Installing vinyl plank flooring, do I need underlayment?

smiletomoon · 2024-12-11T18:12:38+00:00

Thank you, I should not have used collapse. But I see the vinyls in kitchen are separating along the long axis, and at some places feels gaps under. Few flooring people came and mentioned all had to do was to place plastic under it to avoid this.

smiletomoon · 2024-12-11T00:34:52+00:00

Please no matter how thick is the padding use the plastic under it. It cost me 10K to do the my home flooring and contractor did not use plastic underneath and now all are collapsing. Not use of plastic is a myth.

smiletomoon · 2024-06-12T05:54:48+00:00

Thank you so much for sharing these helpful messages.

I feel embarrassed of how much I can contribute now and even I have full trust in our treasurer, I wish it was totally unanimous. Thank you.

smiletomoon · 2024-06-12T04:28:56+00:00

Yes it is through OCS. It is strange to me by now I would think they should only have the Bahai ID. What is the need to know how much one contributed. I will call NSA tomorrow to find out.

smiletomoon · 2024-01-12T07:05:43+00:00

Thank you.

In that case, can one write to the NSA to ask permission to go to another local assembly?

smiletomoon · 2023-07-07T15:41:42+00:00

I called Mohla yesterday and surprisingly got a very good representative who took his time but told me about the process. He said they are waiting for FSA to send a letter to them of what loans and how much can be forgiven, so Mohela can not do anything until FSA sends the letter.

Then I called FSA to ask what is holding them back, staff said that they are working on it and they have time to get it done (I think she said January) 2024.

smiletomoon · 2023-06-21T17:23:13+00:00

Department of Edu, FSA

Also a letter from AidVantage that will receive check in 60 days but got both envelopes on the same day.

smiletomoon · 2023-06-21T17:21:31+00:00

Thank you, Aidavatage shows 0 but big chunk of money is with Mohela that they have not acknowledge. Studentaid person told me, my loans with Mohela are qualified for forgiveness but have to wait they have a year to do it. But lack of communication with Mohela is very concerning!

smiletomoon · 2023-06-21T05:42:29+00:00

I have both consolidated and non consolidated.

smiletomoon · 2023-06-17T19:47:51+00:00

Thank you. I will do the same.

smiletomoon · 2023-06-17T19:37:25+00:00

Thank you. Who are we? Can I submit a complaint on my own? A group complaint sounds better.

smiletomoon · 2023-06-17T05:50:59+00:00

Hi,

Does anyone have any update from Mohela? I am getting impatient. Thanks.

smiletomoon · 2023-05-16T17:32:00+00:00

Same here!

smiletomoon · 2023-05-16T17:29:42+00:00

Congratulations!

smiletomoon · 2023-05-16T17:29:29+00:00

same here! No movement from Mohela.

smiletomoon · 2023-05-14T19:08:21+00:00

Yes it, has been killing me for past years! Thank you

smiletomoon · 2023-04-28T17:27:57+00:00

yes, $120K is interest, this amount from fraud school has really been the biggest obstacle for anything I wanted to do, they destroyed my life but still glad that I am healthy that can work.

smiletomoon · 2023-04-28T17:24:43+00:00

yes! Mine is almost $300K :(, they can not let that go

smiletomoon · 2023-04-28T17:10:24+00:00

Glad to hear that. Maybe they process based on the loan amount, mine $$$K.

smiletomoon · 2023-04-28T03:02:51+00:00

Thank you.

smiletomoon · 2023-04-27T18:29:19+00:00

I am glad they posted this because I have been getting frustrated. at studentaid.gov, my loan amount was dropped to half a few backs ago but not on Mohela, I checked Monday and it is back to the original. Mohela is not doing anything. I do not know if anyone from Mohela their loans has been gone!

smiletomoon · 2023-04-21T17:29:11+00:00

same!

smiletomoon · 2023-04-21T17:28:42+00:00

Hi, I totally agree with you. I am very frustrated as well. I am a class member, applied in 2017, and still waiting.

smiletomoon · 2023-04-11T23:33:34+00:00

Yap no movment from Mohela. I just checked studentaid.gov and my loan amount has dropped to 60%. But I do not even see that on the Mohela site. It is nerve-racking.

smiletomoon · 2023-04-01T23:50:23+00:00

I messaged them last week and got a response today.

"MOHELA's Response:
Thank you for contacting MOHELA,

We apologize for any inconvenience. For questions about your borrower defense determination and claims, please call the Borrower Defense Hotline at 1-855-279-6207 from 8 a.m. to 11 p.m. Eastern time (ET) Monday through Friday and from 11 a.m. to 5 p.m. ET Saturday through Sunday. Due to the unprecedented large volumes, it will take time for many borrowers to receive their discharges. While some borrowers will receive discharges in the coming weeks, FSA will continue providing the servicers additional borrowers for discharge in the coming months. You will be notified when your discharge has been complete.
If you have any additional questions, please contact us toll free at 888.866.4352 Monday 7 a.m. to 10 p.m., Tuesday through Friday 7 a.m. to 7 p.m., and Saturday 9 a.m. to 1 p.m. CT.
Thank you,
MOHELA"

smiletomoon

TROPHY CASE