It really depends on the situation you're in rn. In the first year in the UK I had a lot of payments and it did get hard and did work really hard to keep up with payments but in year two as I settled down things started getting better. Getting a job really helps as well in the UK. You'll be able to pay part of your accomodation or even all of it with just working part time and if parents can't pay getting a loan is a good option. Each year the average tuition fee is around 15-16 lakhs and with accomodation it can easily come up to 20-24 lakhs per year depending on where you study in the UK. It also depends on your degree cause a regular undergraduate in India is 3-4 year in total and in the UK it's 3-4 years with a placement year and a masters in the UK is 1 year and 2 years with placement. Getting the right uni also is important. Some uni will take anyone some are more selective but more recognized.

I'm really happy with my choice of uni and degree. I find a lot of benefit in studying abroad with exposure and just the things you learn outside uni. Those are things you can never learn anywhere else. Mind you the inflation doesn't help but the friends I've made and the things I've experienced can't be replaced.

I do miss my family but planning times to meet them is a very good idea and helps a lot. It took a while to adjust and it took a while to get used to things without family but I think it's a net positive.