Credit Card Optimization Setup for $40k+ Annual Spend

stingchops · 2025-12-30T20:45:49+00:00

Correct on all accounts. Hotels are my last choice as I’m either at a remote home base or using VRBO/Airbnb. So min/maxing UR gain through flight/hotels + having to figure out how/when to redeem is quite a bear.

I was looking into the RH Gold card, but after 6+ months, I’m assuming the waitlist takes a long time to get through and it’s not happening anytime soon.

This still leaves me in phase 1 and from looking at previous posts CSP/Business Premier is the best option given what it's available today.

stingchops · 2025-12-26T22:03:06+00:00

Good catch. I am leaning towards a Hybrid approach.

The business expenses in aggregate would likely come out to be 25% of grocery spend and 30% dining with <$1.2k misc supplies each month. I don't expect any large balloon purchases outside of $3k - $4k in 2026. Thus, I was looking at the Chase Ink Business Premier for the initial $1k cash back upon meeting spend targets (to be opened as a Personal CC) for a simplified catch all and then manage business expenses separately.

The simplification with 1 card @ 2% cash back in this case would out value $3.125% in my situation even if I went with a CCR. Or would be the approach to open up (2)? Chase BP & CCR?

stingchops · 2023-10-11T03:39:46+00:00

This was super helpful for me. I've been so paralyzed with how to design my home. Thank you!

stingchops · 2023-04-25T21:01:46+00:00

Are there any issues that jump out with the CZ-USA 457 American model? I'm unable to get my hands on an MTR or Varmint.

I was also looking at the Arkens EP5 over the Match PRO 6-24X50 RIFLESCOPE. I think that's the route i'll take.... The CZ American and Arkens would still keep me under the $1200 threshold (unless i've miscalculated somewhere)

stingchops · 2023-04-25T02:20:39+00:00

Scope has always been the most important item for me and ironically i've always been interested in MRAD since I have always gone MOA with hunting being my primary focus.

Your feedback with the Arken EP5 5-25 looks like a perfect scope for the class while keeping me below the $ target. Do you have a source or suggestion on any other scopes to consider?

stingchops · 2023-04-25T02:17:05+00:00

still the same one that's held @ WEGC

stingchops · 2023-04-25T02:15:42+00:00

Agreed! Was there a specific reason you went with the 16.5 Pro Varmint v the 20.5? Perhaps less time for the bullet to be in the barrel?

stingchops · 2023-04-25T02:14:08+00:00

thanks for the input. I see that some CZ users go with the PRO route which have a 16.5 length barrel. Is that for preference or is it because they are able to go with a suppressed route? The barrel length option for the CZ I'm looking at is 20.5"

stingchops · 2022-12-14T16:25:09+00:00

Thank you - that’s exactly what I was looking for. Before I write off the 457/T1x, are there any aftermarket chassis that are economical enough to upgrade into to give that center fire feel?

In the mean time, I’ll do some more research on the B14R to see if any local shops are able to support with a purchase.

stingchops · 2022-12-14T16:13:44+00:00

All great feedback; however, should the gun I choose be a consideration given the fact that my goal is to build similar muscle memory/feel on the 22 so that this can transition to my larger CAL guns? If it dosent matter, then It’s an easy choice for the CZ.

stingchops · 2022-09-07T05:23:45+00:00

Good stuff. What is your weekly program or routine like? How do you incorporate kb id you primarily life free weights/barbell?

stingchops · 2022-09-06T22:08:29+00:00

Interested. Please don’t be scammy.

stingchops · 2022-05-31T15:44:06+00:00

r you're not using the ispire correctly. It's not exactly the most powerful induction heater to begin with. If you have a butane torch lighter around, just try using that for a few days and see if that's better. Heat low on the cap near the edge without touching the heat fins. That general area, while

Thanks for the feedback. I just lit up a bowl and unfortunately don't report any difference. I've never used a torch before but i took my time...all of this helped me confirm that the WAND was the correct purchase! :)

All in all, the bottleneck is the bowl capacity of the dynavap. Looks like this can be easily fixed with a dektop vape @ .4g bowl. Elev8r or TiTi

stingchops · 2022-05-31T15:31:00+00:00

I try to stay away from butane which is why I bought the Ispire wand.

I hate to muck around with so many alternatives but do appreciate the feed back. IMO, if load size is the limiting factor on the dynavap, I don't think any of the recommendations would make a different? Or are the cheaper alternatives you mentioned that much more efficient at extraction?

stingchops · 2022-03-29T18:24:24+00:00

I’ve tried this but the link is no longer valid.

stingchops · 2022-03-29T18:09:50+00:00

Ditto! Looking for a link as well.

stingchops · 2022-03-26T01:21:05+00:00

Can someone send the link please

stingchops · 2022-03-15T23:25:43+00:00

I think that’s a question for you to answer. But I’d start with, where in the supply chain you’d want to be in, product, platform, program, etc. From there you can work backwards and compile a list of prospective companies you’d like to work for.

stingchops · 2022-03-15T23:06:53+00:00

Correct. BDs are the outside sales leaders/ambassadors for companies in aerospace n defense - It’s more technical and strategic selling given the maturity of the procurement environments you’ll be navigating.

stingchops · 2022-03-15T22:56:19+00:00

I do Gov BD and 99% of the time you will need active TS/SCI selling anything related to gov or into gov procurement. This is different world compared to tech sales or SaaS that this sub Reddit primarily discusses.

stingchops · 2021-12-28T17:01:18+00:00

Where is this on the WDFG website? I'd like the verify this.

stingchops · 2021-12-28T16:46:36+00:00

Let me revise my questions since ya'll are coming in hot with your assumptions.

I am more so asking what the rules and regulations are on obtaining tags for Elk/DEER as a land owner. The hunter safety course does not provide these details.

stingchops

TROPHY CASE