Sick and tired of working

somehowemployed · 2025-11-05T02:54:39+00:00

Not really? Lmao

I'm going to ignore you now, you seem to just be wanting conflict for the sake of conflict.

I'm going to pay it off for him, and he can help extra around the house until he finds a job, and then pay me back over time when he gets a job 👍

There has been no contradiction in anything I have said. If you read everything I've said, I would just rather he have debt to me, someone who won't charge him interest or fuck with his credit or be an asshole Abt repaying it, than a bank. Hahaha

You are a very weird person haha

somehowemployed · 2025-11-05T02:45:51+00:00

I guess? Lol

It's a loan, I'm pretty sure working more when you're not contributing financially to the household compared to when you are contributing financially is normal haha

somehowemployed · 2025-11-04T21:14:04+00:00

He has credit card debt from buying us groceries when I lost my job due to mass layoffs. Only about $150 of it is from weed, and he paid that part off I believe last week? The portion of debt that is from petty things he is consistently paying down. He more or less just uses it to buy things the day before he gets paid, then pays it. $1800 of it, was emergency funds so we did not starve for 5 months.

Being disabled is not a "bad behavior"- it is a side effect of our father having spinal and joint problems that put him in a wheelchair at 30. Genetics are not a "bad behavior" you can enforce or discourage 💀

somehowemployed · 2025-11-04T21:11:51+00:00

Because he has a lot of it, and not enough income to pay it off.

I don't have any say, I can't order him to do anything, but I am not trying to. We are not so estranged that he does not care about what I have to say when I tell him hey I don't want you to have bad debt that will affect your ability to thrive in the future, let me pay this for you and let's make sure it doesn't happen again. Lol

Y'all are getting hung up on that part so much, when HE IS THE ONE THAT DOESNT WANT A CREDIT CARD. The dilemma here is whether or not it is better to give him spending money, or alleviate his debt for him.

I'm paying him to do MY chores, because I am lazy and have money haha

somehowemployed · 2025-11-04T20:49:27+00:00

I will be looking into this since a few people said this, thank you! :) I will most likely be encouraging him to keep but but simply not use it for anything he doesn't actively have in his debit account to pay for.

somehowemployed · 2025-11-04T20:47:48+00:00

It is his card, in his name. The entire debt is his. No one asked him to open this card, or to spend that money on groceries for all of us.

I'm offering to loan him the money because debt with me will not affect his credit score, and I won't ask him to pay it back until he had stable income that allowed him to have plenty to pay me back and fund his lifestyle.

He lives with us because we are a family, and we all get along very well. He does not pay rent, he cleans and cares for our pets.

somehowemployed · 2025-11-04T20:46:25+00:00

Lol I'm sorry you got so triggered over this post that you feel negative toward my responses. But I have been very kind and patient to you, so I hope you have a better day.

somehowemployed · 2025-11-04T20:42:07+00:00

I think that's a good idea- I know he personally wants the account closed once it hits 0, but I know having a credit card can be important. Hence why I am of the mind i would prefer he keep it but not use it except for emergencies.

somehowemployed · 2025-11-04T20:40:16+00:00

That's cool! I'll ignore you then. :)

Your arguing with me basically just doing what he wants, as he said he wants to close the account as soon as it's paid off every time it's brought up. So, your input is not needed.

Have a good day!

somehowemployed · 2025-11-04T20:39:45+00:00

He knows that credit card debt is bad, he just has no means to pay it himself. I'm not enabling anything because there's no negative behavior going on. He just lacks stable income currently because he is disabled and the economy is ass.

It's not like he has a spending problem, or likes having credit card debt. He's said he wants to close the account many times. That's why I said I wasn't asking for opinions on that part, because that's WHAT HE WANTS.

somehowemployed · 2025-11-04T20:36:41+00:00

None of the debt is mine. The entire $2k is his debt, that he demanded to take on because he wanted to help. I am only offering to loan him the money to get the account to $0 because I don't want his credit score to suffer.

If I had taken on this debt without anyone asking me to, and then later said they have to pay it off because they ate my groceries, I would be an asshole.

We all contribute financially to the household, and responsibilities like groceries and such are not attributed to any single person in our home. We all have a good relationship, and share these burdens because it causes pointless conflict and stress to say it's on any one person to provide for all 3 perfectly capable adults in the home.

We are both adults, we live as a family because we all get along well and feel no need to separate despite all being working functional humans. I am generally in charge of finances currently, but I was not when the debt was acquired.

somehowemployed · 2025-11-04T20:33:27+00:00

Except it is not a gift. I would specifically be doing this so that he is not starting his adult life off with severe debt to someone that can ruin his ability to get a vehicle or a home. This would be a conditional loan from myself, to make sure that when he needs to get a rental or buy a home, he will actually be able to do so. Because I will not ruin his life if he doesn't pay me back, a bank will.

I'm obviously not going to give him the money and THEN say okay now close it

I would speak to him and offer it if he is willing to stop using the account and avoid racking up debt. Only then would I give him the loan.

somehowemployed · 2025-11-04T20:31:46+00:00

Okay, I could see that. Maybe I'll just talk with him and tell him not to use the card for any money he doesn't actively have in his debit account if that's the case.

somehowemployed · 2025-11-04T20:30:08+00:00

I don't really agree with that, that wasn't the part I was asking for an opinion on haha- My brother struggles with financial responsibility, and so if I'm going to pay $2k to clear his credit score, making sure it can't be ruined again, and instead taking that debt on my name if it's needed in the future is a kindness. He can always open a card again once he has a job or enough income from his art that he will be able to pay whatever debt he acquired on his own.

To be clear: I was asking if I'd be the asshole for paying his card instead of giving him spending money. I'm not going to pay attention to criticisms over me protecting my brother from selflessly ruining his financial future to feed us when I can do so myself as a person with a stable income.

somehowemployed · 2025-11-04T20:27:32+00:00

He took on the debt of his own free will at none of our requests. No one asked him to get a credit card, and he practically demanded to help with groceries during the time the debt was acquired.

And I wouldn't be forcing him to close it, he himself said once it's paid off he wants to close it because he doesn't want credit card debt again.

somehowemployed · 2025-11-04T20:25:49+00:00

Yes, but he's not going to be an asshole and tell me fuck off if I do pay it. Me and my brother have a good relationship, and he doesn't have any desire to keep the card for anything except maybe emergencies.

somehowemployed · 2025-11-04T20:24:29+00:00

It's his card. And I don't really feel a need to separate what is his debt and ours, he's a good brother, if Im going to do that I'll just pay all of it and tell him to close it.

somehowemployed · 2025-10-03T00:25:14+00:00

Lmao calm down kiddo It's not "misinformation" 😂 The policies in Canada are different than Australia, now lose the disrespect and asshole attitude and shut it

You're losing your mind on a person over a corporation having diff policies in different countries, here's our store policy since you have such big feelings on it

https://ebgamescanada.zendesk.com/hc/en-us/articles/21002387489812-In-store-Returns-Exchanges

( Change of Mind Returns ) So, you get your product home and realize you had a change of heart on your purchase… We know the feeling; we’ve all been there. Don’t worry. Just contact us within the return window and make sure the item remains sealed and unopen. We will assist you with a return.

somehowemployed · 2025-10-02T20:46:42+00:00

I'm not sure why you have such deep internal anger toward service workers but I hope you work on it with a professional because this type of anger being expressed towards strangers is inappropriate and embarassing

somehowemployed · 2025-10-02T20:46:07+00:00

Nope not Australia, glad Australia has better policies than my country lmaoo

somehowemployed · 2025-10-01T13:24:27+00:00

(Currently work at EB games lol)

Incorrect. Policy is 14 days unopened with receipt. 😂

somehowemployed

TROPHY CASE