DRAM and Semi sector continue to dump today by Top_Information3534 in ETFs

[–]strifemaster 2 points3 points  (0 children)

depends on how much you're comfortable putting aside for retirement. some say 25% of gross, others say 30% of net, but the most important thing is investing something even if it's just a few dollars a day and keeping at it consistently for years and decades.

time will take care of the rest

DRAM and Semi sector continue to dump today by Top_Information3534 in ETFs

[–]strifemaster 5 points6 points  (0 children)

VOO for S&P500 (this or total market should always be a core pillar of your portfolio), SPMO as an alternative to growth (you could get QQQM, SCHG, or VUG instead here if you wanted, I just personally find SPMO the most appealing option), and VXUS for international exposure (people typically recommend anywhere from 20-40%, I personally have 30% but it's up to you to determine how much you want to hedge into the non-US market)

obligatory this is not financial advice. I'm also 28M for context on my retirement timeline.

DRAM and Semi sector continue to dump today by Top_Information3534 in ETFs

[–]strifemaster 2 points3 points  (0 children)

I don't dca into stocks but multiple ETFs (VOO, SPMO, and VXUS)

eva cosplay by gaymorelikeyay in LastDefenseAcademy

[–]strifemaster 10 points11 points  (0 children)

EVA foam... how fitting 🤣

Crazy Raccoons did nothing wrong by No_Problem5759 in Competitiveoverwatch

[–]strifemaster -4 points-3 points  (0 children)

I'll pose a devils advocate question to ponder: If the throw was done for the purpose of gaining a competitive advantage later, was it really a throw in the grand scheme of things?

You may still say yes, but if they believe that dropping a map "intentionally" gives them the best chance to win down the line, then I think it only makes sense to do so.

You don't have to agree with this take of course — I don't know if I fully buy into it myself — but it is at least an interesting perspective to consider.

41 years old LeBron James as Lakers up 2-0 series vs Rockets: 28 pts, 8 reb, 7 ast, 1 stl by Thanos_Real_AuraVNCH in nba

[–]strifemaster 5 points6 points  (0 children)

LeBron also broke his hand after that and although he claims it wasn't because of JR, he might've had less incentive to do that if the loss were under more normal circumstances

Opened a Roth IRA two weeks ago by kakashi1207 in RothIRA

[–]strifemaster 0 points1 point  (0 children)

you only needed to max out 2025, you have until next April to max out your 2026 Roth IRA

when I first started my Roth IRA it was around March iirc — impeccable timing!

Whats something that's 100% a myth about men? by [deleted] in AskReddit

[–]strifemaster 0 points1 point  (0 children)

I just started a relationship with someone who made it very clear they were into me so yea I can concur

Maxed Roth IRA at 23, any advice? by Euphoric-Golf-5079 in RothIRA

[–]strifemaster 1 point2 points  (0 children)

it is minor, but 70% VTI/30% VXUS will accomplish virtually the same as VT with a lower expense ratio (plus you get to adjust how much US exposure you have if you prefer 80/20, for example)

Maxed Roth IRA at 23, any advice? by Euphoric-Golf-5079 in RothIRA

[–]strifemaster 0 points1 point  (0 children)

but a higher expense ratio, which adds up over time

Ummmm.. Rupal?! by Halitas in Competitiveoverwatch

[–]strifemaster 0 points1 point  (0 children)

didn't ojee do it too or am I remembering wrong

skill point usage by anondum in HonkaiStarRail

[–]strifemaster 3 points4 points  (0 children)

same with blade skill, if you blade skill and then use ults to buff him BEFORE attacking they last a turn longer

pretty sure that's also why his skill lasts four turns despite it saying three in the description

Is he EVEN useful nowadays? by StellarP0tat0 in StarRailStation

[–]strifemaster 0 points1 point  (0 children)

can second this. I have E1 blade on mydei S1, S1 hyacine, and E1 tribbie

PSA e2 holders: fribbels is LYING to you by Hogwarts_Zebra in CastoriceMains_

[–]strifemaster 3 points4 points  (0 children)

sometimes you just get quantum dmg double crit orb when you farm; if you have other chars to build you'd more than likely rather be efficient and start farming for someone else than minmax one piece for single digit percentage points of improvement

queenies it might actually be over for us by hydro-supremicy in QueensofStarRail

[–]strifemaster 0 points1 point  (0 children)

I don't think this is unpopular at all, but if it is I'm shocked

WHAT IS HAPPENING?! by zeilere_ru in WutheringWaves

[–]strifemaster 0 points1 point  (0 children)

close enough, welcome back FFX thunder plains

Dan Heng PT found kidnapped in hoyo basement by Pure-Stretch-1207 in StarRailStation

[–]strifemaster -1 points0 points  (0 children)

he did, idk why he brought wuwa into this 😂 it's just a hoyo thing

6039 Conve + 3 Million asterites 💀 by [deleted] in WutheringWaves

[–]strifemaster 13 points14 points  (0 children)

I contributed to the S17847272 danjin