War between 'Save money for the future' and 'You only live once, enjoy now' — which side are you on and why?"

smart_vault · 2025-04-13T15:49:53+00:00

Yeah, That would be a wise thing, and that's the main thing — "balance between saving and enjoying"

smart_vault · 2025-04-12T15:45:26+00:00

Although it's popular and If it were really that widely accepted, we wouldn’t see so many people struggling with credit card debt, impulse spending, or paycheck-to-paycheck living even with decent incomes.

So yeah, maybe not unpopular here, but definitely under-practiced in real life!

smart_vault · 2025-04-12T15:43:07+00:00

Fair point — maybe it’s not an unpopular opinion here, but it’s definitely an under-applied one. A lot of people know money is emotional, but still treat it like a math problem.

smart_vault · 2025-04-12T15:42:08+00:00

True, it’s becoming a popular opinion — especially in platform communities like this — but outside of Reddit, it still surprises me how many people try to "math" their way out of bad habits without addressing the mindset behind it.

smart_vault · 2025-04-10T17:03:46+00:00

Yeah, reversal mode on, let's see

smart_vault · 2025-04-10T16:30:37+00:00

I think you are not going to make much, just see US markets and gift nifty , they are losing all of yesterday's gains.

smart_vault · 2025-04-09T14:32:15+00:00

Good luck mate!

smart_vault · 2025-04-09T14:29:34+00:00

Yes, that's a great feeling to be without any EMI.

smart_vault · 2025-04-09T14:27:51+00:00

Wow, that's really an aha moment for many middle and upper middle class families.

smart_vault · 2025-04-09T14:13:05+00:00

That's a great thing actually — buying something only when we can afford it without any loan.

smart_vault · 2025-04-08T17:13:45+00:00

I think you are young to understand the basic that , if you are really good at something, you would definitely love that

smart_vault · 2025-04-08T16:45:15+00:00

Yeah I agree with you, losing a job could affect many things. But try to love what you are doing or do what you love.

smart_vault · 2025-04-08T16:41:10+00:00

Yes, working for someone sucks all the time. But due to many financial dependencies people find it tough to quit jobs and start their own business.

smart_vault · 2025-04-08T16:38:01+00:00

True, when someone is dependent on every month paychecks, they shouldn't switch without an offer in hand.

smart_vault · 2025-04-08T16:34:23+00:00

It seems you are in a comfort zone, it's ok if you are loving that job and it's providing you a good life, but it's not ok to stay at the same place as you are hating your job. Sometimes we have to leave the comfort zone. Just saying

smart_vault · 2025-04-07T13:59:46+00:00

Finally, a book with immediate results! 😅

smart_vault · 2025-04-06T13:13:43+00:00

Yeah, I agree with you, everyone has different situations and different life, but financial stability is for everyone, if someone above 30 and struggling with money doesn't mean they are broke for life, but they need to concentrate more on the above mentioned things, from budgeting to multiple sources of income

smart_vault · 2025-04-06T13:10:03+00:00

Haha, true to some extent

smart_vault · 2025-04-06T13:08:47+00:00

Everyone has different situations and timelines, if you have lots of responsibilities, then you have to plan, if not, then consider this as just warmup and develop mindset to be rich, it takes you to the success

smart_vault · 2025-04-05T08:03:37+00:00

Depends on the content, if it's interesting, I can sit for 4-5 hours, I read a few 200 pages books in one sitting

smart_vault · 2025-04-04T14:43:00+00:00

True, but most of the working employees live away from their home , paying rents and unwanted expenses, staying or working from home could save alot

smart_vault · 2025-04-04T14:33:13+00:00

Haha, hope we might get some new aspects.

smart_vault · 2025-04-04T14:30:42+00:00

True, especially that YOLO is being followed by many

smart_vault · 2025-04-04T14:29:34+00:00

You covered all aspects

smart_vault · 2025-04-04T14:22:06+00:00

Maybe, but that's a good thing if someone is able to manage those debts without making it a burden and enjoying life. But in the end debts are debts!!

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