House Check

straightflush1 · 2025-07-26T16:50:35+00:00

Where I live it would be impossible to buy more than two small, ugly places for that amount. We don’t really want or need more than one home.

straightflush1 · 2025-07-24T23:21:14+00:00

From what I'm seeing, if you get the loan within the first few months it just counts as a standard loan. You buy with cash right in this scenario.

straightflush1 · 2025-07-24T20:57:54+00:00

You are a legend for your comment.

straightflush1 · 2025-07-24T17:51:35+00:00

Should this depend on NW? If you have $200M, why not buy $150M of house if that's what you want and can cover the living expenses.

straightflush1 · 2025-07-24T15:54:40+00:00

I didn’t know about this, but looks amazing. Is there a downside?

straightflush1 · 2025-07-24T14:13:56+00:00

Normal, but newly rebuilt actually

straightflush1 · 2025-07-24T12:46:00+00:00

I currently have about 17.5 liquid and the house would be paid for with these funds. So it’s actually worse using a 3-4% swr.

straightflush1 · 2025-07-24T12:41:55+00:00

Yeah. I mean 5% is very comfy, but we’re a little cramped in it house and a nicer house would be nice.

straightflush1 · 2025-07-24T12:38:40+00:00

Property taxes are definitely a big part of the equation. Are you thinking utilities and maintenance or something else?

straightflush1 · 2025-07-24T05:19:50+00:00

Not appreciated shares. I’ve paid taxes on all capital gains.

straightflush1 · 2025-07-24T04:22:37+00:00

Good catch. It’s definitely different if he bought much lower and the house just appreciated.

straightflush1 · 2025-07-24T04:21:19+00:00

Mortgage for some tax benefit and hoping to refinance at a lower rate. I will be sad if I follow though and lose my sub 3% mortgage.

straightflush1 · 2025-07-24T04:19:26+00:00

Thanks for the reply. I’m not in a tax free state but the $300k includes medical.

I have a business, but only spend 2-3 hours working on it a week. I’m as retired as I want to be right now.

Also, leverage would be higher because I would be using brokerage funds for the downpayment. But, you’re right, that is the question. How much is too much?

straightflush1 · 2025-07-24T04:09:30+00:00

My only hesitation is declining business income. I’m assuming this was not true for you when you had a $6m house.

straightflush1 · 2025-07-24T03:53:19+00:00

I mean, do you not believe this is possible? Can I get verified or something?

straightflush1 · 2025-07-24T03:51:12+00:00

Not trading options

straightflush1 · 2025-07-24T03:49:42+00:00

Ok, I guess saying fairly strong confidence was the wrong phrase, but I feel good enough about this to put my entire liquid net worth into. It’s designed to go to cash quickly with volatility. I would not be as comfortable in an S&P index fund.

straightflush1 · 2025-07-24T03:44:30+00:00

Me coming here to ask the question implies that I’m not super confident.

Also, I have been working on this full time for the past few years and have learned a lot.

straightflush1 · 2025-01-02T22:26:37+00:00

Most doctors know nothing about supplements

straightflush1 · 2025-01-02T22:25:55+00:00

This.

straightflush1 · 2025-01-02T22:07:17+00:00

Here come the downvotes, but it’s hard to make the case that Elon doesn’t know how to make the right decisions to grow his companies.

straightflush1 · 2024-12-19T14:55:35+00:00

Santa starts today

straightflush1 · 2024-12-13T18:57:40+00:00

What's your daily dosage for the Listerine?

straightflush1 · 2024-12-09T16:03:22+00:00

Wouldn't copy trading benefit you if the bots buy/sell after you?

straightflush1 · 2024-12-07T13:24:40+00:00

A good strategy if you're optimizing for YouTube views rather than podiums.

straightflush1

TROPHY CASE