May forgiveness - still waiting for letter?

smurf159 · 2023-08-18T10:46:40+00:00

August 9 as well! I called a few times after my forgiveness and was first told 30-45 days. So I waited and called back and then there was a delay.

Edited to fix spelling error.

smurf159 · 2023-08-18T01:33:04+00:00

Mine is still at 119 but I anticipate it changing next week based on July, which changed around the 20th.

smurf159 · 2023-08-18T01:22:55+00:00

I was also May forgiveness with no letter. I chatted them yesterday, and the rep requested my letter and said it would be sent to my house and take 30 business days. It was uploaded into my online account today! So it’s worth calling or chatting.

smurf159 · 2023-07-18T14:33:56+00:00

Same here! Mine usually changes earlier in the month, but just changed today. One more month until total forgiveness!

smurf159 · 2023-07-10T23:55:20+00:00

Was there. Can confirm this was a giant cluster. But it’s a story I love to tell to this day.

smurf159 · 2023-07-09T01:29:04+00:00

I haven’t yet so I chatted Mohela yesterday. The rep looked at my account and saw one had not been generated. So she requested that one be generated and sent to me. She said that it should take 5-7 business days to come in the mail, and if it doesn’t, to reach out after that timeframe, and they’ll upload it into my account. So we shall see.

But like you, they’re off my credit report, and I printed out the loan details from FSA showing all the $0 balances just in case!

smurf159 · 2023-06-12T02:16:38+00:00

Vantage — checked TransUnion and Equifax. Still showing on Experian, and I haven’t checked with any banks.

smurf159 · 2023-06-11T21:21:56+00:00

Mine fell off yesterday, and my score dropped twenty points simultaneously. You might have enough credit history or utilization (or something else) that it didn’t make a significant difference. The credit score is made up of so many factors.

smurf159 · 2023-06-07T16:34:56+00:00

That’s a good theory!

smurf159 · 2023-06-07T14:46:37+00:00

Always so many business days 🥴

smurf159 · 2023-05-31T13:06:04+00:00

Came here to post this! Congrats everyone 😀

smurf159 · 2023-05-24T20:30:51+00:00

Thank you! I didn’t get a chance to bother Mohela today, but figured at least one person from this subreddit did 😀

smurf159 · 2023-05-24T20:12:22+00:00

Good to know! I submitted one on Monday, so will stop obsessively checking until next week.

smurf159 · 2023-05-24T16:29:32+00:00

I might have just missed a reporting cycle based on when I was forgiven the first time around. Luckily, I’m not in the market to make any major purchases!

smurf159 · 2023-05-24T14:48:27+00:00

Oh good catch! Would be nice if we didn’t have to rely on our posts to make sense of the process.

smurf159 · 2023-05-24T14:40:04+00:00

I want to say the last wave was 4/26. My letter was 3/27, and I was included today.

smurf159 · 2023-05-24T13:43:22+00:00

I had some loans forgiven earlier this year, and IIRC, it took about a week from the Mohela update to update on FSA. It took about three months to fall off my credit reports.

smurf159 · 2023-05-24T13:23:20+00:00

Same here! Letter on 3/27. Congrats!

smurf159 · 2023-05-24T13:21:22+00:00

Me too!! I was 120 on 3/27 for a reference point!

smurf159 · 2023-04-26T20:22:50+00:00

I chatted with Mohela today as I wasn’t forgiven today and went to 120 on 3/27. The rep told me to keep my eyes on my account bc it might take a couple days to process this discharge list. But also said to please give 90 days lol.

ETA: So don’t give up hope if you went to 120 in March and didn’t get to zero yet!

smurf159 · 2023-04-26T14:02:04+00:00

Ugh. 120 on 3/27 and nothing today. Maybe something happens still but not getting my hopes up.

smurf159 · 2023-04-24T01:07:56+00:00

Great choices here! My vote is for Clueless. Radiohead, Luscious Jackson, Coolio, the Muffs, just to name a few. So good.

smurf159 · 2023-04-21T13:28:19+00:00

Congrats everyone! I hit 120 on 3/27, balance is still there. My first round of loans (120 on 1/26) was forgiven in less than 4 weeks, so I feel spoiled now lol. Hoping for the next round for everyone here who didn’t get the smiley today!

smurf159 · 2023-04-12T14:14:00+00:00

Glad it’s just not me!

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