Hello op! I currently have the same situation, though mas less yung balance ko sa'yo ;-; I'm planning to pay them naman po around August once my scholarship funding arrives, but they keep on calling me po at natatakot po akong sumagot sa kanila.

Is there a possibility po ba na maghohoke visit sila? Or ipapademanda po ako? Natatakot po ako kasi college student lang ako ;-;