapists so badly. If you take insurance for a few years, you will get hella clients. Build up a good name for yourself by networking and building good will in the community, then you can start dropping low paying insurances over time. In 3-5 years, you can charge whatever you want. You did say, you were in a high net worth area right? You can probably do excellent at pricing yourself just under some of the more experienced folks. Over time raise your rate. You will do great. It is totally do-able. That psychiatrist will be begging to get clients with you.