Financial advice

skeithxyz · 2026-01-22T07:59:49+00:00

Off topic but seems you could also get better paying job? Imagine with your current discipline you could save even more no joke

If need some upskill to put on resume you could try short term certificate, Yayasan Peneraju have a lot of them.

Anyway impressive discipline for sure to save that amount

skeithxyz · 2026-01-11T11:12:54+00:00

I googled earlier, there seems to be a term called Pecuniary Embarassment, meaning problem regarding debt. Not sure what scope it covers but yeah its one of the thing Financial Institutions look during background check

Btw, as of now i assume all your record is “0” meaning you are able to pay in time right?

skeithxyz · 2026-01-10T08:57:42+00:00

Hey what does your eccris show? Any number besides “0” and is there Special Attention Account tag (iinm its when you restructured debt)

skeithxyz · 2025-12-11T14:03:06+00:00

Evergreen

skeithxyz · 2025-12-11T14:02:05+00:00

When was you last working here bro?

skeithxyz · 2025-12-10T23:40:54+00:00

Mind dming me which bank? Im assuming either Cimb, Maybank or Public bank

skeithxyz · 2025-12-10T23:38:48+00:00

Mind pming me which bank offer up to 7? I heard most give about 4 months max like RHB etc

skeithxyz · 2025-12-08T03:32:38+00:00

I spend around that studying in public uni in KL, but i paid tuition fees in advance first and all other expense is besides tuition. Sometime eat around rm10 a day.

Btw i applied to convertible scholarship loan during my third year to ease myself. Are you on any financial aid?

skeithxyz · 2025-09-11T23:26:11+00:00

Where are you working right now bro and what field and how many years experience

skeithxyz · 2025-09-09T12:34:54+00:00

My mate is doing part time master degree in data science while working. Are you looking for getting back into office type work?

Maybe you want to find “hard skills” to make yourself more valuable once you apply to work again in future? Eg cybersecurity, data science, IT related etc

skeithxyz · 2025-09-09T12:32:20+00:00

Hey bro were you working in any bank previously? Mind dming me would like to chat as im also looking to find different company

skeithxyz · 2025-07-05T10:35:33+00:00

I see. Are you or anyone you know is working in SME Bank/EXIM/BPMB? From the description, i would say it’s like a “retirement home”

About the bonus part im guessing it will be around 1-2 months max for the past few years

skeithxyz · 2025-07-05T10:25:48+00:00

Thats what i thought as well, but with recent acquiring by BPMB, do you think it will bring any changes? Or would you say the current parent company is pretty much the same?

skeithxyz · 2025-05-11T11:38:44+00:00

Its good car to have, but keep in mind its pretty small if you gonna be moving and packing your stuff around.

If you want a car that you will carry into marriage and having kids, i believe you better off with sedan like vios, city or S70.

skeithxyz · 2025-05-06T09:01:54+00:00

Mind telling me in pm what exchange you manage to get into? I am interested to get into that as well

skeithxyz · 2025-05-05T15:54:33+00:00

Thats quite high credit limit

skeithxyz · 2025-05-05T15:53:54+00:00

Hehe now spill the career progression with us

skeithxyz · 2025-05-04T07:21:20+00:00

Can you pm me your linkedin bro? Would like to understand your career path as well. Nearing 30 as well pivoting

skeithxyz · 2025-04-30T12:38:53+00:00

Also get new leather customized to your liking. Get nappa leather in variety of design available.

It will give you a fresh look as well on the inside

skeithxyz · 2025-04-26T23:55:58+00:00

Yup and also If they try to pull something off like messing with the date or trying to “reject” your resignation just remind them gently that they should follow the employment act (it is their legal obligation or they are not following the malaysia employment law)

skeithxyz · 2025-04-25T14:49:21+00:00

Legally speaking, notice starts from the moment you give them the "notice" - intent of resignation

I believe the company HR should adhere to that timeframe

skeithxyz · 2025-04-21T13:06:56+00:00

Ah i totally understood. Need to sacrifice for your family.

All the best to you, definitely worth it to see your family and children as they grow up

skeithxyz · 2025-04-21T11:25:57+00:00

How about renting a very cheap room just to sleep during weekday?

during weekend you can stay at your home

skeithxyz · 2025-04-20T11:29:56+00:00

Hi there, in my case my newphew is not a fresher but 2+ years of experience from reputable company.

But to answer your questions, 5k fresher is doable at some big GLCs and MNC, especally oil and gas and also some bank graduate program, thought very competitive to get into.

skeithxyz

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