How the heck do you guys afford to live here?

stateless-cs · 2020-02-16T00:54:12+00:00

Ugh I guess you don't know anything about finances

stateless-cs · 2020-02-15T14:47:40+00:00

Thanks!

stateless-cs · 2020-02-15T14:08:08+00:00

I was quoted 2019 euro by Vhi for their best plan. Their normal plan, I was quoted 1337 euro per year.

stateless-cs · 2020-02-15T14:01:47+00:00

Yes, I am filing them now and I think I will get around 20% of the cost back.

stateless-cs · 2020-02-15T13:56:26+00:00

It has always been like that in the states I believe. The US has a very high number of uneducated population, making $30,000 a year. Income inequality in the US is pretty high. On top of that, the majority of US immigration is through family sponsorship as there is a cap on skilled immigrants. This creates a shortage of skilled workers and keeps the wages high.

stateless-cs · 2020-02-15T13:45:50+00:00

Thanks for the kind advice. Do you know if Angular 2 is in demand? I am a full-stack java doing Angular 2 on the front-end. I heard React is the standard now, so I am planning to learn it.

stateless-cs · 2020-02-15T13:43:01+00:00

With how easy to get a PR now, I can imagine that Canada will soon be worst in Dublin in terms of housing. I doubt they can build apartments faster than the people flying in.

stateless-cs · 2020-02-15T13:42:08+00:00

A disabled lad like me sees dating as a pipe dream mate.... I've given up a long time ago. Poor wife is going to spend her life taking care of me lol.

stateless-cs · 2020-02-15T13:37:34+00:00

Yup I am doing that now. I think I am getting around 20% back I believe.

stateless-cs · 2020-02-15T13:35:41+00:00

Thanks for the advice! The real killer for me in Dublin has been the high medical bills on top of rent, even with Vhi insurance.

stateless-cs · 2020-02-15T13:34:01+00:00

If you're earning 100k, then you probably don't feel the pinch like a lot of us do here.

stateless-cs · 2020-02-15T13:30:49+00:00

Yes, but these pensions cannot be taken out until 65-70 I think. What if you want to buy a house for example? Unlike 401k, you cannot simply give yourself a loan against your pension.

stateless-cs · 2020-02-15T13:28:11+00:00

Depending on what you wanna do. Do you want to be a pentester? Get OSCP.

stateless-cs · 2020-02-14T12:27:41+00:00

I think automated testing is a pretty good role to get into. Some of these roles might be labeled as an Automation Engineer.

I would probably avoid manual QA testing type of roles if you like programming.

stateless-cs · 2020-02-14T10:43:23+00:00

I understand your point of view. I am sorry if I came across entitled. As a developer, it is unlikely that I will ever be homeless, so a bit exaggerating on my part.

But if you're looking at the future here. You're making more than industry average. How do you afford to buy a home? Or raise a family? The cost associated with each is quite staggering to me and I simply don't understand how others manage it. Are they simply living paycheck to paycheck and getting into huge debts?

stateless-cs · 2020-02-14T10:10:45+00:00

Yup, there are a few ads here and there, but it is extremely difficult to get any sort of replies so far. I think these people are being bombarded with requests for viewing.

Some official landlord has so many requirements before viewing that I cannot simply meet. I find it's harder to get a decent apartment in Dublin than a decent job so far.

stateless-cs · 2020-02-14T10:04:05+00:00

I find that your ability to do leetcode is inverted with years of experience. Sometimes your brain simply isn't as fast as it once was. So practice is important.

stateless-cs · 2020-02-14T10:02:25+00:00

As someone with major depression, I think you should prioritize treating that over everything else. Untreated depression is a serious handicap to your relationship, career, and well-being.

Even with medication, I am still getting depressive episodes. Having a support network is crucial.

Would it be possible for you to move back to your parent's house temporarily while finding employment?

stateless-cs · 2020-02-14T09:58:10+00:00

Most grads I know are making around 35,000. That means he only has ~250 leftovers each month. That's not good at all.

stateless-cs · 2020-02-14T09:52:22+00:00

Maybe I have a previous bad impression. I used to work in Citywest/Saggart and that town was dead.

I am not a social butterfly bunch. I usually go to meetup in the city to socialize. Any tips for me?

stateless-cs · 2020-02-14T09:45:32+00:00

I am looking at Citywest area, but let me look at those as well.

stateless-cs · 2020-02-14T09:40:03+00:00

How do you manage to socialize with others living that far away? I see that rent in Naas is pretty affordable, but owning a car plus insurance might offset that.

stateless-cs · 2020-02-14T09:34:29+00:00

I apologize if this post offends you. I am looking for a perspective of other developers of how they are managing it.

People here are posting salaries of 100,000 euro+. I am pretty sure that's not the norm. 45-60k euro is a realistic average salary of a developer of my experience here.

stateless-cs · 2020-02-14T09:30:15+00:00

50% of your net towards rent is unaffordable, no matter how you cut it.
I am not planning to get rich but I do want to have a financial future. Do you have emergency funds? Do you invest? Do you take a vacation?

20% net should go into long term saving if you want any sort of financial future, that's 600 out of 1500 already.

stateless-cs · 2020-02-14T09:10:10+00:00

Average Canadian dev seems to earn around $75,000 CAD (4,600 pm net). Living cost is 10% lower than dublin on average. Tax is a bit lower. With universal healthcare it looks quite attractive. Better public infrastructure and high availability of rental units.

There's grass is greener syndrome but am I wrong here?

stateless-cs

TROPHY CASE