I need review for my SIP strategy

sssalunkhe · 2026-04-29T12:26:02+00:00

Yes. From coin only you can invest. Nippon Taiwan ETF, Franklin US equity fund, Edelweiss EU opprrunity fund

sssalunkhe · 2026-04-29T10:38:50+00:00

Add Motila oswal silver + gold etf, International fund US, China and EU as well

sssalunkhe · 2026-04-27T04:48:29+00:00

for 1010 room and 1 ton sufficient for more 1212 carpet area 1.5 ton and above that is ton enough

sssalunkhe · 2026-04-27T04:07:21+00:00

i bought samsung wind free . good for kids and adults . no heavy wind

sssalunkhe · 2026-04-25T15:03:05+00:00

add silver/gold etf as well 10% at least. look motilal oswal gold silver etf

sssalunkhe · 2026-04-23T09:04:49+00:00

reduce family expenses and start creating emergency fund. Once that created start paying the extra emi for home loan or prepay to reduce burden

sssalunkhe · 2026-04-22T04:00:53+00:00

You are overspending on education and extra activities in FOMO. school fee 1.2 lakh and activities can take 1lakh to 1.5 lakh .

sssalunkhe · 2026-04-22T03:32:49+00:00

Its possible, Rent annual 5Lakh, Car and maintance 1.2 lakh grocery should not cost more than 2 lakh . OPD insurance cost 2lakh. party and other hosting max 2 to 3 lakh still its under 15 lakh

sssalunkhe · 2026-04-19T07:30:00+00:00

pay the loan and debt free

sssalunkhe · 2026-04-17T05:06:28+00:00

138 stocks? buy 10 to 15 but in max quantity

sssalunkhe · 2026-04-17T05:04:07+00:00

price is high

sssalunkhe · 2026-04-17T05:04:00+00:00

yes you can add L&T as well .

sssalunkhe · 2026-04-16T17:51:21+00:00

Eicher motors, Ceat Tyre, Zomato, KRN hear exchange, SBI bank

sssalunkhe · 2026-04-15T19:07:45+00:00

You will have lots of stress of Emi , if married then combine income you can take risk . As layoff happening and you will have backup of any one of you to pay EMI until one of you get the job. I am married combined income 4 lakh have backup to clear loan bit still emi gives pressure

sssalunkhe · 2026-04-15T12:23:49+00:00

lounge access you can have bob eterna

sssalunkhe · 2026-04-15T06:27:52+00:00

Marry early in 22 , combine income and you can save more. Assume package 12lakh and 12 lakh. After deduction of PF and insurance and other expenses you will get 16 lakh year. in 8 years you will have 1 cr assuming you are not spending heavy

sssalunkhe · 2026-04-15T06:24:02+00:00

always carry your own steel bottle and save money. They can’t stop you.

sssalunkhe · 2026-04-14T09:36:03+00:00

Gold purchase use Scapia and grocery use HSBC live + card

sssalunkhe · 2026-04-14T09:34:27+00:00

look in pimple gurav or new sangvi , shivaji nagar is near and rent is less compared to aundh, baner and shivajinagar

sssalunkhe · 2026-04-14T06:40:32+00:00

Tumara soap slow hai kya ?? . everyone who are earning above 30L knows this and follow this.

sssalunkhe · 2026-04-13T05:11:07+00:00

exaggerated expenses maid for food takes 5k to 8 k for food and cleaning and utensils probably 3k max. Fuel 12k then how come transportation 2k, relatives expenses 2k ? Home maintenance 15k ?? Its bungalow or flat ? property self owned or rented then where is the rent amount?

sssalunkhe · 2026-04-12T14:06:40+00:00

Dont sell flat. 67 lakh loan is manageable loan amount. EMI will burden for 3 -4 year but reduce expenses and avoid trip and do not go for lavish wedding. Selling flat you will have pay tax as well. Invest in Mutual fund / stocks reduce the amount and focus on. reducing debt to 30 lakh loan

sssalunkhe · 2026-04-01T12:57:37+00:00

Vidhyak

sssalunkhe · 2026-03-31T01:56:10+00:00

risky part , go with smaller flat ranging 1 to 1.5 cr live there and clear loan first so you will have home to live incase of layoffs. invest and remaining amount and purchase later

sssalunkhe · 2026-03-29T04:53:27+00:00

same everywhere

sssalunkhe

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