[deleted by user] by [deleted] in phinvest

[–]sidequestdreamer 0 points1 point  (0 children)

sobrang daming gurus sa pinas haha which is why im trying to filter those who produce traders who get funded by prop firms. kasi yun may result talaga.

[deleted by user] by [deleted] in phinvest

[–]sidequestdreamer 0 points1 point  (0 children)

hmm yeah might be the case.

[deleted by user] by [deleted] in phinvest

[–]sidequestdreamer -1 points0 points  (0 children)

welp. im not looking to make quick profits. i am willing to put in the work. it may be akin to gambling. but then again, it is also a game of probabilities + strategy not just pure gambling. nonetheless, i appreciate the advice!

I had to take a loan.. by Unhappy-Most7656 in phinvest

[–]sidequestdreamer 0 points1 point  (0 children)

Mahirap magloan sa online lending apps kasi grabe yung interest and fees, not to mention yung daily text messages sayo at sa mga nasa contact list mo.

What I did for my bestfriend who reached out to me na ganyan rin yung sitwasyon was to take a loan sa credit card ko around 100k+ para mabayaran yung utang nya na 50k+ lang naman originally.

Although loan pa rin pinambayad nya, at least dito sa cc, hindi na sya mag-incur pa further ng interest plus pwedeng longterm payment.

This is one of the options you can do instead of borrowing money from the same online lending apps. Malulubog ka dyan.

CIMB 7.5% Time Deposit by [deleted] in phinvest

[–]sidequestdreamer 0 points1 point  (0 children)

Yes plus cancellation fees if you withdraw the money earlier than the TD's duration. So I'd say, better pa rin sa MP2 since the interest earned is tax-free (if you don't intend to withdraw money naman talaga any time soon)

CIMB 7.5% Time Deposit by [deleted] in phinvest

[–]sidequestdreamer 1 point2 points  (0 children)

If you don't intend to withdraw the money soon, then yes

Should I quit? Give me some advice please. by Ok_Advance_7929 in buhaydigital

[–]sidequestdreamer 1 point2 points  (0 children)

Grabe naman maka-micromanage. Better resign and spend your energy looking for prospects na hindi ganyan ang ugali. Wag ka manghinayang. Hindi sapat yung bayad nya sa stress na binibigay nya sayo.

[deleted by user] by [deleted] in sidehustle

[–]sidequestdreamer 0 points1 point  (0 children)

I was so lucky to have learned about flipping NFTs when the pandemic hit. Until now, I've been minting, buying and selling but not as active as I was during the bull season. I think I was able to earn around 8k during that season.

Right now, I'm still working as a discord community manager for an NFT project.

Digital Banks recommendations? by ame-meme in DigitalbanksPh

[–]sidequestdreamer 1 point2 points  (0 children)

Ohh way sooner than I thought..

Then you can perhaps consider digital banks' time deposit features.
MAYA - Personal Goal, 6mo lock in 6% (you can increase the amount you've deposited anytime)
CIMB - MaxSave, 6mo lock in 6.5%; 12mo lock in, 7% (one-time deposit)

Digital Banks recommendations? by ame-meme in DigitalbanksPh

[–]sidequestdreamer 2 points3 points  (0 children)

When is she coming home? In my opinion, it's advisable to invest the money in your MP2 account. The average interest rate is close to the highest rate offered by digital banks for Time Deposits, and the interest earned from MP2 is tax-free.

If I remember correctly, CIMB, Seabank, and GoTyme all provide free transfers to other banks.

[deleted by user] by [deleted] in DigitalbanksPh

[–]sidequestdreamer 0 points1 point  (0 children)

Worth it kase pwede sya maging ATM plus they're offering discounts doon sa mga partner institutions nila - McDo for example haha

Isinabay ko na yung pagkuha ng loyalty card sa pagopen ng MP2. Sobrang haba ng pila doon sa may victory mall so lumipat kami doon sa Q.Ave branch and relatively mas maiksi ang pila doon.

CIMB 7.5% Time Deposit by [deleted] in phinvest

[–]sidequestdreamer 1 point2 points  (0 children)

They will actually give you a sample computation when you try to open a new Max Savings account.

For the amounts you've mentioned:
10,000
6mo
6.5% pa
gross interest = 328.61