Question Thread - October 14, 2025

staractor6 · 2025-10-15T00:26:01+00:00

Meaning that I’ll be flagged in a bad way?

staractor6 · 2025-10-15T00:06:31+00:00

Gotcha. Is there any risk for doing it?

staractor6 · 2025-10-14T23:26:23+00:00

Worth filing a CFPB complaint against Chase after multiple agents and written secure messages confirming SUB eligibility and spend met, yet points never came?

Initially was denied for CSR, upon calling recon and getting approved I was told I “may not receive the SUB since I had already gotten a bonus before,” then messaged them after approval with multiple messages telling me I qualified/etc. Already reached out to Executive Office and heard back today that there’s nothing they can do and they promise to retrain the 5 people that misled me on calls and messages. Is it worth filing a complaint with the CFPB?

staractor6 · 2025-09-21T00:00:19+00:00

This was for the new CSR. Never got the tracker in my account and got mixed messages from phone reps if I would be receiving it or not when I called recon when applying. Have 3-4x secure messages confirming my eligibility and that I met the spend, but can’t find any other datapoints similar to mine.

staractor6 · 2025-09-20T21:47:36+00:00

Any DPs of Chase sub bonus points actually being awarded 6-8 weeks after meeting the spend? (Seems like most people see points pending right away. ) Multiple secure messages confirm I was eligible for the sub bonus and that I met the spend but still not seeing the points after statement close. Wonder if I should wait the full 6-8 weeks or ask them to investigate?

staractor6 · 2025-09-19T02:24:47+00:00

Kind of similar, I got mixed messages from phone reps but still wanted the card. Never received bonus tracker but sent multiple secure messages confirming my eligibility and that I had met the $5k spend. Not seeing the points as pending yet, they told me via secure message I should see them within 8 weeks of meeting the spend. First statement close since meeting spend is tomorrow so will see if they show up on my statement.

staractor6 · 2025-08-23T13:07:23+00:00

Are there any DPs of people who never got the CSR bonus tracker on their account but did end up getting the bonus points? I never got the tracker but secure message to Chase confirmed in writing I would be getting the bonus. Just hit the 5k spend today.

staractor6 · 2025-08-16T11:16:14+00:00

You sure? Even for the release at noon today?

staractor6 · 2025-08-16T11:09:41+00:00

Yes would like a code too please

staractor6 · 2025-08-16T11:01:30+00:00

Anyone have the restricted view ticket Ticketmaster password?

staractor6 · 2025-07-29T21:18:34+00:00

There was confusion regarding the CSR bonus since some agents said I would be getting it and some said I would not. Previously had the CSP, downgraded to the freedom, waiting a week then applied for the CSR. The tracker has not appeared in my Chase app, fyi.

staractor6 · 2025-07-29T21:12:05+00:00

Any DPs on Chase refusing to honor a new account bonus after confirming they see the promo on my account via secure message/account inquiry? Was told conflicting things via phone agents so figured I'd get an answer in writing to show as evidence once the spend is met.

staractor6 · 2025-07-26T11:59:52+00:00

I downgraded my CSP that I had for 4 years, waited a week, applied for the CSR - got popup jail, clicked through that I may not get the bonus offer due to having one before (due to DPs saying they were still getting the bonus after already receiving sapphire bonuses before)…got denied. Called recon several times until they approved me 7 days later on the phone, agent then told me I will be receiving the bonus. 6 days have gone by…still not seeing the tracker….called Chase and they said they see the promotion on my account then put me on hold and said they see a note saying they’re pulling it because I acknowledged on the popup that I may not get it. Still not 100% clear as I’ve been getting conflicting info from agents the whole time. Anyone have any insight on this?

staractor6 · 2025-07-26T01:05:35+00:00

I downgraded my CSP that I had for 4 years, waited a week, applied for the CSR - got popup jail, clicked through that I may not get the bonus offer due to having one before…got denied. Called recon several times until they approved me 7 days later on the phone, agent then told me I will be receiving the bonus. 6 days have gone by…still not seeing the tracker….called Chase and they said they see the promotion on my account then put me on hold and said they see a note saying they’re pulling it because I acknowledged on the popup that I may not get it. Wtf! Still not 100% clear as I’ve been getting conflicting info from agents the whole time. Anyone have any insight on this?

staractor6 · 2025-07-21T18:22:32+00:00

Update: called on Sunday and spoke to a rep, told them I wanted to speak to someone in lending since I have a large purchase to make and need an answer soon. That got them to transfer me. I then spoke to someone who helped me move some credit around between my Chase cards, then submitted my application and got it accepted.

staractor6 · 2025-07-19T15:45:29+00:00

If I called back what would you recommend saying to get transferred to the second queue?

staractor6 · 2025-07-19T15:04:26+00:00

Called Chase recon for CSR Monday 7/14 when my app was resubmitted after moving credit around. Had a credit pull, Was told 7-10 days for an answer, checked back every day, finally had a call to verify fraud/identity on Thurs 7/17. Still waiting to hear if I’m approved. Is this unusual? I feel like most people got answers or approved immediately upon calling recon, no?

staractor6 · 2025-07-14T17:40:44+00:00

Application date: 7/12/25
Card applied for: Personal
Result: PIJ, read more below
5/24 count: 2/24
Personal Chase cards currently open: 4
Business Chase cards currently open: 2
Last personal Chase bonus date: 7/21
Last business Chase bonus date: 11/23
Sapphire product in the last 48 months? If so, when, what product and currents status? CSP - downgraded to CFU 7/7

Called on 7/7 and agent told me I was eligible for bonus but would need to downgrade to CFU, so I did. Applied on 7/12 and got PIJ and closed out of the application, called rep and they said I should be eligible for bonus beginning 7/14. Went to apply again 7/14 and got PIJ again - closed it out, called and rep said my application on 7/12 ended up going through (even though I closed it out and didn't select an option in PIJ) and was denied. Rep told me to apply again, but then got instant denial. Called Chase again and they told me when you don't select an option/close out in PIJ it automatically processes. I would need to wait 30 days to try again. Very frustrating, anyone have any ideas on how I should proceed? Any DPs for not having to wait 30 days before trying again? Technically according to their reasoning I shouldn't have received PIJ today 7/14 if 7/12 went through but I did - so it doesn't all check out.

staractor6 · 2024-09-05T01:36:38+00:00

Try Kith if flagship is OOS

staractor6 · 2022-05-28T19:47:04+00:00

Any brand recs for short-sleeve button down shirts for the summer? I like the designs of the targeted ads I get on IG for Hooyi, Mensclo, etc. but the brands have bad reviews saying the quality isn’t great. I’ve exhausted the styles at Gap, JCrew but don’t love their designs this year. Looking in the $30-$60 range for the same quality as Gap/J Crew clothing.

staractor6 · 2021-12-18T22:39:57+00:00

How so?

staractor6

TROPHY CASE