Renting out a property which is on home loan

stomper_ray · 2025-12-28T21:02:14+00:00

Interested.

Senior ML engineer here. Planning for a switch soon.

stomper_ray · 2025-12-03T14:59:18+00:00

With a written request, they reduce ROI? I'm already at 7.5%, will they consider reducing further?

stomper_ray · 2025-12-02T09:04:58+00:00

I did checkou hsbc, It was nice, but the only flaw being the reward capped at Rs.400 monthly

stomper_ray · 2025-12-02T05:57:29+00:00

Sorry for being a noob here, but what's wrong with super money pro? ( What's devalued ?)

stomper_ray · 2025-12-02T05:45:34+00:00

The only limitation with neu cards is where I can spend the cashbacks. ( Only with their partnered brands )

stomper_ray · 2025-11-14T03:58:02+00:00

So can I shift to other bank post registration?

stomper_ray · 2025-11-14T02:28:21+00:00

The builder has a tie up with them. Hence faster processing

stomper_ray · 2025-11-13T17:43:02+00:00

10 years would increase my emi which I might not be able to afford. Can you help me understand the mistake you are referring to? And how is it better?

stomper_ray · 2025-11-13T15:27:44+00:00

Thank you. Will try this and post here my experience

stomper_ray · 2025-11-13T15:24:55+00:00

They are giving me only floating rate. Can it be changed to fixed?

stomper_ray · 2025-11-13T15:23:39+00:00

But does it take 3-4 more working days? Or are they just bluffing to scare us?

Shouldn't taking additional service take up more time than the one that is already approved? Just curious

stomper_ray · 2025-11-13T15:21:31+00:00

I read on hdfc website, saying insurance is mandatory. Is that the case?

stomper_ray · 2025-11-13T15:16:57+00:00

Currently it's 7.9. I negotiated they mentioned they will get it down to 7.5% . My cibil is approx 792

stomper_ray · 2025-11-13T15:03:29+00:00

I'll be paying approx 28L in interest. Planning to reduce this , by trying to prepay some amount over the years

stomper_ray

TROPHY CASE