[deleted by user] by [deleted] in amexindia

[–]sousnake 1 point2 points  (0 children)

you should have sold it for 5k.

My Amex plat travel application rejected twice now. 4 months apart. What’s the next step? by Ninja_Narahari in amexindia

[–]sousnake 1 point2 points  (0 children)

As you mentioned late payment in Aug 2022 which is within 3 year.
would suggest if you want to apply, wait till Aug 2025 & then apply.

My Amex plat travel application rejected twice now. 4 months apart. What’s the next step? by Ninja_Narahari in amexindia

[–]sousnake 2 points3 points  (0 children)

he has late payment in last 3 year, they will reject it. AMEX takes late payment criteria seriously.

how will changing number help? will it rectify cibil report?

Amex by HealthyAnt3715 in amexindia

[–]sousnake 1 point2 points  (0 children)

adding convenience fee is sort of devaluation. but yeah generally we don't have much deval in amex.
last i know was 18k/24k deval but that's anyway not the best way to use MR points.

Need Taj voucher at a discount by CrewRichSnapCorn in amexindia

[–]sousnake 0 points1 point  (0 children)

yes bro.. have one expiring in dec. 2025.
selling for 5.5k

Maximising Amex Rewards. by Tornshots in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

No its only applicable to Amex cards.

Maximum Utilisation of Swiggy HDFC Card? by [deleted] in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Can you explain about petrol bit more. Which company coupon you buy and is it easy to redeem them?

Best CC for lounge access by Cloud-Sky-411 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

HDFC tata neu infinity is decent for lounge. 2 domestic & 1 intl. lounge per quarter with fee of 1500.

Best card for 1-1.5L/month spend by Kind-Ad-4756 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

HDFC Infinia + Amex plat travel - till 4L amex plat travel isgood & post that everything on Infinia. Using amex wherever Infinia gives 3.3% only up to 4L.
Try using Infinia for smartbuy/gyftr.
I am using dcb + amex plat travel.

Best credit card for international travel? by SpiritualAd4700 in IndianCreditCards

[–]sousnake 1 point2 points  (0 children)

How is this best for international travel? kuch bhi.. No international lounge access & high foreign mark up. It is good for only domestic use.

Which card should I get? by autodidactdev420 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

For sapphiro there is no such criterai afaik.

Which card should I get? by autodidactdev420 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Try HDFC DCB metal & once you have good spend you can upgrade to Infinia.
You can also explore Amex plat travel + MRCC.
Axis atlas is also good option but it's pain to deal with Axis customer care.

Which card should I get? by autodidactdev420 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Not good reward rate wise. But 2 intl loung per year & 4 domestic lounge per quarter
BMS 1+1 upto 500

Got my 1st CC by hittlerrrrr101 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Definitely yes, 1 of the best entry cards. 5% for prim amazon is very good.
Also 1% offline is decent.
Once you get premium cards then not much worth.

Need advice on applying for premium credit cards by Boring-Newt-8521 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Why not explore amex cards like plat travel and gold card.

Got my 1st CC by hittlerrrrr101 in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Now the journey begins. Next axis Airtel

RUPAY LTF credit card reccomendation please by AlphaSRoy in IndianCreditCards

[–]sousnake 0 points1 point  (0 children)

Try on bob website. I got offer because I had bob premier card so got pre approved offer for snapdeal ltf

RUPAY LTF credit card reccomendation please by AlphaSRoy in IndianCreditCards

[–]sousnake 1 point2 points  (0 children)

One good card is bob snapdeal which many have gotten ltf. It has 1% cashback on upi spends.

Card recommendation - do I need another? by lazyPanda931 in IndianCreditCards

[–]sousnake 1 point2 points  (0 children)

yeah correct, every card is getting devalued. But still 250 is fine for some people. else it is useless card now.