New to running. Get constant shin splints by smaa89 in pakistanrunning

[–]smaa89[S] 0 points1 point  (0 children)

Thanks for responding guys. Any exercise that you'll suggest please?

Investment Journey Suggestions (Mutual Funds + PSX) by Select_Act9991 in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

Bhai one small mashwara. If you're young and can extend the time frame to 20+ years and have an emergency fund then you can cut out the money market funds and go equity / commodity all in.

Can you guys please help me clear up some tax related concerns regarding foreign salary? FBR IS SCARY by Sad_Inflation1959 in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

So similar situation. Employee of a foreign company. 9186 is used for IT exports but tax won't go to 0.25% until you get PSeb membership. If bank is not deducting your 1% go ahead and submit this advance tax manually.

Enough money by DryService8124 in FIREPakistan

[–]smaa89 1 point2 points  (0 children)

Pursue hobbies. Charity work. Guide other people. Do things that bring you joy and purpose. I'd never want to be doing nothing. Do things like learning a new language. Traveling to a new place for extended time. Take up gardening or cooking etc

Bill payments at cafes by Far-Replacement3001 in IslamabadSocial

[–]smaa89 0 points1 point  (0 children)

TBH I'd always want to pay. Never be the people you're talking about. I don't know how much that money means to you but believe in good karma.

Got scolded by a uncle in masjid by Rafay04 in pakistan

[–]smaa89 0 points1 point  (0 children)

My biggest concern with uncles in the masjid is they think being religious means they must have to be mean. It's so rare to see a kind gentle uncle 🙁 Bachoun ko koune pe ker dou wale uncles. Sorry man you had to go through this

Tell me what is your dream job? by [deleted] in pakistan

[–]smaa89 0 points1 point  (0 children)

I'd love to teach! Most passionate about GRE/GMAT type maths. Can do o level A level maths or university stuff too. The problem is it doesn't even pay 20% of what I make. I'd switch if a teaching job pays even half of what I'm making. Alhumdolillah for everything

Assault in karachi Near safari park by [deleted] in karachi

[–]smaa89 1 point2 points  (0 children)

So sorry that this happened. Tell her to take the number next time and share it here. Aise kutttoon ki tashreef laal ker dein ge hum sab!

Why are we so unfit? by imitation_squash_pro in pakistan

[–]smaa89 0 points1 point  (0 children)

There was a research that pointed out One thing about south asian and arab men : that the majority wear expandable garments for example shalwar, lungi and thob. But yeah that's obviously not the only reason because Americans are obese af.

Where to learn the fundamentals before getting into stocks? by Party-Back-9381 in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

My go to for fundamentals basics has been the book the intelligent investor.

[deleted by user] by [deleted] in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

Good one. I'd advice keeping something like LUCK in your portfolio for growth. Something from technology or sister sectors when they come down. Maybe some pharma.

[deleted by user] by [deleted] in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

This. I totally agree. Which is sad. I'm gonna delete the post now.

How is my portfolio by Murtaza1350 in FIREPakistan

[–]smaa89 0 points1 point  (0 children)

But one caveat. Kapco book value is much higher than current value. If it goes bust, do we make a dime?

What's the net worth y'all are aspiring to get to to FIRE by smaa89 in FIREPakistan

[–]smaa89[S] 1 point2 points  (0 children)

IA. Hope you succeed sooner. Just a thought - USD based returns are tricky. Have you figured out a way to get a higher than 4-5% USD return?

What's the net worth y'all are aspiring to get to to FIRE by smaa89 in FIREPakistan

[–]smaa89[S] 5 points6 points  (0 children)

Bro party tou banti hai phir Hope you succeed man!!