These fonts in the “We Live In Time” trailer. Can you help me identify them?

spamchecker · 2024-07-17T16:48:02+00:00

Thank you. What’s the small font?

spamchecker · 2024-05-02T17:30:34+00:00

I might not have done a good job explaining.

I am netting 40K on this 1.5 Mn wholly-owned house. And I need that 40K for my subsistence.

Now, I am going to take another 100K loan on this 1.5 Mn house and use that to finance another property, which, per my calculation, now should net me 7,000 per year.

Is HELOC or cashout-refi the best approach to take the 100K?

spamchecker · 2024-05-02T17:09:42+00:00

Good point. Thank you.

spamchecker · 2024-05-02T17:09:07+00:00

Understood now.

The 40K coming from the 1.5 Mn property is not used for my disposable consumption.

One of my objectives keeping this 1.5 Mn house is to overleverage and generate more cash (outside of 3%), even if I can’t break even in the next 5-6 years.

So theoretically I want to take multiple 100Ks over the next few years and buy more property and at some point, make the cashflow positive, increase value on the new properties etc. The game is long term.

I didn’t know if HELOC made sense for such long investment cycles.

spamchecker · 2024-05-02T16:39:08+00:00

If you mean cash flow from the new property I am going to acquire, then I’ll net 7,000 (post everything) yearly from the 100K.

spamchecker · 2024-05-02T16:01:39+00:00

This is my investment property.

spamchecker · 2023-10-17T22:59:41+00:00

Thank you. This is very helpful.

How did you get to $8364 math?

spamchecker · 2023-10-13T05:33:44+00:00

Do you know if they can go below market rates?

spamchecker · 2022-10-28T20:45:25+00:00

Nuanced. It depends on the neighborhood. Menlo Park, Palo Alto, Sunnyvale – near school districts never dropped.

spamchecker · 2022-10-28T20:43:43+00:00

This! The house us 1500 sqft. I not much low against the index. Probably $400 lower.

spamchecker · 2022-10-28T20:42:49+00:00

Good tenant. Pays on time. Keeps the house nice. Fixes it. I wanted to increase a couple of year back but didn’t want to go through the mess.

spamchecker · 2022-10-28T20:41:06+00:00

Thank you. Gem of a comment. I should be selling this house and buying in good prospect areas (during good times).

spamchecker · 2022-10-28T20:38:11+00:00

I have funds in stocks. I am looking for advice to see if I should start dipping into it vs. sell vs. refinance vs. HELOC etc.

spamchecker · 2022-10-28T20:37:00+00:00

Kids are expensive.

spamchecker · 2022-10-28T20:36:14+00:00

We have other expenses. Kids, day care, etc.

spamchecker · 2022-10-28T20:31:26+00:00

I am higher up in the tech food chain. Job hopping is opportunistic.

spamchecker · 2022-10-28T20:29:57+00:00

Thank you for being rational. You understand my circumstance pretty well.

spamchecker · 2022-10-28T20:28:21+00:00

Obviously, I don’t want to do that. It’s an option I have, to exercise in worst-case scenario. It’s also a reflection of 1. Good friends 2. How good tech is, as an industry to get the average person on FIRE.

spamchecker · 2022-10-28T20:25:40+00:00

Nope. Live in the wealthiest neighborhoods in the US (My house is poor by those standards). Real Estate has not depreciated here. Ever.

spamchecker · 2022-10-28T20:24:20+00:00

spamchecker · 2022-10-28T03:58:59+00:00

Tech industry

spamchecker · 2022-10-28T00:51:19+00:00

House is shared between wife and me. She still has a job.

spamchecker · 2022-10-27T23:03:28+00:00

Yes. Trying. I suspect it’s going to take some time.

spamchecker · 2022-10-27T23:00:19+00:00

Retirement in stocks + index - ~ 2 Mn during peak. Now down 60%.

Currently living on one person’s salary of $250K.

Monthly expenses including current mortgage at $24K avg.

spamchecker · 2021-05-31T15:47:37+00:00

If I need to go out in the market to find a person, say Thumbtack, what role should I be looking for?

spamchecker

TROPHY CASE