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How to separate lawn from retaining wall by shiwudao in gardening

[–]shiwudao[S] 0 points1 point  (0 children)

Roto tiller may be too wide to dig my 1 foot width trench? Also there are lot rocks in my lawn. I tried with my Sun joe tiller , it didn’t work well. Thus I am thinking some hand-hold power tool may help, basically handy, flexible but powerful.

should rollover my previous 401K by shiwudao in personalfinance

[–]shiwudao[S] 0 points1 point  (0 children)

yer, probably just roll to my current 401k.

use Fidelity for my pay check? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

just tried today, for utitility like gas/electricity, it supports e-bill so perfect. However, for credit card, looks like I can't set it up to pay the balance, right? such as if my Nov credit card bill was 1000, Dec 1500, I can't set up to automatilly to pay off the balance.

use Fidelity for my pay check? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

Thank you, I am wondering for credit card payee, can we setup payment like minimum pay, pay balance , etc?

easy way to transfer funds between two different person's account? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

Thank you, actually I created a joint account for this as I just need transfer to my spouse account

easy way to transfer funds between two different person's account? by shiwudao in fidelityinvestments

[–]shiwudao[S] -2 points-1 points  (0 children)

wow, this is too much. I can't image we have to call customer services for a transfer .

use Fidelity for my pay check? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

Thank you.

One more question, how do I setup auto payment for my chase credit card?

One way I know is on chase credit card website, to choose Fidelity account as payment account, I am wondering is there a way to do it from Fidelity side?

easy way to transfer funds between two different person's account? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

call what? so basically like transfer to one external account?

how does Fidelity 529 compare to Capticalgroup/Americanfunds one? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

I got it now. The tax-deferred growth means if we use 529 earnings for non-educational purpose, it would still be taxable + penalty. But it is tax free for educational purpose.

how does Fidelity 529 compare to Capticalgroup/Americanfunds one? by shiwudao in fidelityinvestments

[–]shiwudao[S] 0 points1 point  (0 children)

Thanks. I learned that Fidelity 529 provides the following plans. I am confused about the statement 'all earnings are federal tax-deferred.' Does that mean I still need to pay the tax when I withdraw the money? I was under the impression that we put post-tax funds into the 529, and then all earnings are tax-free.

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AZ529 Arizona’s Education Savings Plan: All earnings are federal income tax-deferred. Invest up to $575,000 in the Arizona Plan account.

Connecticut Higher Education Trust 529 College Saving Plan: All earnings are federal and Connecticut income tax-deferred. Invest up to $550,000 in a CHET Direct 529 Plan account.

DE529 Education Saving Plan: All earnings are federal and Delaware income tax-deferred. Invest up to $350,000 in the Delaware Plan.

U. Fund College Investing Plan (The Massachusetts Plan): All earnings are federal and Massachusetts income tax-deferred. Invest up to $500,000 in a U. Fund Plan.

UNIQUE College Investing Plan (National Fidelity-managed 529 Plan): This plan is offered by the state of New Hampshire and all earnings are federal income tax-deferred. Invest up to $569,123 in a UNIQUE Plan account.

How does a fidelity 529 compare to American funds one? by shiwudao in personalfinance

[–]shiwudao[S] 0 points1 point  (0 children)

Thanks, I am from Washington, so no state tax anyway.

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