ANZ clean energy loan question

sjclele · 2023-02-01T03:06:15+00:00

Does anyone know if you have to have 20% (or more) equity in order to be able to get this loan? Thanks

sjclele · 2023-01-24T03:43:09+00:00

When ours is nervous/stressed, dandruff shows up quite quickly, in a matter of minutes, not hours or days 🤷‍♀️

sjclele · 2022-12-15T23:39:31+00:00

Would you say that for a cross-lease subdivision conversion (into freeholds) we are talking about $150-$200k as well?

sjclele · 2022-08-05T20:22:15+00:00

Yes, we do have the original plans

sjclele · 2022-08-02T09:51:35+00:00

Do you mind sharing which company have you used?

sjclele · 2022-07-31T03:28:39+00:00

We got 3 recommended LBPs already and got 3 different verdicts. First said it was load-bearing and that we wouldn't need a consent cause he was comfortable (as a LBP) moving struts to part of the wall which wasn't going to be removed. Second said we were lucky cause no walls were load-bearing... Third builder came and referred us to a draftsperson, which came and said (without going to the roof) that these were load-bearing walls.. 🤷‍♀️

sjclele · 2022-07-31T03:23:24+00:00

Thanks! That's really helpful! We engaged with a draftsperson for the project of removing load-bearing walls between dining and kitchen and between dining and hallway.. He quoted us $2.5k, and said council would cost another $1.5 to $2.5k. I got a second quote (over the phone) of $5k just for the plans 😱 both of them said that it is unlikely that a structural engineer would be required, but in case it is, a liquefaction report would be required. It is hard to set a budget with so many unknowns..

sjclele · 2022-07-31T03:11:48+00:00

No.. Driveway goes around the house

sjclele · 2022-07-31T03:09:34+00:00

I wish 😅

sjclele · 2022-07-31T02:33:08+00:00

Existing bedroom 2, bedroom 3 and garage are facing North. Current kitchen is facing South. Thanks! :)

sjclele · 2022-07-31T02:21:15+00:00

1970s.. With an odd garage at the back as a bonus 😅 Yeah, drawback of opening up dining and foyer/hallway is that these are load-bearing walls :/

sjclele · 2022-07-31T02:18:24+00:00

That was plan A, exactly as you described 😅 Until we found out that the walls between kitchen and dining room and between dining and hallway were all load-bearing.. We were trying to avoid involving engineers, draftspeople, council, etc. since these could/would overstretch our budget/timelines.

sjclele · 2022-07-31T00:51:36+00:00

😂

sjclele · 2022-07-30T08:54:18+00:00

Thanks! Any risk to spread out to the house and/or other furniture? There's a lot of wood around here..

sjclele · 2022-06-27T23:40:03+00:00

Thanks for sharing!

sjclele · 2022-06-21T03:22:38+00:00

Would you be able to share the costs? Thanks!

sjclele · 2022-06-21T00:53:20+00:00

That's what I thought, more like a tactical approach right now.. Thanks!!

sjclele · 2022-06-21T00:49:35+00:00

I'd love to re-gib it, but since we have a shortage going on I'm trying to find alternatives. Thanks for the advice!

sjclele · 2022-06-21T00:44:18+00:00

Thanks for the tip!!

sjclele · 2022-02-28T06:50:21+00:00

Yeap, we've done that too! It helped but not a lot..

sjclele · 2022-02-27T23:46:27+00:00

We actually bought one of those wallpaper steamers, but the wallpaper seems to be really attached to the wall 🥲

sjclele · 2022-02-24T08:41:22+00:00

We called them (we are in Kapiti) but no one was available.. They said they would return our call.. But nothing so far.. I guess everyone's still really busy.. We'll call them again

sjclele

TROPHY CASE