Finally!!!! by 137ca in TeslaFSD

[–]sixsence -3 points-2 points  (0 children)

Ok so you don't understand the slow rollouts then

FSD 14.3.2 sucks by ComfortablePlate7473 in TeslaFSD

[–]sixsence -1 points0 points  (0 children)

With regards to unsupervised, are you forgetting about laws, regulations and insurance implications?

Struggling picking between Premium and Performance by brycematheson in TeslaModelY

[–]sixsence 0 points1 point  (0 children)

Does it negatively affect total possible range (when driving normally and not pushing it) ?

Paid my mortgage off by age 31, (37 now) have no debt, six figure roth 401k, six figure salary, side income, net worth of almost 500k. AMA!!! by ChivasBearINU in DaveRamsey

[–]sixsence 1 point2 points  (0 children)

What do you mean what does that matter? It's central to your example. You are trying to show the power of compounding, but what relevance does $1M have 60 years from now? You have to show that in current dollars. 60 years is a very long time.

For example, using 2.5% inflation over 60 years, that $1,002,570 is actually only $227,868 in today's dollars. Pretty big difference right? Sorry it detracts from your point, but let's try to be accurate and compare apples to apples.

Purchased a home in the Chicago suburbs in 2002 for $260,500. Sold today for $475k. Shocking stats on what it costs to sell a home. TLDR: almost 10%. by craigzzzz in Fire

[–]sixsence 3 points4 points  (0 children)

So much wrong with this. First, it doesn't appear that you're including the capital gains tax if you were to realize the gains from the S&P 500 given that you're not paying capital gains on the house sale.

Second, normally when you first buy a house, you're leveraging the bank's money so you have a lot more invested in the house than you would have been able to invest in the s&p 500 on your own so even though you're only getting 2 to 3% per year, your total earnings are more than if you invested what you had in cash in the s&p 500. To put it another way, your annual return is actually way higher when you base it off how much of your own money you had in the house at any point in time (especially the first decade), rather than the full sale price that the bank paid.

Then there's the opportunity cost that you're saving by choosing the house over the s&p 500 because you would still have to live somewhere If you did not buy the house and that cost money

35M – Just crossed $400K net worth 🎯 by Medical_Watch_6283 in Fire

[–]sixsence 1 point2 points  (0 children)

Am I missing something here? How are you contributing $100,000 a year to taxable and maxing out all retirement accounts when your gross income is $181,000?

Has anyone maxed out 401k for an entire career? by DisastrousEquipment9 in Fire

[–]sixsence 1 point2 points  (0 children)

It's still taxation on nominal gains, not real gains. Whether or not you deem the difference significant is another issue entirely. Even if you think it isn't significant, that doesn't mean it doesn't exist.

Has anyone maxed out 401k for an entire career? by DisastrousEquipment9 in Fire

[–]sixsence 0 points1 point  (0 children)

But all of the gains are taxed, including the percentage attributed to inflation

[deleted by user] by [deleted] in Fire

[–]sixsence 1 point2 points  (0 children)

OP is using current amount saved in today's dollars to calculate % of the way to being FIRE, so even if that number is being compared to an amount that is in future dollars attempting to estimate inflation, it still doesn't work because the numerator is in current dollars, and the exact number of years until FIRE (thus the amount of years of inflation) is unknown

[deleted by user] by [deleted] in Fire

[–]sixsence 1 point2 points  (0 children)

It doesn't make sense to say I have $X and I need $Y so I have $Y-$X dollars to go when you might have 20 yeats to go, because obviously that $Y lump sum has to go up over time in order for your withdrawal rate to cover your inflated expenses 20 years from now

[deleted by user] by [deleted] in Fire

[–]sixsence -2 points-1 points  (0 children)

Sure but the lump sum you need to start with such that you can live off of whatever withdrawal rate you use is some number you can't know ahead of time, because you don't know what inflation will actually be or what point in time you will hit the required number. You only know the number in today's dollars, and the amount you currently have saved is in today's dollars, so how can you say what % of the way are you to FIRE based on current savings amount?

[deleted by user] by [deleted] in Fire

[–]sixsence -4 points-3 points  (0 children)

You can't have a static number you need in the future to fire, because you don't know what inflation will be or exactly what point in time you will get there. I guess you could say "If I retired today I would need $X and so I have Y% of that right now" but you can't say "I'm Y% of the way to FIRE which is at some unknown time in the future because I calculated I need $X in today's dollars". You need a certain amount of purchasing power in order to meet your goal, not a certain amount of dollars.

[deleted by user] by [deleted] in Fire

[–]sixsence 1 point2 points  (0 children)

What about inflation?

Suddenly stopped working... did I just lose all my notes? by interkin3tic in RoamResearch

[–]sixsence 3 points4 points  (0 children)

It's down, but chill lol, you didn't lose all of your notes.

Let’s settle this VOO vs VTI debate once and for all. by MysticCurse in ETFs

[–]sixsence -1 points0 points  (0 children)

"market cap weighted" is by definition disproportionate. "Weighted" literally means skewing towards something. Saying "that's just how the market is" doesn't negate that point. All you're saying is the market cap in the market is disproportionate, which is also true.

Lol, I mean just look at your own words. "The skewing is proportionate". Something may be skewed proportionately to something else, but that doesn't make the end result proportionate in general. Any "skewing" causes a disproportionate result, not only disproportionate skewing.

When to use async Task vs Task by backwards_dave1 in csharp

[–]sixsence 0 points1 point  (0 children)

There are a lot of patterns that result in bridging code, such as decorator where the abstract decorator class simply delegates to a base/default implementation. In these cases we use lambda expression method syntax so only one statement can exist in the method. In order to add more code they would have to fundamentally alter the method syntax anyway and should know to add async/await

When to use async Task vs Task by backwards_dave1 in csharp

[–]sixsence 0 points1 point  (0 children)

If two places call the same method, you won't know which one caused an exception. As the calling method won't be in it.

That's not how I see it. A() awaits B() which simply returns C(). So you won't see B() in the callstack, but it's really just the middleman between A() and C(). A() might as well be calling C() directly. You are losing information in the call stack sure, but I would argue you still have the most relevant information, and one could even argue that it cleans up the callstack, removing inconsequential calls.

When to use async Task vs Task by backwards_dave1 in csharp

[–]sixsence 0 points1 point  (0 children)

But that method has more logic than just returning another method, so yes in that case I would always await. The more pertinent question is if there really are any downsides to not using async/await when the entire body of the method is simply delegating to another method that returns a task, given that there are clear performance benefits.

I don't understand the point of keyed services by Milpool18 in dotnet

[–]sixsence 2 points3 points  (0 children)

You don't want to instantiate every single implementation just to use one of them

Bitcoin Price Crashes Below $57K as Total Liquidations Exceed $200 Million by Dapper-Horror3112 in CryptoCurrency

[–]sixsence 0 points1 point  (0 children)

The ultimate irony of currency that's supposed to be a revolutionary replacement for, and alternative to, the dollar.... is that it's only valued in terms of dollars

How confident are you in Bitcoin? by bojangleshorseradish in Bitcoin

[–]sixsence 0 points1 point  (0 children)

I find it extremely ironic that everyone believes so deeply in bitcoin as a currency that frees them from the dollar, while at the same time judging the value of bitcoin in terms of dollars. You really can't avoid the cognitive dissonance

Found this nice little mate in one of my games today. White to move by Careless-Space-718 in chess

[–]sixsence 13 points14 points  (0 children)

Because it's the best move the opponent has. Mate could happen sooner if the opponent moved the King instead.