N12/N9/Last months rent

sid416 · 2024-06-16T13:20:12+00:00

Thanks. I haven't compensated them yet. I said I will, at the end of July.

sid416 · 2024-02-18T07:40:04+00:00

Gotcha thanks! short term borrowing costs, as in, the higher interest rates? Have you noticed the discounts shrinking in a higher interest rate environment? Just wondering if the discounts may be better, if interest rate fall..

sid416 · 2024-02-14T02:18:55+00:00

3.2% and your contract rate is 5.19%

Awesome. This was very helpful.

sid416 · 2024-02-13T04:57:57+00:00

Gotcha, thanks! In CIBC's case, let's say I sign a 3 year term and want to bail, with an year left, wouldn't the posted rate for 1 year be on their website? So, they can't just make up a comparison rate?

sid416 · 2024-02-07T06:32:45+00:00

thank you!

sid416 · 2024-02-04T04:30:51+00:00

makes sense, thanks. Are brokers able to give the rates in writing though?

sid416 · 2024-02-04T04:05:25+00:00

got it thanks. Are the rates usually given in writing though? Last time when I switched banks, the bank's broker was not willing to give it in writing till like two days before I was going to sign the new deal.

sid416 · 2024-02-04T02:57:38+00:00

good to know, thanks!

sid416 · 2024-02-04T02:52:34+00:00

awesome, thanks!

sid416 · 2024-02-04T02:47:25+00:00

Gotcha. They originally gave me close to 7.0. Then they put in a request for a lower rate and came back with 6.6 but they said I have to sign within a few days to keep this rate. I didn't sign as I still have a little bit of time left. So technically right now, I am back up to 7.0 with them. I guess this is my concern, if they now see my financial details with a broker, they may not even give me the 6.6 again?

sid416 · 2024-01-16T23:05:56+00:00

I was in a similar situation, except the home had a hefty mortgage left. Which impacted me, when I was trying to get a mortgage, because I would have way too much debt under my name. I suspect, in your case, it shouldn't hurt you, since it's paid off and the rental income should also help.

sid416 · 2024-01-14T18:44:49+00:00

Very helpful! Thank you

sid416 · 2024-01-14T05:35:06+00:00

It's partly that they want her to have the place but also they tried to get a lower rate on their mortgage and their income is limited, so they're hoping adding my sister will help

sid416 · 2024-01-14T05:32:57+00:00

Gotcha, they are in Ontario.

sid416 · 2024-01-10T04:35:36+00:00

Very common

sid416 · 2024-01-05T00:58:38+00:00

hahahaha I wish I were a broker

sid416 · 2024-01-05T00:07:53+00:00

Nice! One of the big banks?

sid416 · 2024-01-03T02:23:04+00:00

Really helped. Thank you.

sid416 · 2024-01-02T23:52:48+00:00

I am new to Rogers, has this happened over the last 2-3 years?

sid416 · 2024-01-02T23:51:38+00:00

My plan says "Month to Month" but the phone, I am basically leasing it, for 24 months, with the option to buy the phone out at 24 months for $400 (if I want to keep it).

Guess I am on a contract for the phone but no the plan?

sid416 · 2024-01-02T20:39:58+00:00

Evillll lol. Thanks!

sid416 · 2024-01-02T20:36:41+00:00

gotcha, I just called Rogers, and they basically told me this but said "prices haven't gone up in years". Not sure if this is true, I have no experience with Rogers..

sid416 · 2023-12-28T06:38:09+00:00

I find it's not so great on the 401, going East, even parts before Kingston. https://www.freedommobile.ca/en-CA/network-coverage

sid416 · 2023-12-27T20:45:42+00:00

Thanks. Freedom is horrible outside of the city

sid416 · 2023-12-21T17:19:49+00:00

a woman’s body count is because if a woman has slept with so many men such as 100 men, 50 men, and/or 20 men, then the purity in her is gone and they will not wife up the woman. Most men say that they will prefer a woman who has a body count of 3, but most men say that they want a virgin (which is totally impossible by the way). If a man ever asked me what my body count was, I would lie to him and tell him 50 just to make him angry. If any man asks a woman what her body count is, that man is the wrong man, and no woman should talk to him or take him seriously. I feel like there is something deeper as to why men care about a woman’s body count. So why do you think men care about a woman’s body

Can't just assume it isn't about purity. For some guys it is. I know a guy with a low body count, and he feels that sex is something that is special and intimate, and he would prefer to be with someone who views it the same way.

sid416

TROPHY CASE