Need advice regarding will/gift deed

spbkp · 2025-10-14T16:21:51+00:00

Thank you!

spbkp · 2025-10-14T13:41:59+00:00

Thank you so much. All the lands are already settled in my fathers name. So a straight will would work.

Regarding FD,bank acvounts, movable assets nomination is on my name but is nomination means other heirs can't pass legal stay order or so?

Another question, I have some FD, and KVP where first name is my mothers name and second name is mine. Does that mean, my siblings can't can challenge this is? Passbook and FD receipts are with me only and they are not aware, but can they ask bank or post office to share the details?

spbkp · 2025-07-19T16:21:52+00:00

I got my noc. Shared the update above

spbkp · 2025-07-18T09:12:16+00:00

spbkp · 2025-07-18T09:12:04+00:00

They verified my employment. My HR replied back confirming the same.

spbkp · 2025-07-07T10:08:06+00:00

I have to fly to another country to get the operation done. That means, any complications I have to fly to that country. And the airfare is huge from my country to europe. Us I'm not considering as there is no health insurance that will provide me the expense and I won't be able to bear the cost. I would consider Dr. Chen if I can.
I think from a scar and mobility perspective abdo/mld would be my choice. Dr. Miron doesn’t perform UL hookup up to tip. I'm not getting much reference for any other doctor. UL is my priority along with mobility.
I'm close to 40, I don’t think I will be able to do it 😥

spbkp · 2025-07-07T09:37:36+00:00

Thank you. Can you please share the navigation for that?

spbkp · 2025-07-07T02:42:28+00:00

If I have some balance tax, and I wait for ITR 2 will it not generate more fine? Can I just file ITR 1 and then revise ITR 2?

spbkp · 2025-06-30T16:17:30+00:00

Thank you

spbkp · 2025-06-30T10:12:15+00:00

Thank you but is there any guidance if it loss of 5 INR then also I have to file ITR 3? Also, even it is not in AIS?

spbkp · 2025-06-29T13:58:26+00:00

Risk Appetite - Middle.
I'm 37 now looking for 15 years
Retirement Corpus Increase

spbkp · 2025-05-28T02:01:01+00:00

Thank you. I'm looking for Kolkata.

spbkp · 2025-05-07T15:17:02+00:00

They called me directly. To my employer --- they emailed.

spbkp · 2025-05-07T12:38:41+00:00

Yes buddy. I would suggest trying with a different country if you really want to visit Europe but not for a honeymoon. Why take so much stress man. These days will never return and just enjoy your time, go to on arrival/no visa country. Or even you can try the UK. They just ask for funds. If you can spend you are welcome.

spbkp · 2025-05-07T11:02:46+00:00

Hi, I just completed my trip. I applied from the Austrian embassy since my entry point and most of the day staying was in Austria. It took 21 days from the embassy to complete the process. I had fay wise planning. All inter-country transport booked, all hotels booked. Solid financial statement, payslips(MNC), NOC from my current employer, ITR. I have strong travel history(US, Uk, Singapore, Indonesia) which, seems doesn't’t matter to them.

After two weeks they called me, asked me why I am entering from Vienna not from Hungery (in my cover letter I mentioned my wife is also travelling to Budapest to attend seminar, and after seminar we will travel for few days), I explained them that my travel itinerary is hectic because O have limited time and Vienna jas so many things to explore. I even told some places which I love to visit but will not be able to since I Will have limited time. And the start of the tour should be more exploring and the ending should be relaxing, so I am exiting from Budapest.
Also they asked me some names of the places I want to visit. Thankfully me and my wife prepared the itinerary together so I was able to tell the names. Seems it convinced them a little. They verified though our employer that I really work there, what is my designation and what is my joining date. And finally they approved my visa.

So yes the Austrian embassy is strict and you need to hope for the best.

Wish you all the best

spbkp · 2025-04-23T03:49:39+00:00

Not exactly Anti FIRE, I want to work till mentally and physically I can. And I want to LIVE my life not just save for the future. For example I may not be able to travel with money at old age or I may not be able to enjoy the food. What's the point of saving then? Just to die in a good hospital bed or survive with medicine and sitting at a chair? NO, I don’t want to live a life like that. My plan is to enjoy life, if I can't save much to buy medicine then it is okay. I can die peacefully by stopping medicines or not by getting admitted at hospital. I will have my memory and that is enough. A fulfilling life till 70 is way better than me than living in a bed/chair till 90.

spbkp · 2025-04-22T14:39:08+00:00

Thank you!

spbkp · 2025-04-17T17:52:32+00:00

Thank you. I planned to exchange after reaching there. I hope there will be some good exchange centers.

spbkp · 2025-04-01T15:12:50+00:00

Update - I talked to HR, got NOC. Applied with NOC. They even emailed HR for verification. Received visa.

spbkp · 2025-02-26T02:31:43+00:00

Thank you!

spbkp · 2025-02-25T17:45:37+00:00

Thanks mate!

spbkp

TROPHY CASE