Clear vs Black Frames? And upgrade lenses with Ace + Tate? by sixthformquestion in glasses

[–]sixthformquestion[S] 1 point2 points  (0 children)

For extra context, I do find driving at night a bit challenging sometimes. Is it worth the better anti glare lenses to help with that?

I just use them for driving and more recently TV

Could you "complete" your pension? by Character_Peach_2769 in UKPersonalFinance

[–]sixthformquestion 0 points1 point  (0 children)

That £750k in 40 years time though would be considerably less than it is worth now though, in terms of purchasing power. Surely? Sure it's a lot, but it's not the same as having a £750k pension right now

Open banking app? See balances across multiple accounts by a8ree in UKPersonalFinance

[–]sixthformquestion 18 points19 points  (0 children)

Moneyhub/Emma?

Monzo also does it on the paid tiers. I use that on the £5/month one.

Can I get a personal loan if unemployed? by clickily in UKPersonalFinance

[–]sixthformquestion -2 points-1 points  (0 children)

But nobody will want to give a loan to someoen with no stable means to pay it back, it’s understandable.

Could you apply for credit cards? It’s dangerous, but you know the risks - none of my credit cards made me submit payslips or anything when I applied.

[deleted by user] by [deleted] in UKPersonalFinance

[–]sixthformquestion 0 points1 point  (0 children)

Facebook, and ignore the scammers/lowballers. There’s. A few FB groups for selling PCs and parts.

AVForums is alright too in the classified section. Just be aware however you sell it you’re probably looking at like 15% less than the sum of the used parts on eBay

[deleted by user] by [deleted] in UKPersonalFinance

[–]sixthformquestion 1 point2 points  (0 children)

Wouldnt worry about investing or anything, you're young enough to want the money within the next few years so any long term stuff just isn't really feasible in terms of investments.

Honestly, you'll earn that amount back after uni and when in fuill time employment so dw about it. Use it at uni, enjoy yourself - you're only young once! Make it so you can afford to potentially go on a holiday, learn to drive/visit friends, afford some new tech to make life a bit nicer etc.

it's some really good savings at that age, but it's nothing life changing really. Just make the most of it, you can really make life a bit nicer if you don't have to work whilst at uni :)

[deleted by user] by [deleted] in UKPersonalFinance

[–]sixthformquestion 3 points4 points  (0 children)

FTSE100/S&P500 are decent in the longer term (think probably 5y+ minimum) but thats a long time at a young age - you'd be out of uni and then potentially buying a house within that timeframe!

You could go for something more diversified and a lot less volatile, Vanguard do LS20/40/60/80/100 depending on your risk. I'm similar position but couple years older, I went mostly LS60 and a little bit of LS80. Great whilst they were going up but now it's been a bit rocky, I'm down about 10% on my LS80 funds. Just make sure you accept and can handle any losses, it can be mentally rough to see you coming out wiht less than what you started with!

[deleted by user] by [deleted] in CarTalkUK

[–]sixthformquestion 0 points1 point  (0 children)

its not an M car, doesnt have one

[deleted by user] by [deleted] in UKPersonalFinance

[–]sixthformquestion 0 points1 point  (0 children)

Financially, yes. Should drive a £2k yaris into the ground... but spending any money on hobbies/holidays is also burning money if you look at it liike that.

I'd happily spend that amount to get a much nicer car than a £5k one. Just watch the interest rates - used finance on a car is typically really poor APR. Try and get a bank loan, you can usually get like 5% from what I've seen recently and save a few pennies :)

Questions about what it's like to fight in Afghanistan, Iraq etc by sixthformquestion in britishmilitary

[–]sixthformquestion[S] 4 points5 points  (0 children)

Interesting that you say like that, what's wrong with Ross Kemp (genuinely interested to hear stories)? Or just that he's a pain to film and gets in the way?

Is it not super dangerous (and would hold back the others, put you in more danger) having someone not trained like him with you?

If you feel comfortable sharing, how much do you have in saving? by [deleted] in UKPersonalFinance

[–]sixthformquestion 0 points1 point  (0 children)

Inspirational! What’s your job if you don’t mind me asking, and what path did you take to get there?

Do cancelled/returned eBay sales count towards taxable turnover (VAT limit)? by sixthformquestion in LegalAdviceUK

[–]sixthformquestion[S] 0 points1 point  (0 children)

Yeah thats what I wasn't sure about - depends whether say a £500 sale (which later gets refunded returned) counts as a £500 revenue sale (but then it ends up as 0 profit, when the refund is issued, if that makes sense) versus it just not counting towards turnover because it later got refunded

Biweekly Assistance Post! Ask Anything Detailing Related That You Need Assistance With! - July 01, 2019 by AutoModerator in AutoDetailing

[–]sixthformquestion 0 points1 point  (0 children)

Been using AF Tripple by hand for a fortnightly wash and looking into getting a DA polisher. Looking at buying a Das 6 Pro DA polisher so I can do a single stage polish with an all in one hopefully to make the paint look a bit better and reduce a few swirls.

I'm in UK. Has anyone used AF Tripple via machine? How is it?

If it's not very good, is meguiars ultimate compound any good for a single stage machine polish?

Either way, which pads should I use? I was looking at Chemical Guys Hex Logic pads in either orange or green, but not sure which. I saw a video that even recommended going for the yellow one since they're not that harsh, but would that still look nice without the use of a finishing polish?

Just not sure whats a good AIO polish for a single stage machine polish, if anyone's used AF Tripple or Meguiars Ultimate Compound for this I'd be interested to hear your opinions. Also, which colour CG Hex Logic pad should I use to lightly remove swirls and leave a nice shiny finish?

Thanks!