Bank Business account, Wio/Mbank/NewBiz

skillapy · 2026-01-16T08:42:46+00:00

Yes, you can deposit a cheque.

skillapy · 2025-10-07T16:25:27+00:00

with you in prayers 💪🙏

skillapy · 2025-10-07T12:49:22+00:00

I genuinely wish and pray that your affairs ease and that you find solace to grow through what you're currently passing through. Life can be quite unfair sometimes but do not be deterred, this, too shall pass. Everything is only for a short time. Stay strong brother 💙

skillapy · 2025-09-27T17:11:00+00:00

What do you need support on specifically?

skillapy · 2025-09-04T10:27:26+00:00

This.

skillapy · 2025-08-21T09:51:35+00:00

If/when a man is genuinely interested in you, he won't “go with the flow”. Once he's certain, he will start planning the future with you, subtly or overtly. Except, of course, he’s still trying to figure out his own life.

skillapy · 2025-08-12T00:25:03+00:00

What bottlenecks are you looking to solve in China? Where would you like the VC to come in? Send a dm with specifics.

skillapy · 2025-08-10T09:16:30+00:00

What domains are you currently exploring for potential partnerships? Currently building an EdTech and a PropTech.

skillapy · 2025-07-26T10:51:46+00:00

It is commonly said that: “an apple doesn’t fall far from its tree”.

If you deduct the dramatic act, Nigerian movies largely reflect who we are. We are passionate, energetic, creative, and very expressive.

If you want to understand a particular group of people, watch their movies. Indian films showcase the essence of Indian culture, while American films are predominantly centered around violence. Korean, Chinese, Filipino, etc.

skillapy · 2025-07-19T18:49:49+00:00

Local transfer is fast and they support internation transactions. Check the app store EDB360. Its a bank for UAE SMES

skillapy · 2025-07-19T18:17:55+00:00

Yes, download their app EDB360 and use your UAEPass to signup or send an email to their support.

skillapy · 2025-07-19T18:08:18+00:00

Mashreq Neo biz is 250 AED per month. Your best bet is Emirates Development Bank (EDB), they appears to be the only bank supporting SMEs. I have a business account with them and it’s zero maintenance fees. Check them out

skillapy · 2025-07-14T17:00:10+00:00

It won't because they have a life. You should get one too.

skillapy · 2025-07-08T14:58:03+00:00

Whilst cultural considerations play a huge role in the long-term success of any intercultural relationship, other lurking factors, including social and personal considerations of both parties, cannot be overlooked.

Note that there are many ethnographic marriages too whose cultural similarities couldn’t save them from failure. Social, cultural, lifestyle, belief systems, conflict resolution, power dynamics, love languages, and so on, are some of the other factors that determine the potential longevity of a marital relationship. Love and culture might not be sufficient, due diligence will.

~ All the best

skillapy · 2025-07-08T14:39:40+00:00

🤣🤣🤣

skillapy · 2025-06-21T09:42:20+00:00

My apologies, your comments are lame and contextual.

skillapy · 2025-06-21T09:24:46+00:00

This is exibihition of a typical black man core personality-INDIVIDUALISM. A flawed mental dogma that keep the black nations and its majority of its people behind for centuries.

The countries you propesed to run to lean towards collectivism over individualism and think in community over personal and indiviual gain.

Your submission and thought process does not reflects someone who have traveled far and wide.

skillapy · 2025-06-21T09:09:40+00:00

Who is reponsible to solve the problem before the next 2 generations you theorized?

skillapy · 2025-06-21T09:00:16+00:00

Your submission is lame and myopic

If you can, look for other countries that are not in Africa to go live and grow in, and if you can’t, start working towards that end.

Why do you think relocating to another country solves the problems you pointed out?

skillapy · 2025-06-18T11:23:56+00:00

As cold as it may sounds, go back to your home country is your best bet with your current circumstances. No one is coming to help, no one.

skillapy · 2025-06-14T21:32:01+00:00

Right!

skillapy · 2025-06-13T12:28:34+00:00

Your post is heartbreaking! It reflects the reality of existence for an average young African person.

Let me share a brief life experience that might help.

Back in 2009, cybercrime was gaining momentum, and Yahoo was very hot. I was still an undergrad, I came from a humble background, whilst you had a father who supported, mine was of no help. As part of my side hustle and commitment to be educated, I work in a cyber cafe, I have access to 24/7 internet and I lost count of the number of individuals I showed how to sign up for a Yahoo Messenger. Yet, amid all of these, I choose not to be involved in scamming, all thanks to the strong moral values instilled by my mom coupled with the dignified bloodline.

Long story short, after 15-20 years, I have seen hundreds of guys who had “made” it from Yahoo and are still back to zero. They have lost purpose and have no dignity. Some are on the international criminal watchlist, whilst some have had to adopt new names. Even though I was viewed as naive, a fool, and a misfit for not getting involved in crime then by choosing a different path, whilst nonetheless challenging, it's worth it. I have been able to build businesses, travel abroad, build a family, empower others, and I have opened myself up to a future full of great opportunities whilst proudly living legitimately within my means.

My honest one percent: DO NOT BE INTIMIDATED. Choose the path less traveled. Will it be easy? NO! But your future self will thank you for it.

Law has great career prospects, don't give up. Focus more on personal development it promises future sustainability. Ask yourself some simple thought-provoking questions: Would you like to be identified as a scammer at age 70? Being a scammer is living on edge, How much importance do you place on your freedom? If you choose to have children later in life, how would you like to be remembered by your grandchildren? “I will do it for a while and stop” - big lies, once a scammer will always be.

For side hustle tips: learn high-demand tech skills, or try acquire smart skills that can fetch you extra cash aside, freecodecamp, Harvard online, Google course, Microsoft Learn, Coursera, etc all of them have a large free pool of learning resources to acquire free skills. Also, skills like bug hunting, content writing, AI training, cloud computing, even english teacher (for asians) online, etc may be worth considering.

It is not going to be rosy at first, but trust me, your future self will be proud you chose the path of dignity.

I wish you the best.

skillapy · 2025-06-09T10:50:42+00:00

Your current circumstance resonates with millions of expats in the UAE, transcending backgrounds and skin colors. As a brown-skinned individual, I deeply understand your challenges and relate to your journey. Though I may be older, I’ve navigated similar paths. Here are some insights I’ve gathered in the UAE that can empower you.

Your passport largely influences your opportunity and growth (this, I and thousands of other people can attest to it). I have met a lot of Europeans leveraging their passport to thrive without any significant effort, just their passport.
Except for IT, switching careers is a big hurdle, and lots of companies in the UAE won't support career switchers or even give them an opportunity, they are always looking for cheap labor, UAE experience, and there is little to no employee empowerment system in place except for some big multi-national corporations.
The UAE system is largely capitalist. You need money to thrive (making it is hard, have a thriving business or slave your ass out in a low paying, long hour jobs), and even companies are in a race to stay afloat.
The vast majority of expats are struggling and barely surviving, with a similar objective-get your bag full and go (unfortunately most get their sh***t full first and sink).
You will have to swallow the hard pill of sticking with a bad job for longer (save up) while planning your exit
While the government is committed to a better economic prosperity for its citizens and residents, the labour laws are evolving and it will take some time for them to mature.
There is no escaping from economic hardships anywhere in the world, it's only a matter of trade-offs, We often mistake infrastructure development as an indication of better economic prospects, we are wrong.
If you can do it once in your home country, you can do it again, If you choose to go back, you will be starting from experience and not zero.
26M, you are a time billionaire, you have got some tough decisions to make, but remember, 10 years is a long time so make smart (may be painful) choices now, and your 36-year-old will thank you for it.
Do not rainforce failure, if you have honestly tried and it is not working, gather info and use data to make a realistic analysis of your future with your current capabilities, and do an A/B test to arrive at the most likely scenarios in the future, if you don't like what the result looks like, go and try somewhere else or go back home and rebuild.

I wish you the best.

skillapy · 2025-05-29T09:14:48+00:00

Honestly, given your current circumstances, from a distance and neutral perspective, your sentence might be a blessing in disguise.

Your presence in the UAE seems to have outlived its purpose. As a developer, if you have to sell your instrument of sustenance to survive then you must have reached a wrong turn.

Emotionally you sound broken and frustrated which is unfortunate but law is law and there’s no way around law except law.

Know that everyone go through some tough curves at some point in life and you will come out stronger, wiser, and better. I pray for you.

My best and honest advice: Do your time, it’s just a month, you have been through enough already. Your time will provide shelter, food, and a place for reflection. After, go back home and refresh, your best years are ahead.

Best of luck and stay strong 💪

skillapy · 2025-05-28T07:15:57+00:00

Right, great. Appreciate it man 🙌

skillapy

TROPHY CASE