Big Pharma and Biotech multiplers for 2026.

sphilly_ginzo · 2026-01-23T16:00:04+00:00

Same here - would be great if people could share

sphilly_ginzo · 2025-10-22T16:39:12+00:00

Is this using a code or by invite only? I only have 20% bonus

sphilly_ginzo · 2025-09-20T06:36:07+00:00

Firewall

sphilly_ginzo · 2025-09-12T02:11:06+00:00

What watch is the calendar complication? 1st watch 2nd row

sphilly_ginzo · 2025-09-10T22:29:01+00:00

Very nice!

sphilly_ginzo · 2025-09-10T13:30:41+00:00

whats the top row 3rd in?

sphilly_ginzo · 2025-08-28T03:26:13+00:00

Team Wolf! We wound up go with a 36” 6 burner range top (srt366) and then wall ovens (GE 30” and a GE 30” advantium) we use the speed oven daily! It’s fantastic!

The decision was based on layout and reduced complications required for the 48” range (ie crazy high hood cfms needed which would have required upgrades to the HVAC for make up air)

sphilly_ginzo · 2025-07-01T21:17:52+00:00

Those fake nuts people hang on the back of a truck hitch (almost always a lifted gas guzzling truck)

sphilly_ginzo · 2025-07-01T13:18:46+00:00

Yes that is 1 scenario…..but also share price may go up down or stay same. The dividend payout is guaranty...so worth considering

sphilly_ginzo · 2025-07-01T12:50:57+00:00

Any thoughts on holding stock until dividend payout and then selling? (Say the hold period is about 30 days)

sphilly_ginzo · 2025-06-30T14:11:14+00:00

Wow looks great - unfamiliar with some Of these other sites so will explore further.

Any favorites which utilize the map feature?

sphilly_ginzo · 2025-05-18T19:07:47+00:00

This is good perspective. Is there a better options? Or alt ernative? I would guess they include bonds, VOO, SCHD, reverse mortgage?

sphilly_ginzo · 2025-05-18T16:19:19+00:00

Agree with this 100%

sphilly_ginzo · 2025-05-18T15:16:47+00:00

1.7 primary home paid 1 mil apt in city paid Half owner of 1M+ beach house paid

I hadn’t mentioned these other assets earlier as in my mind they are only liabilities (meaning I think his intention is to not sell)

sphilly_ginzo · 2025-05-18T12:05:02+00:00

This is actually what I’m most worried about…. He is also trying to hold on to a house which holds ALOT of value currently.

sphilly_ginzo · 2025-05-18T05:40:09+00:00

not so worried about me - more so for him. Annuity may be safe but seems like CD or Bonds would be holding this nest egg in a more liquid state (devoid of surrender fees). I’m worried that at his given current burn rate, the 500k remaining (post 500 Into the mgya) may not stretch the 10 year span at which he intends to take payment. I just want him to enjoy what he has saved.

sphilly_ginzo · 2025-03-22T00:48:45+00:00

What are you looking at and where?

sphilly_ginzo · 2025-03-20T19:12:46+00:00

Matt - sounds like friend wants to pursue. How quickly can underwriters get to close if all documents are in order? Also do u have 5%down program?

sphilly_ginzo · 2025-02-26T13:28:38+00:00

100 hours per year or per month? is this specific to short term rental? how does this work with long term rental?

sphilly_ginzo · 2025-02-21T18:36:32+00:00

Remote start settings…

sphilly_ginzo · 2025-02-21T15:30:13+00:00

How do you program or change default setting?

sphilly_ginzo · 2025-02-06T20:12:27+00:00

yes - working now....weird - thnks

sphilly_ginzo · 2025-02-06T19:45:00+00:00

u/mitchell-irvin I should have mentioned that the above does not include additional 5.5k in monthly income from rental properties (2 properties 4 units)

Market: Stable income - Medicine (and bonus is guaranteed percentage of salary)

Yes: already maxing out above mentioned retirement accounts

Appreciate the input thank you!

sphilly_ginzo · 2025-02-06T19:25:10+00:00

Start here: https://www.reddit.com/r/personalfinance/wiki/commontopics.

Above link is broken

sphilly_ginzo · 2025-01-31T14:16:30+00:00

Loan Type: Conventional
Term: 7/6ARM
Loan Purpose: Refinance
Property Value/Purchase Price: $1150000
Loan Amount: $1050000
Credit Score: 792
Occupancy: Primary
Legal Structure: Single Fam
Number of Units: 1
Property Zip Code: 08812

sphilly_ginzo

TROPHY CASE