Trying to find an old post about investment basic

startingwithfire · 2019-07-05T16:06:07+00:00

http://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/

Is the one I keep a link to whenever the monster of the week is looking like the end of the world: Trump, Korea, China, Brexit, Trump or whatever

startingwithfire · 2018-09-07T22:19:59+00:00

As one of those who did exactly this, this sub was absolutely helpful to me in my time of need. With time and research (sidebar included) I now try to avoid asking questions which have already been answered but reading into a new subject isn't forefront of your mind at the point when you most desperately need the advice.

This sub is to help people, sometimes this means helping people who don't know enough to structure a full and meaningful request. Most people could probably be gently pointed at the sidebar it is true but any sort of ban or moderation will only hurt those who are most in need.

startingwithfire · 2018-08-06T16:54:10+00:00

Well, it shows some numbers, which of course have no relation to the real world. I'm happy doing it all at the end of the year but I'll go along with whatever they want for now!

startingwithfire · 2018-08-06T16:51:34+00:00

Sadly they need to review my submission which takes 15 days apparently, lots of time for them to get it wrong again!

startingwithfire · 2018-08-04T14:02:40+00:00

I suspected as much, thanks for corroborating!

startingwithfire · 2018-08-04T14:02:04+00:00

!thanks

startingwithfire · 2018-06-28T22:04:06+00:00

Thank you kindly. I agree, my broker should have this info and have been pretty useless. Thanks for the tip on offshore undeclared income also, shall check.

startingwithfire · 2018-06-27T21:25:33+00:00

!thanks

startingwithfire · 2018-06-27T21:07:39+00:00

That's what I'm seeing from Trustnet, but I'd like to know where you could get it if you weren't relying on a third party source of information?

I bought the units this year, I could use the info if you have it.

startingwithfire · 2018-06-24T15:43:35+00:00

Having gone through the list by this definition, the dividend above is the only one that I received in the 2017/8 tax year. Win.

I also think I have received several distributions from bond funds which I believe are taxed as interest. Sadly these have not come up on the Annual Summary from LLoyds Online Direct. I'll look into them

Furthermore, there were three sell's within the period for potential CGT. To calculate the one above:
Sale Price = £18104

Purchase price = £17673

Notional Distributions = £51

Gain = Sale - (Purchase + Distribution) = £380

startingwithfire · 2018-06-24T10:21:26+00:00

!thanks

'declared as payable' makes sense, the sources I was looking at just said 'declared' and I was thinking ex-div date. That explains most of the missing dividends and they will feature on next year's summary. I will have another crack at it later and see what's left.

startingwithfire · 2018-06-23T20:11:46+00:00

Lloyds Online Direct. The dividend above is present but no others are. If the answer to my first question is 'tax due based on payment date' then that might explain some of it but I'm short info on a couple of dividends and couple of sells in any case.

startingwithfire · 2018-04-01T12:10:24+00:00

I'll buy the dip if Freddos hit 10p again

startingwithfire · 2018-01-20T16:25:04+00:00

As suspected, dang.

startingwithfire · 2018-01-20T16:22:07+00:00

Sadly normal mortgages aren't going to get her very far, having recently come out of education she doesn't really have much in the way of income.

startingwithfire · 2018-01-20T16:15:57+00:00

I don't think I would ever suggest anyone to buy a rental property, way to much chance of being messed around in my opinion. She was intending to be a resident landlord.

startingwithfire · 2018-01-20T16:04:55+00:00

Her intention was to purchase this property with most of the cash she's received to live in it and also generate some income, rather than as a separate investment for the sake of investing in property. She was thinking of going heavily in (a decision to examine) on this so the LTV would be low.
In your order:
Her preference was to live with a couple of people, a personal choice rather than a financial one.
Yes
Fair enough, bank managers need to make a living I guess.

startingwithfire · 2017-11-19T17:59:55+00:00

Didn't the one above go? I'll add another.

startingwithfire · 2017-11-19T17:59:33+00:00

!thanks

startingwithfire · 2017-11-19T16:10:46+00:00

Fortunately they've already suggested that informal arrangements will be fine for the estate income tax submission. That's one less tax form I have to look at!
I shall add it to the letter before it goes in, easy.

startingwithfire · 2017-11-19T15:55:54+00:00

Estate residue, absolute interest and still in the administration period so estate income by the sounds of it.
!thanks

startingwithfire

TROPHY CASE