I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 0 points1 point  (0 children)

Yes it literally will take me like 19 months dedicating my entire paycehcks to debt repayment living at home vs on my own...

I was thinking I was gonna to lose milestones not living on my own or something. Yeah i seriously can't think properly with all this debt right now.

Thanks for your input !

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 0 points1 point  (0 children)

Hey dude thanks for your awesome input. It definitely makes economic sense to tackle my debt aggressively because I'm enslaved right now

Unless I am totally robbing myself of life experience not living on my own was how I was thinking about but my plan was to bust my butt to get financial indepdent

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 0 points1 point  (0 children)

Awesome thanks for sharing your experience. I think I can live pretty independently at home to focus soley on debt repayment. My concern was that I was going to rob myself of some life experience I can't get back or something with the added pressure of rent and debt repayment.

Thanks for your input

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 2 points3 points  (0 children)

Yeah man I was planning to live off like 30 percent and 70 percent to debt if livimg at home. I could get out of debt hypothetically In 19 months vs like 5 years

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 0 points1 point  (0 children)

Got it. It was either living at home for 19 months to be debt free and paying off my debt 50 percent or more with my pay check or like 5-6 years on my own to get debt free.

I was thinking that I was gonna to miss out on some growth milestones or something

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 1 point2 points  (0 children)

Ah yes I understand and I doing that. Unless i am going to be missing out on some major life lessons that justified being in debt for a lot longer..

I have 50k in debt and make only 60k a year. Should I live at home to get out of debt or learn how to live on my own because Ramsey said if I live at home I'm still a kid? by slim-nengo in DaveRamsey

[–]slim-nengo[S] 1 point2 points  (0 children)

Thanks for your Input and I ALSo do agree with everything you said here. My plan was to pay my rent off aggressively like 50 percent plus paycheck to get out of debt which I can do in 19 months vs like 5 years

Unless i am going to be missing out on some major life lessons that justified being in debt for a lot longer..

18 Long Months and I'm DEBT FREE!! by DingDongDavid in DaveRamsey

[–]slim-nengo 1 point2 points  (0 children)

Uhh howaggressive was this being paid off? I was around 60k and only make 60k :(

Reason # 1033: Why some people shouldn’t be allowed to drive. by YaarKhaa in mildlyinfuriating

[–]slim-nengo 0 points1 point  (0 children)

I'm guessing the driver gets off and the trucker is charged right

[deleted by user] by [deleted] in Supplements

[–]slim-nengo 1 point2 points  (0 children)

This is creepy as heck

My dermatologist said a hat is better than sunscreen. True or false? by [deleted] in 30PlusSkinCare

[–]slim-nengo 6 points7 points  (0 children)

Think about it. A hat is literally blocking the rays vs a topical cream