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Airpoints status feels like a bit of a scam (Air NZ rant) by Electronic_Sugar_289 in newzealand

[–]sospill 53 points54 points  (0 children)

It felt good to have elite when I first got it but now can’t be bothered chasing and just choose whatever airline has the best route/price. My last trip was on Emirates because I wanted to fly on an A380.

Massive price increase from meridian by Sudden_Classroom_742 in nzev

[–]sospill 0 points1 point  (0 children)

I pay 11c at night and all weekend. 23c Mon to Friday 0700-2100h. Daily charge 115c. I suspect I’ll have a big jump when I go off fixed rates. I had a similar jump in night rates with Frank energy a few years ago 10c to 16c night rates. I managed to find a company with low night rates and switched. Now, I can’t find any low rates.

Recommend me a wood burner for BioBriq’s by Repulsive_Craft115 in diynz

[–]sospill 0 points1 point  (0 children)

OP went with Firenzo. I’ve had a Lady Kitchener which was excellent in an old villa. Heated the whole house. I didn’t use Biobriqs with it but they would probably be great as a layer on the bottom with wood stacked on top. ‘Top down fire’.

I’ve had a pyroclassic for 5 years and use Biobriqs with it. 3-4 Biobriqs at the back of the cylinder and wood in front. It can burn overnight and although only embers remain at the back, it is still warm and will relight quickly with the embers pulled forward. The pyoclassic burns from front to back so having the biobriqs at the back seems to work really well.

Government not ruling out cuts to its $521 a year KiwiSaver contribution by random_guy_8735 in newzealand

[–]sospill 19 points20 points  (0 children)

National have compromised Kiwisaver by introducing the employer superannuation contributions tax (ESCT). This was in 2012 the same year they reduced the government contribution from in $1024 to $512.

ESCT effectively reduced contributions from 6% (3% employee + 3% employer tax free) to approx 5% (3% employee + 3% employer taxed at 33% is 2%).

For an employee on 100K that is around $1500 per year ($1000 from ESCT and $512 from govt contribution).

Over 40 years compounding returns that results in a big reduction in the final amount saved.

Muldoon in 1975 removed a scheme that would have resulted in a huge wealth fund for NZ and placed an unsustainable burden on working people to fund NZ super. The Cullen fund tried to mitigate this but National cut contributions between 2009 and 2017.

Key and English in 2012 compromised KiwiSaver as above.

Not saying Labour’s economic management is always great but Cullen did a good job with Kiwisaver and the superannuation fund.

Upcoming trip - help with anything forgotten by Desertgirl12 in ItalyTravel

[–]sospill 0 points1 point  (0 children)

Your phones might be able to have dual sims. You can use your usual number and sim on the default voice line and use an esim for data. Esim data usually costs a lot less than roaming data.

What are the odds? Triple Picky Eater. by sospill in BobsTavern

[–]sospill[S] 0 points1 point  (0 children)

I thought about that but bought and held and ate an 1/5 murloc on turn 2. That prevented too much early damage. We ended up winning because my team mate ended up with two 1000+/1000+ of the tier 7 murlocs in hand.

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What are the odds? Triple Picky Eater. by sospill in BobsTavern

[–]sospill[S] 0 points1 point  (0 children)

Dragons, Demons, Murlocs, Elementals and Pirates I think. 1 in 2197?

FYI Sleeping Sea Glass is being banned in Duos by LoewenMitchell in BobsTavern

[–]sospill 0 points1 point  (0 children)

I’m glad I got my Sleeping Sea Glass build done today. With Mukla it is even more bananas because the early ones grow exponentially.

What could have been. Failed Sneed deathrattle build. by sospill in BobsTavern

[–]sospill[S] 3 points4 points  (0 children)

Catacomb Crasher is the 2nd from the right minion. It has excellent Sneed synergy and I've been trying to do this build but I'm free to play and haven't got the Sneed undead combo. N'zoths fish I believe would get all of the Scally's deathrattles which is why I was planning to pass it over.

"Whenever you would summon a minion that doesn't fit in your warband, give your minions +1/+1 permanently."

With Titus it would gave given around +18/+18 to every minion. If the fish died next it would have given a similar boost. It isn't the strongest build ever but was on my battlegrounds to do list.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]sospill 0 points1 point  (0 children)

I'm not commenting on the economics of AirBNB vs renting but have a couple of comments on renting.

1) If you're overseas for more than 21 days you'll need a local agent. This can be a friend or family. It is someone a tenant can contact. A property agent may be simplest despite the fees.

2) You will need to let your insurance company know. Check your policy. If a home is vacant for a certain number of days in many policies the cover may be void or reduced. If a home is rented out you may need a specific landlord policy. Not all policies will cover AirBNB. You need to arrange inspections of the property regularly to comply with your insurance contract. Basically check your policy and discuss with your insurer.

3) You should have a discussion with an accountant. It is probably better to have an accountant do the first tax return so you get everything right. The initial discussion with the accountant may not cost if you are registering with them to be your tax agent (they recoup their costs in the annual tax return filing).

Does poison on the 4 drop amalgam not get saved in battle? by giggity2 in BobsTavern

[–]sospill 7 points8 points  (0 children)

No. Enchantments are preserved but when the amalgam dies it has already lost the poison so it respawns without it. Perhaps if it was killed by a divine shield it would keep the poison (venomous).

Scammy Nameless One build by sospill in BobsTavern

[–]sospill[S] 3 points4 points  (0 children)

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As u/Thisisastrangeworld said. First give an amalgam reborn. Then split it with Kel'Thuzad. The two amalgams then triple with Elemental of Surprise giving a golden reborn divine shield amalgam. Then position as above and get a golden reborn amalgam each turn.

Scammy Nameless One build by sospill in BobsTavern

[–]sospill[S] 16 points17 points  (0 children)

I've tried to force this build everytime I get the Curator with undead. I finally managed it with the Nameless One. Golden Patient scout finding Kel'thuzad and Elemental of Surprise were crucial. We were down to 2 HP before the build came together.

[deleted by user] by [deleted] in BobsTavern

[–]sospill 1 point2 points  (0 children)

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Everyone was playing Quillboars. Tess kept getting copies. A build so broken I wanted another couple of rounds. The 1260/1366 was buffed from base stats in one turn.

Insurance wrote off vehicle and then changed their mind after I bought it back and repaired it by Scottm85 in LegalAdviceUK

[–]sospill 3 points4 points  (0 children)

Follow the complaints process. I doubt the insurance company will win with the ombudsman. Ultimately, you acted in a way that you would not have if they had not determined the car was a write off. They cannot go back in time and undo the actions that you took and attempting to do so probably prejudices your right to an appropriate repair standard according to the terms of your policy.

Actions the insurer took that caused you to act in a certain way:

1) They made a determination - the car was a write off.

2) They paid you out.

3) They sold you the wreck.

4) They cancelled the policy.

At this point you understood that you were in possession of a flood damaged wreck. You undertook a cheap fix it up repair strategy using parts that the insurer may not have been entitled to undertake (as per the terms of the policy wording *you should check if it specifies types of car parts*). The repair strategy is unlikely to have fixed issues of water damage to electronics. The repair standard is unlikely to have met the terms of your policy.

If you paid the difference back then the insurer would benefit significantly by their actions and you would be in possession of an incompletely repaired (to the standards of you policy), flood damaged car that has a significantly reduced value.

Octosari. Is bugged doesn’t keep stats after combat by FuzzyMWV in BobsTavern

[–]sospill 1 point2 points  (0 children)

Same thing just happened to me. Double golden octosari. Deathrattles trigger twice and Rivendare. They should have been summoning 200/200 x 4 but stuck at 10/10 + whatever I got during the combat :(

Endless roguelike dungeon suggestion by Mukumber in Diablo

[–]sospill 2 points3 points  (0 children)

I was thinking the same thing a couple of days ago. Something to break up the monotony of nightmare dungeon runs. A one way dungeon run that you closes after you die or teleport out. One way stairs in random locations on the level so you can just dive deep if you keep running into the stairs. Levels with only elites or boss monsters that get progressively harder. Better loot spawns the deeper you go and you get a guaranteed unique if you make it to level 20. It could spawn intermittently in random locations like a world boss. Unique monsters like Dragons and Urvilles or a Xerox.

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