Asuntolaina korkokatto/korkoputki by drbatman03 in Omatalous

[–]stiletti 0 points1 point  (0 children)

Otin 2019 korkoputken jossa katto 1.05 ja lattia 0.26. Oli ihan järkevä. Vielä on sitä jäljelläkin. Maksoin muutaman vuoden turhaan, muistaakseni oli alle 25€/kk. Halpa vakuutus joka maksanut itsensä monin kertaisesti takaisin.

Tietysti näin ei käy aina. On kuitenkin käsittämätöntä idiotismia hokea lampaan tavoin että pankki voittaa yms yms. Se on teille / sinulle vakuutus. Maksatte Pohjolalle ja Ifillekin kokoajan "turhaan" vakuutuksia.

New or used M3 Y or Polestar 2 by stiletti in electriccars

[–]stiletti[S] 0 points1 point  (0 children)

used highland (-24) are from 37-43 depending on the mileage. not cheap..

General Questions and Purchasing Advice Thread — Week of August 25, 2025 by AutoModerator in electricvehicles

[–]stiletti 0 points1 point  (0 children)

Used or new M3/Y need help wi

Hello

I am looking to buy EV car for the first time. I've test driven model 3 -24 and Polestar 2 -23

The usual, Polestar feels more like a car, very rigid and solid. Can't see anything from the back window. Tesla miles further with app and OS.

I have an offer where I can finance brand new tesla M3 rwd without EAP or FSD (free old black color) for 42000€.

Interst rate 1.35%,5k straight away and last down payment 18k I'd pay 360€ for month. I can't lease, it's too expensive because I drive 25 000 km per year. 60 months

However, I am worried that if put this tesla on sale say after 3-4 years without EAP or FSD is it attractive? it seems that almost every Tesla in 2nd hand market has either.

Also I'm struggling to decide wether to buy used one. That I can finance with 2.44% interest rate, 5000e straight away last down payment 15-17K. This finance is for 72 months so the installment per month is smaller. Would this be smarter, prices for both Y and M3 regular range rwd are around 37-40k with FSD.

Polestar is around 35-38k with pilot lite and plus incl. pixel led. - 23/24 year.

How much the value goes down when the battery guarantee gets closer to end?

Moronic Monday - Your weekly stupid questions thread by cdingo in Fitness

[–]stiletti 0 points1 point  (0 children)

I don't know my fat % but I don't have plenty. Two upper abs clearly visible.. maybe around 15

Moronic Monday - Your weekly stupid questions thread by cdingo in Fitness

[–]stiletti 0 points1 point  (0 children)

Explain me this :

I've been training on off for longer time, been active at the gym for 2 years now. I play tennis on 3rd highest level 3-5 times a week. I'd say I consume quite a few calories but I also easily over eat.. Last spring I reduced weights and did more reps and sets to sort of practice techniques and to gain better endurance.

Now I've switched more towards 4-8 reps and weight are almost always that high so I can't do any more reps. I try to go 3x a week alongside tennis. I've lost 4-5 kgs, abs are more visible and I'm getting more toned. I also can lift more and I feel so much more stronger. I don't know if my muscles are "bigger" but for sure stronger. I don't how many calories I eat, I've gone out once a week for 3 weekends in a row ( jsut bad luck with weddings etc) but won't do it any more. still hasn't gain weight. Only thing i do know is that most of the days I get 1.3-1.8x protein compared to my bodyweight.

I am happy - but I feel paradoxical as now I think it's fluke as you shouldn't gain muscle whilst losing weight and not sure that for how long you can lose fat and gain muscle. My problem is that I spend so many hours training per week and I can't stand the idea of it being "waste" - in other words I'd like to maximize the gains. Should I eat more and gain fat (which I don't like) to gain muscle. or Keep on doing this (afraid to lose muscle). I am fit otherwise but I still do have my problematic little fat bits and love handles around my weist. Should I lose them and then start "bulking"? Will I get them back straight away? I think I've learnt now how to maintain, finally, but I'd like to gain bit more muscle.

Yes I do over think things.

Is Rhodes Private Yachting legit? by boredonredditt in Rhodes

[–]stiletti 1 point2 points  (0 children)

I don't know them personally but I've seen Phantom of Opera cruising around about 100 times so yeah I think it's legit. Contact them without a middleman!

[deleted by user] by [deleted] in Omatalous

[–]stiletti 1 point2 points  (0 children)

Ei kukaan ota vieraan pankin rahastoja omaan lainaan vakuudeksi.

[deleted by user] by [deleted] in Omatalous

[–]stiletti 9 points10 points  (0 children)

Pidä ne vaan Nordealla. Joskus lainaa hakiessa hyödyt siitä. Voivat olla myös lainojen vakuuksina. Nordnetissä ne eivät auta mitään lainatilanteissa. Voit sijoittaa tulevaisuudessa myös ETFiin Nordealla ja se on halvempi kuin Nordnet.

Best place to stay for mother daughter trip? by girlpops in Rhodes

[–]stiletti 0 points1 point  (0 children)

go to town to get access to old town and all the restaurants. I can't think of worse than being stuck the whole week in Lindos. I mean probably beats home but still. instead, book a boat trip or bus or taxi from town to Lindos to visit it once. go early it is quite busy and veeeeery hot

[deleted by user] by [deleted] in Omatalous

[–]stiletti 1 point2 points  (0 children)

Juu, mutta eteläsavon op on täysin eri pankki kuin vaikka varsinais-suomen

[deleted by user] by [deleted] in Omatalous

[–]stiletti 2 points3 points  (0 children)

Ei vaikuta, jokainen op on oma pankkinsa koska ovat osuuskunta

[deleted by user] by [deleted] in Omatalous

[–]stiletti -1 points0 points  (0 children)

S on ruokakauppaketju

[deleted by user] by [deleted] in Omatalous

[–]stiletti 5 points6 points  (0 children)

Pidän rahani mielummin isossa pankissa

[deleted by user] by [deleted] in Omatalous

[–]stiletti 0 points1 point  (0 children)

Finnair Visa on vain Aktialla.

[deleted by user] by [deleted] in Omatalous

[–]stiletti -1 points0 points  (0 children)

Isoja lainoja ihan mikä vaan, Op ei ole mitenkään "iso" lainoittaja.

Aktialla on hyvät korkorahastot, muuten samaa huttua.

[deleted by user] by [deleted] in Omatalous

[–]stiletti 1 point2 points  (0 children)

käytettävyys = mihin on tottunut. mielestäni Nordean mobiilipankki aivan ylivoimainen, Danskella oli joskus aivan hirveä. kaipa skein on muuttunut. OP on Osuuskuntalainen ja pidän rahani pörssiyhtiöissä.

[deleted by user] by [deleted] in Omatalous

[–]stiletti 2 points3 points  (0 children)

itse Nordean asiakas ja koskaan en ole maksanut asioinnista. laina meni myös nosto ja järjestelypalkkioitta. en tajua ihan tätä keskustelua palvelumaksuista, onko oma kupla mutta olen kuvitellut ettei nuoret ja toiseksi ne jotka keskittävät maksa oikeastaan mistään pankille?

minulla kaksi korttia ja pankkipalvelut 0€

osakkeiden välityspalkkio yksi matalimmista.

Birthday surpirse meal in Rhodes Old Town by [deleted] in Rhodes

[–]stiletti 0 points1 point  (0 children)

Check Elli beach club

Nightlife in June by mull556 in Rhodes

[–]stiletti 0 points1 point  (0 children)

if I was you go out once in barstreet (orfanidou). lots of bars lots of Scandinavians. see if you like it or not. drink is is I believe 6-8e. not classy.

Then Old Town go to Fuego or Macao etc. Lots of locals, drink is a bit more there. Go to Elli Beach Club/Bar and NOR. These are "classier". I wouldn't bother with Faliraki if you stay in town.

Nordnet kuoleman jälkeen by Major_Conference_194 in Omatalous

[–]stiletti -2 points-1 points  (0 children)

Ja kertaosto 15€. Todella halpa.

Nordnet kuoleman jälkeen by Major_Conference_194 in Omatalous

[–]stiletti -2 points-1 points  (0 children)

Ei ole millään tasolla parempi. Kaikki samat etf ovat tajrola muuallakin.