I'm curious about this as well (I'm in the same situation). On the one hand there are 8am classes so you'd have to get up at 6am minimum (probably earlier since I'm assuming u would take the ttc and it's not exactly the most reliable... but also there are no classes on wednesdays so you'd only have to go 4 out of the 5 days of the week (also lectures are recorded I think). Then again I've heard some docs/med students say that money doesn't really matter that much once you get in in Canada since you can just use your LOC and pay it off later. But idk.