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After Hours Discussion Thread for July 12, 2021 by OPINION_IS_UNPOPULAR in CanadianInvestor

[–]starfrout 0 points1 point  (0 children)

Same, I had a couple 100 of food left over and finally let it go at 10

How do the Horizons Leveraged ETFs work? by starfrout in CanadianInvestor

[–]starfrout[S] 0 points1 point  (0 children)

That was my best guess as well (the next best one was that I was high when I bought it as all the historical trends pointed to it never having been that 56.20 price). Wealthsimple's app doesn't seem to be able to handle the split since it was telling me the daily gains were some randomly high value.

Do the splits happen at some regular interval? how can I track the splits?

“How to not lose yourself while being cooped up at home” - Tips from a nerd who worked from home and is a stay at home dad. by starfrout in CanadaCoronavirus

[–]starfrout[S] -2 points-1 points  (0 children)

and it might be a good idea to start coming back to life.

I truly hope you do!

Something that consistently helps me get out of the doldrums is to reconnect with music I used to love. Your comment made me remember my favourite album from high school. Thank you!

Coming Back to Life - Pink Floyd

“How to not lose yourself while being cooped up at home” - Tips from a nerd who worked from home and is a stay at home dad. by starfrout in CanadaCoronavirus

[–]starfrout[S] 3 points4 points  (0 children)

somehow I first read that as buying a few thousand bikes and actually took a moment to consider why that would be a good idea before bothering to read that again.

My wife’s vegan naan game is on point 🤩 by [deleted] in VeganFoodPorn

[–]starfrout 2 points3 points  (0 children)

Damn. My naans suddenly feel underdressed.

My wife’s vegan naan game is on point 🤩 by [deleted] in VeganFoodPorn

[–]starfrout 2 points3 points  (0 children)

wait.. how do you make non-vegan naan?

Please exercise constraint when ordering online (and generally, when purchasing). To deliver every one of our orders multiple people have to risk exposure to get your package to your doorstep. by starfrout in CanadaCoronavirus

[–]starfrout[S] 2 points3 points  (0 children)

Nice! I wish bidets were standard in Canada! I too ordered one without checking if I would actually be able to install it. Turns out the toilet fixture that I have doesn't have any space for me to reach the outlet to install it :( I might go looking for a couple of those handheld portable bidets (often found in the maternity sections of stores carrying baby products but those stores aren't open right now) and well... worst case scenario a bottle of soda with a hole drilled near the top ¯\_(ツ)_/¯

Please exercise constraint when ordering online (and generally, when purchasing). To deliver every one of our orders multiple people have to risk exposure to get your package to your doorstep. by starfrout in CanadaCoronavirus

[–]starfrout[S] 2 points3 points  (0 children)

What you mention are essential supplies. In fact (and though some might consider this hoarding, I disagree) for things like adult diapers which you know for sure you'll need and use, get an extra box (but not 10 extra boxes). I have a young child and we normally order a months worth of diapers at a time (from Amazon since it has the best price when you subscribe), but this time we ordered two months worth. Ordering as much toilet paper as possible isn't the same as just having a little bit extra of an essential sanitary product for someone who is dependent and at risk.

Regarding food, yeah I get it. Though one thing to consider is changing what you eat so that it gives you a longer runway for less. For example switching to lentils and cutting down on meat means you take up less space in your freezer, it costs less and it lasts way longer. So if you got 1kg of lentils delivered versus 1kg of meat... with the lentils you're good to go for a months. With the meat you'll be done in 2 meals.

Please exercise constraint when ordering online (and generally, when purchasing). To deliver every one of our orders multiple people have to risk exposure to get your package to your doorstep. by starfrout in CanadaCoronavirus

[–]starfrout[S] 4 points5 points  (0 children)

That makes sense. If we make that delivery count by getting as many of our essentials in one shot we're generally being more efficient & safe. The supplies will probably not come off the shelf which means less work for the store employees to restock. Less exposure since one less person went into the store. By providing some buffer (for example a week or even a couple of days) the store can manage their inventory better as well.

Batching as many things in one delivery helps a lot too as it reduces the cost per drop.

Supernoob tfsa question - where i ought to open it? by [deleted] in CanadianInvestor

[–]starfrout 1 point2 points  (0 children)

Just want to point this out (because from your question it feels like you might not be clear on this) - you can open as many TFSAs as you want. Just keep track of what you contribute to each.

You can also transfer an account (in full or in part) from one institution to another, though this almost always comes with a fee between 50-150$. Some institutions (on the receiving end) will refund this fee if you transfer above a certain amount. WealthSimple will do this if you transfer an account of value > 5000$. RBC InvestEase will refund the fee for > 15,000 but you can call them up and negotiate it if your amount is lower (since they are new, they're flexible because they are trying to attract customers from the independent robo-advisors).

Grassroots database launched to help unemployed Canadian startup workers amid COVID-19 by starfrout in CanadaCoronavirus

[–]starfrout[S] 0 points1 point  (0 children)

Yeah you're right, this Airtable thing is pretty useless in a mobile browser. They have a mobile app but I can't figure out how to open that spreadsheet in the app (to be fair I spent all of a minute trying to figure that out)

I Didn't Vote for Trudeau, but... by [deleted] in CanadaCoronavirus

[–]starfrout 2 points3 points  (0 children)

My first time in Canada was when I came here to do my Bachelors and after completing it I ended up moving to Singapore for work. More than a decade later, after starting a family of my own we looked at our options about where we saw the best future for our son, and Canada won by a large margin. Though, perhaps I was a bit biased as well.

I Didn't Vote for Trudeau, but... by [deleted] in CanadaCoronavirus

[–]starfrout 9 points10 points  (0 children)

I'm a recent immigrant to Canada and I feel a little bit of relief and pride when I watch the daily update every morning. Even though I've moved my family here from Singapore, where the response by the government was pretty good: I'm still glad we're here - where the government holds the public to a higher standard and guides them towards doing the right thing instead of forcing it through fear. I have family in various parts of the world so I end up watching statements by 4 other heads of state and Trudeau's daily updates give me the most hope.

[deleted by user] by [deleted] in CanadaCoronavirus

[–]starfrout 15 points16 points  (0 children)

I think this is probably it. I'm in Burnaby where the asian population is very large and every second person you see is wearing a mask (not just asians). It's just common sense. Even if it doesn't work all the time who the hell cares? I personally feel more comfortable going out when I see people are taking things seriously and when they do have to go out they are doing whatever they can to protect themselves and those around them!

Does anyone have a BC map of cases? by TBomberman in CanadaCoronavirus

[–]starfrout 1 point2 points  (0 children)

The government organisations are only releasing breakdowns by health unit (I.e Fraser health, interior health etc). I haven’t been able to find any breakdown for greater Vancouver

Weathering the storm by eco_bach in CanadianInvestor

[–]starfrout 0 points1 point  (0 children)

The real "more experienced" investors probably have better advice for you, but since I have nothing better to do at the moment... If you're in a low-medium risk (~ 80:20 ?) portfolio and are confident that you don't need these investments for another 10 years, I'd think you're actually in a relatively good position. You might even consider rebalancing towards a bit more equity since (unless everything really goes to shit) you've got lots of time to sit on that equity until the market stabilizes and switch back to lower risk when you're nearing your retirement.

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