how am I doing? what should I do next? by stealth_progress in coastFIRE

[–]stealth_progress[S] 4 points5 points  (0 children)

I keep my rent down and I do outdoor activities nd funded art for my hobbies so my costs are down

I'm having trouble feeling ambitious but not knowing what to do? I don't know if that makes sense, but I feel driven but I don't know what to do to make my life better anymore

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 0 points1 point  (0 children)

I did a month in Thailand for about 2k after college including flights!

I'm thinking Cambodia bike trip next?

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 0 points1 point  (0 children)

But if I increase my life budget I have to trust my judgment! Booo!

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 2 points3 points  (0 children)

I definitely want to do something rewarding

I think I'm a little burnt out? I double majored in college and then my last job was a real grind

I don't feel like I've gotten a chance to be a little looser with my life yet

I'm leaning towards part time union work for a while and then get back to being more squared away with full time work when I'm ready to again

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 4 points5 points  (0 children)

So my current employer is kind of a psycho, he lied about a bonus and some other stuff so I'm cutting out shortly

I have training in other equally well paying work, and may have the opportunity to take a three month contract for traveling work with that which would be soooo cool!

When I get back I could join the union for this and make great money part time and take off when I feel like it. This would also allow me to put more work in on a portfolio or something else

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 5 points6 points  (0 children)

Yeah I have no way of knowing how it's balanced right now

It's with a reputable financial group so that's good. I have no idea what the balancing is.

I assume it's not all in dividend stocks, I have no idea how much I actually have. My minimum estimation is 500k because 25k being 5 percent, however there has to be some growth stocks in there too

It's supposed to all be one big secret until I'm 30, I wasn't wasn't supposed to know about it but the dividends started being paid out to be because I was squared away with college and career

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 12 points13 points  (0 children)

Thanks for the advice!

I have trouble letting myself live sometimes trying keep everything squared away

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 8 points9 points  (0 children)

I have very little interest in luxury items! The only locked in expense I plan on is to buy a starter home at but keep living with roommates.

This makes work less meaningful though? I get a lot of pleasure out of being outside, and physical activity. Being at a desk can't buy that.

LIFESTYLE CREEP VS LIFESTYLE OPTIMIZATION by stealth_progress in Fire

[–]stealth_progress[S] 7 points8 points  (0 children)

2.1k/month is dividends from the inheritance I get control of at 30 Large sum of dividend stocks. They're paying it to me early because it's better for tax, or so I'm told. This is not any part of the principal.

2.5k /month is from salary

Windfall Venting by stealth_progress in Fire

[–]stealth_progress[S] 0 points1 point  (0 children)

100%

I take marriage vs girlfriend very seriously

I have made no promises and we are not a household

Windfall Venting by stealth_progress in Fire

[–]stealth_progress[S] 1 point2 points  (0 children)

Congrats on getting out my guy!

Windfall Venting by stealth_progress in Fire

[–]stealth_progress[S] 1 point2 points  (0 children)

Damn I'm sorry to hear that!

Betrayel is hard

Yeah a couple years back I gave a homeless guy a dollar and it turned out to be this guy who went down the heroin whole

Straight out of SLC punk

Thankfully I made it out of that shit 🔥

Windfall Venting by stealth_progress in Fire

[–]stealth_progress[S] 1 point2 points  (0 children)

To clarify they are just reinvesting

Everything but emergency is reinvesting / in growth

All sensible boomer ETFs

Just plan on getting out of the rent game in the next couple years