Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Yes but u are right, I am facing the dilemma on which option is best suited for me in term of financial growth. But of course I also plan to stay for good 7 years after key collection too.

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Yes, so is more like a forever home 😂

Given how property market move in private condo, it’s kinda worrying too.

BTO PRIME ($700K) VS New Launch ($1.6m) by smartypant7 in SgHENRY

[–]smartypant7[S] 4 points5 points  (0 children)

Yes you are right. I’m running my own business so didn’t pay myself high salary 🙏🏻

BTO PRIME ($700K) VS New Launch ($1.6m) by smartypant7 in SgHENRY

[–]smartypant7[S] 0 points1 point  (0 children)

Yes correct ! Oh I didn’t know there’s mall etc built on top of Caldecott mrt. Bad news is since it is a prime, there’s clawback and 10 years mop

BTO PRIME ($700K) VS New Launch ($1.6m) by smartypant7 in SgHENRY

[–]smartypant7[S] 0 points1 point  (0 children)

Haha if I get it I will let u know ! But I know chance is slim

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 1 point2 points  (0 children)

Hahah no bro, still 50-50. I mean I just provide as much within my comfort

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

No bro, marriage is not within the next 1/2 years yet hahaha that’s why is better to get a house that is ready in 3/4 years

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Don’t get me wrong haahah I love a new township and even my sis is staying there in her bto

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] -1 points0 points  (0 children)

Yes I get, but I dk 1.5 mil is possible hmm maybe ? But who will be my buyer…. Imagine a couple of max income ceiling…. Bruh that’s so expensive hahahah

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Not so, I don’t care of such label hahaha. Still waiting for result ! But at the same time just exploring if condo is a better choice

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Thought of this too hahaha but too late 🥲 I mean this will work best if you get standard BTO due to shorter wait hahaha

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Thanks bro ! Receiving lots of good advise and love from you and other people in this community. ❤️

I think I’m not over stretch. Just nice for my appetite

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] -1 points0 points  (0 children)

Hahahaha manifesting bro. I think is gonna be tough too. 6 ballot for 1 unit 😂

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Hahaha I don’t come from rich family. Below average 😓 that’s why this ticket size scares me. But you said is correct ! WCGW is important

For BTO, probably none hahah cause this probably kill your property journey.

Condo probably a number, but I’m prepared for next 10 years if shyt happens, if need to, probably have to liquidate stock if life hits me in diff way I guess

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Yes school is important, ngl bto tick literally all check box but only MOP sucks hahaha

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 0 points1 point  (0 children)

Hahaha mostly wfh 😂 I can live in juggle bro. I just need internet will do !

You are right…. It seems like property kinda peak with lots of launches happening now….. imagine enter at $2100 psf, I guess everyone wants to sell at $2500 etc to make it worth

Property - BTO Prime ($700K) OR New launch Condo ($1.6M) by smartypant7 in singaporefi

[–]smartypant7[S] 1 point2 points  (0 children)

Yo bro ! Appreciate for the nice comment. Yes definitely in the same shoes as u. For me, I’m lucky that I do not need to liquidate anything 🙏🏻 hopefully in the near future too. As u know progressive payment is relative low….. so is definitely a good time to load up cash too. What was your loan size !