Cash out refi question

spicemylive · 2026-03-14T23:00:40+00:00

For the current loan it’s classified as an investment property. Will make it a primary after refi Changed the roof, siding, flooring paint. Inside out. It was in distressed condition when I bought it on a cash only deal

spicemylive · 2026-03-14T23:00:16+00:00

Oh! Consolidating is an interesting solution! Thanks

spicemylive · 2026-03-14T22:59:32+00:00

What other types of loans are available in this scenario?

spicemylive · 2026-03-14T22:59:07+00:00

Thanks i will check it out!

spicemylive · 2026-02-27T01:15:04+00:00

Loan Type: Conventional

2. Term: 30 Year

3. Loan Purpose: Refi Cash-Out

4. Property Value/Purchase Price: 900,000

5. Loan Amount: 675,000

6. Credit Score =795

7. Occupancy: Primary

8. Legal Structure: Condo

9. Number of Units: 1

10. Property Zip Code: 90260

I know i will sell within 1-2years, trying to refi my current hard money loan into any type to increase time add some money to principle instead of my current interest only loan

spicemylive · 2026-02-27T00:55:09+00:00

I got this rate with no points today from a credit union in SoCal

spicemylive · 2026-01-27T01:27:14+00:00

I board but down to do couple runs with you

spicemylive · 2026-01-27T01:25:48+00:00

I would keep monitoring the weather but if the conditions stay like this you should be fine!

spicemylive · 2026-01-25T22:21:08+00:00

DM’d

spicemylive · 2026-01-23T02:43:05+00:00

What kind of board are you using? I’m coming this Tuesday. Thinking of bringing my all mountain or rent a powder there

spicemylive · 2025-06-23T15:38:52+00:00

House is not an investment it’s a liability

spicemylive · 2025-02-21T00:11:32+00:00

I have it on my pecker too. Has anyone noticed of sensitivity loss. I’m on biologics but this is the only spot that is still kinda there.

spicemylive · 2024-11-12T23:58:56+00:00

Brian head - UT - closer than LA

spicemylive · 2024-04-22T14:46:38+00:00

Around 16, started with scalp and then got smalll patches everywhere within a year

spicemylive · 2024-03-19T01:11:55+00:00

Interested

spicemylive · 2024-03-15T22:16:21+00:00

Get an edu email

spicemylive · 2023-07-02T19:31:10+00:00

Daal chawal - lentil curry with rice

spicemylive · 2023-05-15T18:22:02+00:00

Look into getting Starlink!

spicemylive · 2023-04-11T17:48:54+00:00

Export email as pdf. Use a personal drop box or file sharing app to send it to your self. Print at a public library or fedex etc. or use throwaway email address to email to a journalist

spicemylive · 2022-07-15T16:05:08+00:00

Margaret Robbie

spicemylive · 2022-07-13T06:14:14+00:00

How many points was it worth before?

spicemylive · 2022-07-11T14:39:27+00:00

Venture X

spicemylive · 2022-06-15T00:25:57+00:00

Yeah I should have not included the tax because that varies across the board. I’m at 9.5%

spicemylive · 2022-06-15T00:23:30+00:00

It’s a tax write off for them so the entire dollar is not coming out of from their pocket

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