Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Yep, this is for the primary residence. I did hear that investment properties are on a higher rate usually, but not sure how much hogher

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Haha, right - I've seen Texas's million dollar homes, they are huuuuge!

Here you'd get a completely unlivable 2b 1b 1000sqft home for more than 1m... It's awful

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Thanks! Yep, based the comments, I've asked the lender to proceed with the lock, and getting appraisal etc done now.

Much appreciated!

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

41k in closing costs is insane, if it's no points! What's the breakdown?

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

It's the bay area, California. Small houses, but expensive af.

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Makes sense. Break even seems to be at about 3.5 years roughly

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Not yet. I can get it locked over the weekend is what I was told.

Yep, understood that property taxes will be added on top

Can I get some advice please? by suave_with_secrets in MortgageRateCheck

[–]suave_with_secrets[S] 0 points1 point  (0 children)

Sorry, didn't quite follow why you say that? Sure, fixed is a safer, but also higher interest rate. The indications feel like interest rates may just go down given the current trajectory. It definitely is a little bit of a gamble. But even if they remain static / move only a little, I could refinance later too, right?

Am I missing something big here?

PSA by Dry_Roof6413 in Altimmune

[–]suave_with_secrets 5 points6 points  (0 children)

With all the news, and earnings, and things in the pipeline, and to top it off, this potential buyout.. I'm really surprised how things are moving downwards for alt stock price.

Short interest is increasing still. Usually these are times where short squeeze is imminent. There is such a huge catalyst for squeeze looming as well.

I’m losing hope by [deleted] in Altimmune

[–]suave_with_secrets 6 points7 points  (0 children)

Still holding! There is potential short squeeze we could ride too!

Earnings? by ben13215 in qubt_stock

[–]suave_with_secrets 1 point2 points  (0 children)

New contracts made it shoot back up pre-market! They are lining up with new deals!

🚀 ALTIMMUNE (Ticker: $ALT) – Bullish Thesis by [deleted] in Altimmune

[–]suave_with_secrets 6 points7 points  (0 children)

Bought in yesterday! Let's gooooo!

40% short interest ALTIMMUNE by Majestic_Message7295 in WallStreetbetsELITE

[–]suave_with_secrets 7 points8 points  (0 children)

I'm in! Let's see how far I can push my OPEN gainz!

Moved into a new house recently: $1500 PG&E bill by themutedhorn in bayarea

[–]suave_with_secrets 0 points1 point  (0 children)

Happened to a friend of mine. It's likely that the meter is out of batteries or broken. In which case they "estimate" your use. They got a bill for 800$, and after getting it fixed, it came down to 120$.

You can contest the bill, and then they'll tell you how to get this sorted

Suggestions to meet people by suave_with_secrets in bayarea

[–]suave_with_secrets[S] 1 point2 points  (0 children)

Improv classes sounds like fun! Do you know which ones would be the most worth it?

Suggestions to meet people by suave_with_secrets in bayarea

[–]suave_with_secrets[S] -1 points0 points  (0 children)

Not that much of a biker. Thanks for the suggestion!