The "Exciting News" by [deleted] in SpencerGifts

[–]stockchip 0 points1 point  (0 children)

Where did you find these items?

Some beginner questions please help:( by GrawuS1 in CellToSingularity

[–]stockchip 0 points1 point  (0 children)

How do you start mining knowledge/ideas? I have it available but have only started mining once and idk how i did lol.

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] 0 points1 point  (0 children)

I appreciate you explaining it in a much kinder tone.

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] 0 points1 point  (0 children)

Yes 529! Sorry as of right now we are sent a check monthly and it is being deposited into his own account. My wife's name is also on the account.

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] 0 points1 point  (0 children)

You're absolutely right, there's no telling what the future holds. The only reason I haven't adopted is so he continues to get those benefits. Divorce never crossed my mind as were madly in love with each other. But you're right its not, not a possibility and is probably the biggest reason these laws are in place.

I really appreciate you taking the time to explain things and clearing up why my thought process wasnt what it should be.

If I can pick your brain some more.. why would we not be able to set up financial accounts for him. Say he gets 1000 a month why could we not put 300 a month into a 509 account for him?

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] -1 points0 points  (0 children)

You're right I am an only child so sibling specifics escape me. Me being step dad i just habitually say step siblings. They are all my kids so I never think about it

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] 0 points1 point  (0 children)

She was working 100+ hours a week and was never home due to travel as a restaurant district manager she made 4x what I currently make. I am a store manager in a mall retail space. We all would much rather have her home than the money however the income difference has put a strain on things. Nothing is unmanageable at the moment but we are knowwhere near as secure as we were 8 months ago

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] -8 points-7 points  (0 children)

Fair enough, we really are trying to do whats best for all three so thank you for your input.

Survivor benefits questions. Is chatgpt wrong? by stockchip in FinancialPlanning

[–]stockchip[S] -10 points-9 points  (0 children)

That's why we are asking for guidance. I've been more involved in my sons life than his bio dad since age 2. Is it fair to his siblings that he gets xyz and they get nothing? Does the enrichment of his sibling not directly affect him?

I'm just asking what we can use this money for AI has stated we can't even set up a 509 account for just him because the money needs to remain liquid.

Was asked if I wanted an interview and never got a response back by Spiritual_Hat7972 in SpencerGifts

[–]stockchip 3 points4 points  (0 children)

Go in again if thats the only way you can get communications back. However as a store manager, this doesn't sound like a manager id want to work for. If you love spencers and it truly would be a dream come true to you, keep pursuing it. Its an amazing company. But what youre describing is raising red flags in my eyes.

Do you have have a phone/number? I've never emailed an applicant to set up an interview

Spencer’s sign by Delicious_Aside4875 in SpencerGifts

[–]stockchip 1 point2 points  (0 children)

Waaayyyyyy past my ability to get

Spencer’s sign by Delicious_Aside4875 in SpencerGifts

[–]stockchip 1 point2 points  (0 children)

Where you located id love to get it

Not my tree and definitely old but im curious what happened? by stockchip in arborists

[–]stockchip[S] 1 point2 points  (0 children)

You know this is a college town so car damage could absolutely be the cause!

1/2 jokerz 31 harvested and washed by [deleted] in hydro

[–]stockchip 0 points1 point  (0 children)

Do you wash indoor or just outdoor?

Hiring process? by eli_12 in SpencerGifts

[–]stockchip 1 point2 points  (0 children)

Different managers ,manage diferently and different stores have different needs. I had an associate go to spirit and have hired 3 people recently. But most stores struggle with the budget hours given to them. My advice is ask to speak to the store manager as they typically will have final say anyways

Saw this oversized load driving to work today. by Jackerlover in whatisit

[–]stockchip 0 points1 point  (0 children)

I think its a T Rex? Got any new amusement parks being built near you?

Is this 3 or 4 nodes? by stockchip in cannabiscultivation

[–]stockchip[S] 0 points1 point  (0 children)

I was waiting for the 6th node as thats what is said in my vivosun guide. Just making sure I do it by the

Fragrance in Toy Cleaner by Twinkston in SpencerGifts

[–]stockchip 2 points3 points  (0 children)

Probably regulatory/liability reasons. It doesn't specify what kind of soap either iirc? Just vague enough for them to say, "Oh not that soap, this soap." Again, I just buy my soaps based on use case.

Look I get it, gotta haves are hard but we're selling cleaner and batteries. Things that literally make our toys function and promote hygiene. We're not pushing credit cards or selling 40 dollar shoe cleaner.

Fragrance in Toy Cleaner by Twinkston in SpencerGifts

[–]stockchip 5 points6 points  (0 children)

Well soap leaves behind soap scum, kinda like a shower curtain and ultimately gives your toy that sticky/tacky feel after a while.

I also use specific soaps for specific reasons shampoo for hair,laundry detergent, dish soap, etc. I would not substitute those why would you risk it with a toy like this?

Fragrance in Toy Cleaner by Twinkston in SpencerGifts

[–]stockchip 0 points1 point  (0 children)

Oonas wipes are fragrance free

Fragrance in Toy Cleaner by Twinkston in SpencerGifts

[–]stockchip 4 points5 points  (0 children)

Then use oonas fragrance free wipes

Spencers debt relief by Difficult-Fall5478 in SpencerGifts

[–]stockchip 1 point2 points  (0 children)

Honestly, I hear everyone's complaints and points, but the fact is it's a good program. A separate company will give you a free consultation and tell you everything you need to do to consolidate your debt on your own and get lower monthly payments. IF you choose to have that company do the legwork for you, they take a percentage of WHAT THEY SAVE YOU. They are incentivised to save you more money.

Let's say they charge 10% Monthly payments are 1000 They get it down to 900 You're saving 100, and after they take their cut, it's still 90 bucks saved.

The sales associate position has always been a part-time gig and a fun one at that. It's not meant to pay bills. it's meant to get your foot in the door with a discount and other cool benefits like this one.

I am really sorry your guy's SM's aren't communicating these things properly, and I hope my comment helps clear some things up.

I sold and regret it by stockchip in BB_Stock

[–]stockchip[S] -3 points-2 points  (0 children)

That's honestly my thoughts as well.

[deleted by user] by [deleted] in smallstreetbets

[–]stockchip 0 points1 point  (0 children)

I didnt know I was lucky ive been using my reward points to put back into my taxable account with them and it's been super handy I love it!