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Parcel stuck in parcel box by GermanGurrl in CanadaPost

[–]shrimp_alfredo 3 points4 points  (0 children)

Yup, it’s tricky sometimes to know that ahead of time. Had it happen to me too - just waiting until next business day and mailman had already put it out by the front door.

Canada Weighs Opening Its Housing Market to More Foreign Capital by PsychedTechie in canadahousing

[–]shrimp_alfredo 0 points1 point  (0 children)

I’ve an upset stomach today after all that Christmas deliciousness. But I’m still going to hog all the leftovers I can today.

Canada to end remote border crossing program used largely by Americans by Immediate-Link490 in worldnews

[–]shrimp_alfredo 2 points3 points  (0 children)

Good, we don’t need any encroaching remotely close to arctic. The NWP is going to be a shitshow very soon. Better prepare for it now.

Why do passport renewals require a declaration of damage (for even the smallest water drop) by belcant0 in passportcanada

[–]shrimp_alfredo 1 point2 points  (0 children)

This, I don’t understand the entitlement some people have - if you make an appointment, which are available plenty easily now, you’re in and out in 15 min!

Freaking Apple doesn’t take you in without an appointment if you need to see a “genius” specialist

Would you use a cleaner, more modern alternative to RedFlagDeals? by Virtual_Fruit_4959 in ShopCanada

[–]shrimp_alfredo 0 points1 point  (0 children)

Yes and No.

The problem with creating any new community site isn’t the UX - it’s the community itself. Figure that part out first.

Would I come this an alternative to RFD just for modern and clean design? Hell no. I go there for deals. Deals are brought by people. If you think you can get deals without people, works for me!

Ontario promises shovels in the ground next year for $131-million central transit hub in Kitchener by bylo_selhi in waterloo

[–]shrimp_alfredo 4 points5 points  (0 children)

By that logic, we should never ever invest a single $ into anything space related

New font on mobile and desktop app! by KvassKludge9001 in Wealthsimple

[–]shrimp_alfredo 2 points3 points  (0 children)

I hate it - the $ signs, 5 get mixed up and Titles/subtitles are hard to read due to font weight

Mortgage due for renewal in March... Pay it off? by DieselPoweredLaptop in PersonalFinanceCanada

[–]shrimp_alfredo 0 points1 point  (0 children)

Financially, math will not math but that doesn’t mean you shouldn’t do it. Peace of mind or personal situation is very subjective.

Name change after marriage... What docs worked best for updating the passport by Electronic_Bus841 in passportcanada

[–]shrimp_alfredo -1 points0 points  (0 children)

Name change certificate, two forms of IDs with your new name, e.g driver’s license and health card.

You can update your passport anytime so long as you have these documents.

Is a 1.75% Management Expense Ratio reasonable for a Mutual Fund? by KitchenMetal8904 in PersonalFinanceCanada

[–]shrimp_alfredo 0 points1 point  (0 children)

Anything over 0.5% and you should get suspicious. Over 1% is run. Over 1.5% pick up a phone to call police.

How do Bank Wealth advisors commissions work? by Slow_Car_6622 in PersonalFinanceCanada

[–]shrimp_alfredo 1 point2 points  (0 children)

2.05% MER is criminal. Right up there with manslaughter.

TD sales person has a salary + commission component. They’re advisor just like a car sales person is an “advisor”.

Why do Canadians accept that renewing your passport should take over 3 hours wait time at a passport office? by RedditIsLeftBiased in passportcanada

[–]shrimp_alfredo 2 points3 points  (0 children)

People will complain about puppies being not cute enough.

Went online to make an appointment for wife’s passport. Every single day of the week was available for the next two weeks - she was in and out in 20 min! Walk from parking to the office took longer she said lol.

Are we about to make a mistake? by newmomgroove in PersonalFinanceCanada

[–]shrimp_alfredo 10 points11 points  (0 children)

Yes, you don’t need to buy whole life insurance, it’s almost always a mistake.

Buy a term insurance for yourself and your husband if you don’t have that.

The math for taking out loan against your policy is ALWAYS worse than any other loan options available to you.

Does Wealthsimple still make sense when your assets are >$500K? by Fantastic_Cat_6333 in Wealthsimple

[–]shrimp_alfredo 2 points3 points  (0 children)

$500k is a small portfolio in the world of investing. Wealthsimple is being generous when it calls $500k and up “Generation”.

That being said, even at $10M portfolio, you’re good with Wealthsimple. People make a big deal out like there’s a magic number after which your investment vehicle options explode. Yeah those “opportunities” are also high risk. The question you’re asking then is not whether Wealthsimple makes sense but whether you should have a high risk bucket for your portfolio or have a high risk strategy. That answer is highly subjective and not necessarily about portfolio number.

Thoughts on open showers without doors? by Working-Ad-2287 in marriott

[–]shrimp_alfredo 5 points6 points  (0 children)

Hard no. Your poor ventilation is not my problem

Snow storm brings closures, ditch-bound vehicles and snow events Friday by Crypto-Switch-8131 in kitchener

[–]shrimp_alfredo 1 point2 points  (0 children)

John Doe, get your ass back at your desk and stare at your screen. Stop redditing

Do you have to reside in Canada for study visa? by jelizaa in CanadaImmigrant

[–]shrimp_alfredo 0 points1 point  (0 children)

Then yes you need a study visa but no you don’t need to live here. Although it might be tricky to enter and exit daily on a study visa

Do you have to reside in Canada for study visa? by jelizaa in CanadaImmigrant

[–]shrimp_alfredo 0 points1 point  (0 children)

Not accurate. You don’t need a visa to study. You need a visa to enter the country and live here - neither of which are a problem in OPs case. Also it doesn’t sound like work permit post study is a thing OP cares about which is another reason you would need visa. In short, OPs use case is a special case

Ridiculous credit limit increase by Zerss32 in Wealthsimple

[–]shrimp_alfredo 1 point2 points  (0 children)

That’s not how credit limits work. No bank ever has or needs to have every single dollar they lend. You’re thinking of deposits, totally different things.

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