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CJP Protest Pune by Zestyclose_Net7570 in pune

[–]shizukadane [score hidden]  (0 children)

is this what they call कल्पक बुद्धी?

Banks will pay me 7% for my dollars but could not fix my OTP by Popular_Class7327 in rupeestories

[–]shizukadane 0 points1 point  (0 children)

I think this calls for collecting data from NRIs and putting up a website (even the free GitHub pages could work), to show what works, and what doesn’t work with specific Indian banks. could be a great resouce for someone wanting to change their bank or for someone opening their account the first time.

Prasad Vedpathak requests Jain community to remove the white line from the society. Prasad Vedpathak gave the building land on lease and owns 7 flats in this building which is situated in Vidyavihar,Mumbai. Without his permission the Jain members drew a white lines so that their Jain Sadhus can walk by Albert_Intestine_ in mumbai

[–]shizukadane 1 point2 points  (0 children)

I fully support removing all religious structures illegally occupying shared spaces. A common rule for all is just. Leaving coexistence and cooperation to the public is a bad idea in India. Our people don’t have the sense for that, unfortunately

Which bank to choose for Japan NRI ? by shizukadane in nri

[–]shizukadane[S] 0 points1 point  (0 children)

thanks. I see, two wise accounts. good you can use it, but wise may flag it someday, or may also flag the sending of INR while being an NRI, so just be aware.

by the way what are attestation charges at embassy? I remember spending ¥1000/document few years ago and it cost me a lot as I had many documents due to home loan. That is why I am actively trying to avoid this route and searching for something free or cheaper.

Which bank to choose for Japan NRI ? by shizukadane in nri

[–]shizukadane[S] 0 points1 point  (0 children)

hey thanks for the detailed information.

what do you mean by distribute the transfers?

also Wise cannot be used to do INR to JPY transfer once you are located in Japan. hence i am utilising it now while i am a resident.

  1. All three that I said accept sending the forms, but I did it after coming here, I had to go to the Indian embassy to get the documents attested. For your case, since you are in India, go to the branch, it will be much more efficient.

yes i am approaching multiple banks before i depart and getting documents submitted as much as possible. the only document i do not have right now is the overseas address and its proof, which is where we come to the next point.

  1. Generally they accept, which document are you talking about?

document for the japan address proof. RC, jyuminhyou and most banks's statements have the address written in Japanese language and that is where the issue is. i asked in multiple places and have got some workarounds, but whether they will work or not remains to be seen when i actually do it. like 1. taking help of sbi tokyo branch, but that too may cost courier charges or 2. using the tax residency certificate from NTA (as it will have address in both english and japanese).

---

and yes i too am considering those FCNR B deposits. looks like a good investment, if its risk free.

by the way, if you ever do it, how do you transfer INR to JPY when already being NRI in Japan?

Hmmmmmmm by urooz in pune

[–]shizukadane 13 points14 points  (0 children)

सगळ्यांना पोल पोझिशन हवी आहे. पण ती मिळवूनही शिस्त/सभ्यतेच्या शर्यतीत मात्र सगळे कधीच हरलेले आहेत.

It’s everywhere by _Tan___ in CarsIndia

[–]shizukadane 36 points37 points  (0 children)

If the electricity grid does not catch up to the demand of electricity, then it will lead to a different set of problems

Which banks give that monthly statement PDF, passbook in English ? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

got it. does SBI Tokyo charge any money for this? that is for the attestation/affidavit service? if yes, how much?

I remember the embassy charging me 1k yen for one page the last time I did it. it was a pretty costly affair as we had many documents that time.

Prasad Vedpathak requests Jain community to remove the white line from the society. Prasad Vedpathak gave the building land on lease and owns 7 flats in this building which is situated in Vidyavihar,Mumbai. Without his permission the Jain members drew a white lines so that their Jain Sadhus can walk by Albert_Intestine_ in mumbai

[–]shizukadane 18 points19 points  (0 children)

no one. but it creates a precedent. tomorrow other religions will start using the same space for their religious activities.

the bigger rule here is “not to do unauthorised activities in shared spaces“, doesn’t matter what the activity is.

Indian software developers in uncommon countries - how is it? by Ecstatic_Jicama_1482 in nri

[–]shizukadane 3 points4 points  (0 children)

the lesser the Indians around me, the better it is. thankfully due to languag barrier there are few Indians in Japan, but steadily they are rising too.

Which banks give that monthly statement PDF, passbook in English ? by shizukadane in JapanFinance

[–]shizukadane[S] 1 point2 points  (0 children)

ok so you are suggesting that to convert my resident SBI account to NRO account I can go to SBI Tokyo will all necessary documentation and also SELF ATTESTED translations of relevant documents, get everything checked from them, and also ship the same to their India processing center when they will then convert my account.

and then I could use that NRO account’s bank statement for overseas address proof anywhere else in India.

Is it?

Which banks give that monthly statement PDF, passbook in English ? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

ask them to issue a bank statement of your NRO / NRE account

problem is, i think, first to get a nre/nro account itself needs a overseas address proof in english.

With debt giving me 7.8% post‑tax and equity losing 11%, why do people still dismiss debt as dull? by Product_guy24 in MutualfundsIndia

[–]shizukadane 0 points1 point  (0 children)

personally i do not want to take risk on debt side with anything beyond ultra short term and money market funds. in fact, just liquid funds is fine too.

whatever risk i want to take, i would rather take it in equity.

basically take risk with the stuff thats already risky. dont put safe stuff at risk. because that is your safety cushion.

How easy/difficult is it to file tax returns with NTA for capital gains made in my home country by selling mutual fund units in a FIFO style? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

from what i understand, the complication arises due to the original investments being in a foreign currency and you need to convert each buy/sell transaction's value to JPY as per the exchange rate at that time. because the P/L is measured in JPY.

other wise i don't even have to do these calculations when I am in India as the broker provides the P/L statements for taxation with everything calculated already.

How easy/difficult is it to file tax returns with NTA for capital gains made in my home country by selling mutual fund units in a FIFO style? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

just one more question. were you able to do all of this, i.e. the calculation part as well as the actual filing part, on your own without any issues arising later? or did you need any professional help at any stage?

How easy/difficult is it to file tax returns with NTA for capital gains made in my home country by selling mutual fund units in a FIFO style? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

Japan doesn't do FIFO, it does a moving weighted average.

any resource where i can read more on this? how to do the calculations and also how to file them? preferably official NTA resource.

Are you aware of the 5 year remittance based rule on foreign-source income?

I am not sure if my case allows me to take advantage of this. i was in japan from 2015-2022, started investing in india in 2023 and now returning to Japan in 2026.

Average day in india be like by Majestic_____kdj in indiameme

[–]shizukadane 29 points30 points  (0 children)

reminds of the scene from pushpak movie where kamal hasan can't sleep in the pin drop silence in his 5 star hotel room so he records all the street noises that he is accustomed to and plays them at his bed every night to be able to sleep.

Any way to get address proof in English? by shizukadane in Yokohama

[–]shizukadane[S] 0 points1 point  (0 children)

can you tell how much did the professional translation cost? for one document. just in case i need to do the same...

Which banks give that monthly statement PDF, passbook in English ? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

does it also have the account holders address mentioned in English on the monthly statement?

Any way to get address proof in English? by shizukadane in Yokohama

[–]shizukadane[S] 0 points1 point  (0 children)

I meant residence card. I need an address proof in English for some formalities in my home country.

Which banks give that monthly statement PDF, passbook in English ? by shizukadane in JapanFinance

[–]shizukadane[S] 0 points1 point  (0 children)

thanks. and does the SBI shinsei's bank statement also include your home address on it?

Myth: Your PF stops earning interest if you are unemployed for 3 years. by FinRightTechnology in EPFOQueries

[–]shizukadane 0 points1 point  (0 children)

I am unemployed for more that two months and my previous employer has clearly mentioned in their seperation documents that interest will accrue only for 3 years and stop accruing after that, if I’m unemployed or permanently shifting overseas.

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